Overview

The Engine by MoneyLion API is RESTful, encodes data as JSON and authenticates all requests. You can use it to do the following:

• Build a user experience for financial service search, comparison and recommendation that is both performant and compliant.
• Integrate with and programmatically manage your Engine by MoneyLion account.
• Stream analytics data into your system in near real-time.

Authentication

Authorization Header Example

Authorization: Bearer 0ee2eb9d-b0a3-4ac0-ba67-2b6b5d9499cd_6d9aa523-48f7-4a58-85ad-d3ed13c6c6ba

All requests to the Engine by MoneyLion API must be authenticated using a bearer token. There are two types of bearer tokens:

• Publishable tokens can be published in application code and downloaded to a user's device. As a result, they only have restricted access to the API.
• Confidential tokens must be managed like a password or any other confidential secret. As a result, they have access to sensitive API endpoints.
• Experimental tokens are used to access endpoints that are not yet available for all partners. They may be treated the same as a publishableBearerToken.

A valid bearer token is formatted as two UUIDs concatenated with an underscore. A token must be specified in the Authentication header of each request. The header value must start with the string "Bearer", followed by a single space, followed by the bearer token with no trailing whitespace.

Response Types

The Engine by MoneyLion API responds with meaningful HTTP response codes that follow REST conventions.

Response codes in the 2xx range indicate that the request succeeded while codes in the 4xx range indicate that the request failed.

4xx failures can be resolved by the client by altering request data. However, if a request failure is due to an Engine by MoneyLion server error, a code in the 5xx range will be returned. This response type is rare, and as such is not further documented.

Success

There are two potential 2xx response codes:

• 200 OK - A succesful read request to a GETendpoint.
• 201 Created - A successful request to create a new resource via a POST endpoint.

The response body will contain either the requested data, or the newly created resource.

Failure

There are four potential 4xx response codes:

• 400 Bad Request - A malformed request that could not be parsed prior to processing.
• 401 Unauthorized - A request that either could not be authenticated due to a missing or malformed Authorization header or unknown bearer token or could not be authorized due to insufficient permissions.
• 404 Not Found - A request that either references an unknown path, or specifies an unknown UUID as a path parameter.
• 422 Unprocessable Entity - A request that fails validation or is otherwise in violation of documented business logic.

Regardless of response code, the body will match the ApiError schema.

Financial Products

The lead schema is not specific to any particular financial product. As a result, no fields are required, and the desired financial product types are indicated via the productTypes array.

Potential values for productTypes include:

• loan
• savings
• credit_card

There are requirements associated with each of these values, and in the case of loans, those requirements may be specific to the desired loan sub-type. All are detailed below.

Loans

Personal Loan Request

POST /leads/rateTables

{
  "productTypes": [
    "loan"
  ],
  "personalInformation": {
    "firstName": "John",
    "lastName": "Doe",
    "email": "[email protected]",
    "city": "New York",
    "state": "NY",
    "primaryPhone": "2125556789",
    "address1": "45 West 21st Street",
    "address2": "5th Floor",
    "zipcode": "10010",
    "dateOfBirth": "1993-10-09",
    "ssn": "111-22-3333"
  },
  "loanInformation": {
    "purpose": "debt_consolidation",
    "loanAmount": 10000
  },
  "mortgageInformation": {
    "propertyStatus": "own_with_mortgage"
  },
  "creditInformation": {
    "providedCreditRating": "excellent"
  },
  "financialInformation": {
    "employmentStatus": "employed",
    "employmentPayFrequency": "weekly",
    "annualIncome": 75000
  },
  "educationInformation": {
    "educationLevel": "masters"
  },
  "legalInformation": {
    "consentsToFcra": true,
    "consentsToTcpa": true,
    "tcpaLanguage": "I agree to be contacted by Engine by MoneyLion and its partners at the telephone number(s) I have provided above to explore personal loan offers, including contact through automatic dialing systems, artificial or pre-recorded voice messaging, or text message. I understand my consent is not required as a condition to purchasing any goods or services from anyone.",
    "fcraLanguage": "By checking this box/clicking 'agree' I hereby consent to the 'E-Sign Agreement', the 'Credit Authorization Agreement', the Terms of Service and Privacy Policy, and I am providing written consent under the Fair Credit Reporting Act (FCRA) for [Engine by MoneyLion and/or Insert Company Name], its partners and financial institutions to obtain consumer report information from my credit profile. I request that my information be provided to their partners, lenders, and financial services partners to provide me with financial recommendations, which may also include debt relief, credit repair, credit monitoring or other related services"    
  },
  "clientTags": {
    "subId": [
      "aaa053cb"
    ]
  }
}

