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Auto Insurance Marketplace

Welcome to Engine's Auto Insurance Short Form API Integration Guide!

This document provides everything you need to integrate with Engine's platform and match users with auto insurance offers from carriers and marketplace partners.

Short form is a streamlined auto insurance marketplace flow that requires only 6 core data points to generate personalized offers.

Key Capabilities

Dynamic offers: Retrieve offers from minimal user, vehicle, and policy-holder information.

⏱️ Asynchronous aggregation: Aggregate carrier and partner offers through a poll-based rate table.

🎯 Personalized results: Show ranked offers, marketing copy, carrier branding, and impression tracking.

🛡️ Compliance: Enable a seamless, compliant, and user-friendly experience.

Getting Started

Unlike some other Engine product lines, the Auto Insurance API is asynchronous: carriers and partners respond to the offer search at different speeds, so your initial request will typically return with the search still in progress. You then poll a second endpoint to retrieve the completed rate table as responses arrive.

To retrieve auto insurance offers, submit an offer search with "productTypes": ["AutomobileInsurance"] with a payload of consumer data defined in our API Reference.

Technical Overview

Engine recommends polling the rate table endpoint approximately once every second, for up to 15 seconds, or until pendingResponses is empty. Display offers already present in the offers array while polling continues for pending responses.

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