Personal Loan Response

200 OK

{
  "uuid": "2c6cb6e4-0aa2-4ab5-9109-8679de537e10",
  "leadUuid": "f823a7c0-586a-4fc3-9cfa-c38694b80b2c",
  "loanOffers": [
    {
      "uuid": "fef16e91-960f-4ac7-a8ec-98d7a6b32c7e",
      "originator": {
        "key": "lending-club",
        "name": "LendingClub",
        "description": "Low fixed rate personal loans from $1,000 to $40,000",
        "images": [
          {
            "sizeKey": "150",
            "url": "aff-tag.evenfinancial.com/images/lendingclub/lendingclub_120.png"
          }
        ],
        "disclaimer": "Suspendisse rhoncus magna erat, nec rhoncus leo elementum eget."
      },
      "originatorId": null,
      "termLength": 36,
      "termUnit": "month",
      "maxAmount": 12000,
      "minAmount": 800,
      "maxApr": 35.99,
      "minApr": 25.01,
      "meanApr": 30.5,
      "feeRate": null,
      "maxFeeRate": null,
      "minFeeRate": null,
      "feeFixed": null,
      "maxFeeFixed": null,
      "minFeeFixed": null,
      "allowPrepayment": true,
      "prepaymentFee": 0,
      "monthlyPayment": 119.3,
      "maxMonthlyPayment": 137.4,
      "minMonthlyPayment": 119.3,
      "meanMonthlyPayment": 128.18,
      "maxTotalPayment": 4947,
      "minTotalPayment": 4295,
      "meanTotalPayment": 4615,
      "terms": null,
      "url": "https://offers.evenfinancial.com/ref/fef16e91-960f-4ac7-a8ec-98d7a6b32c7e",
      "preQualified": false,
      "preApproved": true,
      "sponsored": false,
      "aprType": "fixed",
      "recommendationScore": 95,
      "amountPrefix": null
    },
    ...
  ],
  "specialOffers": [],
  "savingsOffers": [],
  "creditCardOffers": [],
  "mortgageOffers": [],
  "pendingResponses": [
    {
      "partner": {
        "uuid": "91d08be0-2a8c-4d28-b399-7e1b38e2522e",
        "name": "Avant",
        "description": "Personal loans from $1,000 to $35,000",
        "disclaimer": "Suspendisse rhoncus magna erat, nec rhoncus leo elementum eget.",
        "imageUrl": "https://images.evenfinancial.com/old/images/avant/avant_120.png"
      },
      "productTypes": [
        "loan"
      ]
    }
  ],
  "pendingOriginators": [
    {
      "key": "avant",
      "name": "Avant",
      "description": "Personal loans from $1,000 to $35,000",
      "images": [
        {
          "sizeKey": "120",
          "url": "aff-tag.evenfinancial.com/images/avant/avant_120.png"
        }
      ],
      "disclaimer": "Suspendisse rhoncus magna erat, nec rhoncus leo elementum eget."
    }
  ]
}

The loan product type includes the following:

• Personal Loans
• Student Loan Refinancing
• Co-Applicant Loans
• Secured Loans
• Line of Credit

To search for any loan product, you must set productTypes to ["loan"] on the lead.

Personal Loans

Unsecured personal loans require no collateral and can be used for a large variety of purposes, but may have higher interest rates than other types of loans.

In order to get pre-approved and pre-qualified personal loan offers, you should specify the following fields on the lead:

• personalInformation.firstName
• personalInformation.lastName
• personalInformation.address1
• personalInformation.address2 (when applicable)
• personalInformation.city
• personalInformation.state
• personalInformation.zipcode
• personalInformation.email
• personalInformation.primaryPhone
• personalInformation.dateOfBirth
• personalInformation.ssn
• loanInformation.purpose
• loanInformation.loanAmount
• mortgageInformation.propertyStatus
• creditInformation.providedCreditRating or creditInformation.providedNumericCreditScore
• financialInformation.employmentStatus
• financialInformation.employmentPayFrequency
• financialInformation.annualIncome
• educationInformation.educationLevel
• legalInformation.consentsToTcpa
• legalInformation.consentsToFcra
• legalInformation.tcpaLanguage
• legalInformation.fcraLanguage

Auto Loan Refinancing

Searching for automobile refinancing loans is just like searching for personal loans, but with some additional requirements:

• loanInformation.purpose must be "auto_refinance".
• financialInformation.monthlyHousingPayment must be specified.
• vehicleInformation.monthlyPayment must be specified.
• vehicleInformation.estimatedMileage must be specified.
• vehicleInformation.vehicleIdentificationNumber or vehicleInformation.vehicleUuid must be specified.
• if vehicleInformation.vehicleUuid is specified it must come from a valid year/make/model/trim combination from the GET /leads/vehicles/trims utility endpoint.

Student Loan Refinancing

Refinancing your existing student loans enables you to consolidate your debt, possibly at a lower rate, but only student loans are eligible.

Searching for student loan refinancing loans is just like searching for personal loans, but with some additional requirements:

• productSubTypes must be ["student_loan_refinance"]
• loanInformation.purpose must be "student_loan_refi"
• educationInformation.graduationDate must be specified.
• financialInformation.monthlyHousingPayment must be specified.
• financialInformation.availableAssets must be specified.
• personalInformation.citizenshipStatus must be specified.
• educationInformation.universityAttended must be specified. This is a free form text field for the university name, which should be taken from the GET /leads/universities utility endpoint.
• if educationInformation.educationLevel is "doctorate", then educationInformation.graduateDegreeType must be specified.

Co-Applicant Loans

A co-applicant loan requires a consignor and leverages their credit to help you possibly get a better rate. You are both responsible for paying back the loan.

The consignor information is specified on the coApplicantInformation sub-object and must be specifed in addition to the fields required for personal loans to potentially get co-applicant loans offers

• coApplicantInformation.firstName
• coApplicantInformation.lastName
• coApplicantInformation.address1
• coApplicantInformation.address2 (when applicable)
• coApplicantInformation.city
• coApplicantInformation.state
• coApplicantInformation.zipcode
• coApplicantInformation.dateOfBirth
• coApplicantInformation.annualIncome

Secured Loans

Secured Loans require collateral, such as an investment account, car, or other asset in order to guarantee the loan. Their interest rates may be lower than unsecured loans depending on several factors.

Secured loan offers will be automatically returned alongside unsecured personal loan offers if the lead meets criteria.

Line of Credit

A line of credit is a financial product that you can borrow from at any time based on a preset limit. As you pay it off over time, that credit will once again become available for you to borrow from. You will pay interest only on the amount you borrow.

Line of credit offers will be automatically returned alongside personal loan offers if the lead meets criteria.

Savings

Savings Request

POST /leads/rateTables

{
  "productTypes": [
    "savings"
  ],
  "personalInformation": {
    "zipcode": "10010",
  },
  "creditInformation": {
    "providedCreditRating": "excellent"
  },
  "savingsInformation": {
    "minDepositAmount": 1000
  },
  "clientTags": {
    "subId": [
      "3fdb9596"
    ]
  }
}

Savings Response

200 OK

{
  "uuid": "2c6cb6e4-0aa2-4ab5-9109-8679de537e10",
  "leadUuid": "f823a7c0-586a-4fc3-9cfa-c38694b80b2c",
  "loanOffers": [],
  "specialOffers": [],
  "savingsOffers": [
    {
      "uuid": "98d684e4-ae64-4bd5-8614-9119bab84e45",
      "partner":
      {
        "uuid": "75b63898-4c51-4ade-b165-6f8218b06ac8",
        "name": "Sample Bank Brand Name",
        "description": "Sample Savings",
        "disclaimer": "None",
        "supportsPersonalizedOffers": false,
        "supportsPreSelect": false,
        "shouldDisplayPreSelect": false,
        "imageUrl": "https://www.sampleurl.com/content/125x70/img.png"
      },
      "marketplace":
      {
        "uuid": "8f0a4d03-c920-4c5e-966d-c8dc8cd4335f",
        "name": "LT",
        "description": "Description",
        "disclaimer": "Disclaimer",
        "supportsPersonalizedOffers": false,
        "supportsPreSelect": false,
        "shouldDisplayPreSelect": false,
        "imageUrl": "https://s3.amazonaws.com/test.png"
      },
      "productType": "savings",
      "productSubType": "savings_account",
      "url": "https://offers.evenfinancial.com/ref/021d6704-dbd1-48f6-8677-9cdea4eea990",
      "details":
      {
        "name": "360 Performance Savings",
        "description": "
\n
Access your money easily with Bill Pay
\n
Easy Opening
\n
No Monthly Service Fees
\n
",
        "annualPercentYield": 2.1,
        "compoundingMethod": "monthly",
        "minimumDeposit": 0,
        "monthlyFee": 0,
        "checkWriting": false,
        "federalInsuranceType": "fdic",
        "effectiveAsOf": "2022-08-30T14:34:29.477165Z"
      },
      "expiresAt": "2022-08-30T16:34:29.477165Z"
    }
  ],
  "creditCardOffers": [],
  "mortgageOffers": [],
  "pendingResponses": [
    {
      "partner": {
        "uuid": "91d08be0-2a8c-4d28-b399-7e1b38e2522e",
        "name": "Partner Bank 2",
        "description": "Lorem ipsum dolor sit amet, consectetur adipiscing elit.",
        "disclaimer": "Cras vestibulum diam sed tempor sagittis.",
        "imageUrl": "https://images.evenfinancial.com/partnerBank2/partnerBank2Logo.png"
      },
      "productTypes": [
        "savings"
      ]
    }
  ],
  "pendingOriginators": []
}

To search for savings accounts, you should set productTypes to ["savings"] on the lead. To get the best matching offers, you should also specify the following fields:

• personalInformation.zipcode
• savingsInformation.minDepositAmount

Credit Cards

Credit Card Request

POST /leads/rateTables

{
  "productTypes": [
    "credit_card"
  ],
  "personalInformation": {
    "firstName": "John",
    "lastName": "Doe",
    "email": "[email protected]",
    "city": "New York",
    "state": "NY",
    "primaryPhone": "2125556789",
    "address1": "45 West 21st Street",
    "address2": "5th Floor",
    "zipcode": "10011",
    "dateOfBirth": "1993-10-09"
  },
  "creditCardInformation": {
    "allowAnnualFee": true,
    "cardPurposes": [
      "travel_incentives"
    ]
  },
  "creditInformation": {
    "providedCreditRating": "excellent",
  },
  "legalInformation": {
    "consentsToFcra": true,
    "consentsToTcpa": true,
    "tcpaLanguage": "I agree to be contacted by Engine by MoneyLion and its partners at the telephone number(s) I have provided above to explore personal loan offers, including contact through automatic dialing systems, artificial or pre-recorded voice messaging, or text message. I understand my consent is not required as a condition to purchasing any goods or services from anyone.",
    "fcraLanguage": "By checking this box/clicking 'agree' I hereby consent to the 'E-Sign Agreement', the 'Credit Authorization Agreement', the Terms of Service and Privacy Policy, and I am providing written consent under the Fair Credit Reporting Act (FCRA) for [Engine by MoneyLion and/or Insert Company Name], its partners and financial institutions to obtain consumer report information from my credit profile. I request that my information be provided to their partners, lenders, and financial services partners to provide me with financial recommendations, which may also include debt relief, credit repair, credit monitoring or other related services"
  },
  "clientTags": {
    "subId": [
      "2ee169ef"
    ]
  }
}

Credit Card Response

200 OK

{
  "uuid": "2c6cb6e4-0aa2-4ab5-9109-8679de537e10",
  "leadUuid": "f823a7c0-586a-4fc3-9cfa-c38694b80b2c",
  "loanOffers": [],
  "specialOffers": [],
  "savingsOffers": [],
  "creditCardOffers": [
    {
      "uuid": "6e6a6043-afaf-4c61-971b-a035282548f0",
      "partner": {
        "uuid": "f7df60e5-13c0-4241-aba0-61a8877e142f",
        "name": "Partner Bank",
        "description": "Partner Bank Description",
        "disclaimer": "Partner Bank Disclaimer",
        "supportsPersonalizedOffers": false,
        "supportsPreSelect": false,
        "imageUrl": "https://dev-admin.evenfinancial.com/partner_image.gif"
      },
      "marketplace": {
        "uuid": "7a95da6d-2a03-4f58-beb0-d31eaddcfb15",
        "name": "Marketplace",
        "description": "Source of offers",
        "disclaimer": "Source disclaimer",
        "imageUrl": "https://dev-admin.evenfinancial.com/marketplace_image.gif"
      },
      "productType": "credit_card",
      "productSubType": "credit_card",
      "url": "https://dev-offers.evenfinancial.com/ref/6bb3ed5c-f1d1-4c69-af1c-d02a4e028b3c",
      "details": {
        "cardName": "Credit Card",
        "cardImageUrl": "https://example.com/image",
        "cardPurposes": [
          "travel_incentives"
        ],
        "ratesUrl": "https://example.com/",
        "maxPurchaseApr": 15,
        "minPurchaseApr": 15,
        "maxPurchaseIntroApr": 0,
        "minPurchaseIntroApr": 0,
        "purchaseIntroAprTerm": 12,
        "purchaseIntroAprTermUnit": "month",
        "maxCashAdvanceApr": 15,
        "minCashAdvanceApr": 15,
        "maxCashAdvanceIntroApr": 0,
        "minCashAdvanceIntroApr": 0,
        "cashAdvanceIntroAprTerm": 12,
        "cashAdvanceIntroAprTermUnit": "month",
        "maxBalanceTransferApr": 15,
        "minBalanceTransferApr": 15,
        "maxBalanceTransferIntroApr": 0,
        "minBalanceTransferIntroApr": 0,
        "balanceTransferIntroAprTerm": 12,
        "balanceTransferIntroAprTermUnit": "month",
        "annualFee": 100,
        "annualIntroFee": 0,
        "annualIntroFeeTerm": 1,
        "details": [
          "Credit card detail"
        ],
        "additionalDetails": [
          "One click away credit card detail"
        ],
        "cardType": "visa",
        "minimumCreditLine": 5000,
        "minimumPenaltyApr": 10,
        "maximumPenaltyApr": 10,
        "balanceTransferFee": 25,
        "cashAdvanceFee": 5,
        "lateFee": 25,
        "foreignExchangeFee": 10,
        "accountOpeningFee": 0,
        "returnPaymentFee": 0,
        "monthlyServiceFee": 0,
        "recommendedCreditRatings": [
          "good"
        ],
        "preQualified": false,
        "preApproved": false,
        "preSelected": false,
        "aprType": "variable"
      }
    }
  ],
  "mortgageOffers": [],
  "pendingResponses": [
    {
      "partner": {
        "uuid": "91d08be0-2a8c-4d28-b399-7e1b38e2522e",
        "name": "Partner Bank 2",
        "description": "Lorem ipsum dolor sit amet, consectetur adipiscing elit.",
        "disclaimer": "Cras vestibulum diam sed tempor sagittis.",
        "imageUrl": "https://images.evenfinancial.com/partnerBank2/partnerBank2Logo.png"
      },
      "productTypes": [
        "credit_card"
      ]
    }
  ],
  "pendingOriginators": []
}

To search for credit cards, you should set productTypes to ["credit_card"] on the lead. To get the best matching offers, you should also specify the following fields:

• personalInformation.firstName
• personalInformation.lastName
• personalInformation.address1
• personalInformation.address2 (when applicable)
• personalInformation.city
• personalInformation.state
• personalInformation.zipcode
• personalInformation.email
• personalInformation.dateOfBirth
• creditInformation.providedCreditRating or creditInformation.providedNumericCreditScore
• creditCardInformation.cardPurposes
• creditCardInformation.allowAnnualFee
• legalInformation.consentsToFcra
• legalInformation.consentsToTcpa
• legalInformation.tcpaLanguage
• legalInformation.fcraLanguage

Endpoints

Lead

A lead combines information about a user with search criteria for financial products, and is submitted in exchange for a rate table.

A rate table is a list of financial offers that match a submitted lead.

Lead Details

No fields are required on a lead, but depending on the type of product requested, a minimum subset is required in order to potentially receive personalized offers. For details, see the Financial Products overview.

A lead may request multiple product types, in which case the returned rate table will include a list for each product type with matching offers.

Asynchronous Rate Tables

Often a rate table will be built asynchronously. This means that although the rate table gets returned, the API may still be waiting for responses from one or more financial institutions. In these cases, you should poll the rate table until all responses are resolved before displaying the offers to the end user.

So, if you submit a lead via the "Submit lead" endpoint and the returned rate table has a non-empty pendingResponses array, you should reload the rate table via the "Get rate table" endpoint, and continue to do so until pendingResponses is empty.

Blocking Endpoint

You also have the option to submit a lead and receive a rate table synchronously via a blocking endpoint at https://integrations.evenfinancial.com/blocking/leads/rateTables.

The interface is identical to the "Submit lead" endpoint, but will only respond when all financial institution responses have been resolved. As a result, the pendingResponses field will always be empty and there will be no need to poll for more results. However, the response latency will likely be much higher than the asynchronous endpoint.

Submit lead

Code sample

curl -X POST 'https://api.evenfinancial.com/leads/rateTables' \
  -H 'Content-Type: application/json' \
  -H 'Accept: application/json' \
  -H 'Authorization: Bearer {access-token}' \
  -d @- << EOF
{
  "productTypes": [
    "loan"
  ],
  "personalInformation": {
    "firstName": "John",
    "lastName": "Doe",
    "email": "[email protected]",
    "city": "New York",
    "state": "NY",
    "primaryPhone": "2125556789",
    "address1": "175 5th Ave",
    "zipcode": "10010",
    "monthsAtAddress": 72,
    "activeMilitary": false,
    "militaryVeteran": false,
    "dateOfBirth": "1993-10-09",
    "ssn": "111-22-3333"
  },
  "personalReferenceInformation": {},
  "loanInformation": {
    "purpose": "debt_consolidation",
    "loanAmount": 10000
  },
  "mortgageInformation": {
    "propertyStatus": "own_with_mortgage"
  },
  "creditCardInformation": {},
  "savingsInformation": {},
  "creditInformation": {
    "providedCreditRating": "good"
  },
  "financialInformation": {
    "employmentStatus": "employed",
    "employmentPayFrequency": "biweekly",
    "annualIncome": 80000
  },
  "employmentInformation": {},
  "legalInformation": {
    "consentsToFcra": true,
    "consentsToTcpa": true,
    "consentsToSms": false,
    "fcraLanguage": "By checking this box/clicking 'agree' I hereby consent to the 'E-Sign Agreement', the 'Credit Authorization Agreement', the Terms of Service and Privacy Policy, and I am providing written consent under the Fair Credit Reporting Act (FCRA) for [Engine by MoneyLion and/or Insert Company Name], its partners and financial institutions to obtain consumer report information from my credit profile. I request that my information be provided to their partners, lenders, and financial services partners to provide me with financial recommendations, which may also include debt relief, credit repair, credit monitoring or other related services",
    "tcpaLanguage": "I agree to be contacted by [Engine by MoneyLion and/or Insert Company Name] its partners and their affiliated companies and financial institutions via email, postal mail service and/or at the telephone number(s) I have provided above to explore various financial products and services I inquired about, including contact through automatic dialing systems, artificial or pre-recorded voice messaging, or text message. Consent is not required as a condition to utilize the service, and you may choose to be contacted by an individual customer care representative(s) by calling XXXXX or emailing XXXX"
  },
  "educationInformation": {
    "educationLevel": "bachelors"
  },
  "coApplicantInformation": {},
  "healthInformation": {},
  "lifeInsuranceInformation": {},
  "refinanceLoans": [],
  "identificationInformation": {},
  "clientTags": {
    "transid": [
      "fk912234"
    ],
    "subid": [
      "ag67125"
    ]
  },
  "isTest": false,
  "sessionUuid": "c363ec58-c5f0-54ff-b8f7-0f5f630213d9"
}
EOF

fetch('https://api.evenfinancial.com/leads/rateTables', {
  method: 'POST',
  headers: {
    'Content-Type':'application/json',
    'Accept':'application/json',
    'Authorization':'Bearer {access-token}'
  },
  body: `{
  "productTypes": [
    "loan"
  ],
  "personalInformation": {
    "firstName": "John",
    "lastName": "Doe",
    "email": "[email protected]",
    "city": "New York",
    "state": "NY",
    "primaryPhone": "2125556789",
    "address1": "175 5th Ave",
    "zipcode": "10010",
    "monthsAtAddress": 72,
    "activeMilitary": false,
    "militaryVeteran": false,
    "dateOfBirth": "1993-10-09",
    "ssn": "111-22-3333"
  },
  "personalReferenceInformation": {},
  "loanInformation": {
    "purpose": "debt_consolidation",
    "loanAmount": 10000
  },
  "mortgageInformation": {
    "propertyStatus": "own_with_mortgage"
  },
  "creditCardInformation": {},
  "savingsInformation": {},
  "creditInformation": {
    "providedCreditRating": "good"
  },
  "financialInformation": {
    "employmentStatus": "employed",
    "employmentPayFrequency": "biweekly",
    "annualIncome": 80000
  },
  "employmentInformation": {},
  "legalInformation": {
    "consentsToFcra": true,
    "consentsToTcpa": true,
    "consentsToSms": false,
    "fcraLanguage": "By checking this box/clicking 'agree' I hereby consent to the 'E-Sign Agreement', the 'Credit Authorization Agreement', the Terms of Service and Privacy Policy, and I am providing written consent under the Fair Credit Reporting Act (FCRA) for [Engine by MoneyLion and/or Insert Company Name], its partners and financial institutions to obtain consumer report information from my credit profile. I request that my information be provided to their partners, lenders, and financial services partners to provide me with financial recommendations, which may also include debt relief, credit repair, credit monitoring or other related services",
    "tcpaLanguage": "I agree to be contacted by [Engine by MoneyLion and/or Insert Company Name] its partners and their affiliated companies and financial institutions via email, postal mail service and/or at the telephone number(s) I have provided above to explore various financial products and services I inquired about, including contact through automatic dialing systems, artificial or pre-recorded voice messaging, or text message. Consent is not required as a condition to utilize the service, and you may choose to be contacted by an individual customer care representative(s) by calling XXXXX or emailing XXXX"
  },
  "educationInformation": {
    "educationLevel": "bachelors"
  },
  "coApplicantInformation": {},
  "healthInformation": {},
  "lifeInsuranceInformation": {},
  "refinanceLoans": [],
  "identificationInformation": {},
  "clientTags": {
    "transid": [
      "fk912234"
    ],
    "subid": [
      "ag67125"
    ]
  },
  "isTest": false,
  "sessionUuid": "c363ec58-c5f0-54ff-b8f7-0f5f630213d9"
}`
}).then(function(res) {
  return res.json();
}).then(function(body) {
  console.log(body);
});

import requests
import json

response = requests.post(
  'https://api.evenfinancial.com/leads/rateTables',
  headers={
    'Content-Type': 'application/json',
    'Accept': 'application/json',
    'Authorization': 'Bearer {access-token}'
  },
  json=json.loads("""{
  "productTypes": [
    "loan"
  ],
  "personalInformation": {
    "firstName": "John",
    "lastName": "Doe",
    "email": "[email protected]",
    "city": "New York",
    "state": "NY",
    "primaryPhone": "2125556789",
    "address1": "175 5th Ave",
    "zipcode": "10010",
    "monthsAtAddress": 72,
    "activeMilitary": false,
    "militaryVeteran": false,
    "dateOfBirth": "1993-10-09",
    "ssn": "111-22-3333"
  },
  "personalReferenceInformation": {},
  "loanInformation": {
    "purpose": "debt_consolidation",
    "loanAmount": 10000
  },
  "mortgageInformation": {
    "propertyStatus": "own_with_mortgage"
  },
  "creditCardInformation": {},
  "savingsInformation": {},
  "creditInformation": {
    "providedCreditRating": "good"
  },
  "financialInformation": {
    "employmentStatus": "employed",
    "employmentPayFrequency": "biweekly",
    "annualIncome": 80000
  },
  "employmentInformation": {},
  "legalInformation": {
    "consentsToFcra": true,
    "consentsToTcpa": true,
    "consentsToSms": false,
    "fcraLanguage": "By checking this box/clicking 'agree' I hereby consent to the 'E-Sign Agreement', the 'Credit Authorization Agreement', the Terms of Service and Privacy Policy, and I am providing written consent under the Fair Credit Reporting Act (FCRA) for [Engine by MoneyLion and/or Insert Company Name], its partners and financial institutions to obtain consumer report information from my credit profile. I request that my information be provided to their partners, lenders, and financial services partners to provide me with financial recommendations, which may also include debt relief, credit repair, credit monitoring or other related services",
    "tcpaLanguage": "I agree to be contacted by [Engine by MoneyLion and/or Insert Company Name] its partners and their affiliated companies and financial institutions via email, postal mail service and/or at the telephone number(s) I have provided above to explore various financial products and services I inquired about, including contact through automatic dialing systems, artificial or pre-recorded voice messaging, or text message. Consent is not required as a condition to utilize the service, and you may choose to be contacted by an individual customer care representative(s) by calling XXXXX or emailing XXXX"
  },
  "educationInformation": {
    "educationLevel": "bachelors"
  },
  "coApplicantInformation": {},
  "healthInformation": {},
  "lifeInsuranceInformation": {},
  "refinanceLoans": [],
  "identificationInformation": {},
  "clientTags": {
    "transid": [
      "fk912234"
    ],
    "subid": [
      "ag67125"
    ]
  },
  "isTest": false,
  "sessionUuid": "c363ec58-c5f0-54ff-b8f7-0f5f630213d9"
}""")
)

print(response.json())

require 'rest-client'
require 'json'

response = RestClient.post(
  'https://api.evenfinancial.com/leads/rateTables',
%q|{
  "productTypes": [
    "loan"
  ],
  "personalInformation": {
    "firstName": "John",
    "lastName": "Doe",
    "email": "[email protected]",
    "city": "New York",
    "state": "NY",
    "primaryPhone": "2125556789",
    "address1": "175 5th Ave",
    "zipcode": "10010",
    "monthsAtAddress": 72,
    "activeMilitary": false,
    "militaryVeteran": false,
    "dateOfBirth": "1993-10-09",
    "ssn": "111-22-3333"
  },
  "personalReferenceInformation": {},
  "loanInformation": {
    "purpose": "debt_consolidation",
    "loanAmount": 10000
  },
  "mortgageInformation": {
    "propertyStatus": "own_with_mortgage"
  },
  "creditCardInformation": {},
  "savingsInformation": {},
  "creditInformation": {
    "providedCreditRating": "good"
  },
  "financialInformation": {
    "employmentStatus": "employed",
    "employmentPayFrequency": "biweekly",
    "annualIncome": 80000
  },
  "employmentInformation": {},
  "legalInformation": {
    "consentsToFcra": true,
    "consentsToTcpa": true,
    "consentsToSms": false,
    "fcraLanguage": "By checking this box/clicking 'agree' I hereby consent to the 'E-Sign Agreement', the 'Credit Authorization Agreement', the Terms of Service and Privacy Policy, and I am providing written consent under the Fair Credit Reporting Act (FCRA) for [Engine by MoneyLion and/or Insert Company Name], its partners and financial institutions to obtain consumer report information from my credit profile. I request that my information be provided to their partners, lenders, and financial services partners to provide me with financial recommendations, which may also include debt relief, credit repair, credit monitoring or other related services",
    "tcpaLanguage": "I agree to be contacted by [Engine by MoneyLion and/or Insert Company Name] its partners and their affiliated companies and financial institutions via email, postal mail service and/or at the telephone number(s) I have provided above to explore various financial products and services I inquired about, including contact through automatic dialing systems, artificial or pre-recorded voice messaging, or text message. Consent is not required as a condition to utilize the service, and you may choose to be contacted by an individual customer care representative(s) by calling XXXXX or emailing XXXX"
  },
  "educationInformation": {
    "educationLevel": "bachelors"
  },
  "coApplicantInformation": {},
  "healthInformation": {},
  "lifeInsuranceInformation": {},
  "refinanceLoans": [],
  "identificationInformation": {},
  "clientTags": {
    "transid": [
      "fk912234"
    ],
    "subid": [
      "ag67125"
    ]
  },
  "isTest": false,
  "sessionUuid": "c363ec58-c5f0-54ff-b8f7-0f5f630213d9"
}|,
  {
    'Content-Type' => 'application/json',
    'Accept' => 'application/json',
    'Authorization' => 'Bearer {access-token}'
  } 
)

p JSON.parse(response)

POST /leads/rateTables

Submit a lead and get a rate table. If the rate table has a non-empty pendingResponses array, reload it via the "Get rate table" endpoint. For more details see the Lead overview.

Request Body

undefined

Example responses

Success

{
  "uuid": "b9b212a8-b284-5986-813e-a8d8e87c1863",
  "leadUuid": "144bd0ea-b9c6-52d5-a7ef-dccb223d060d",
  "loanAmount": 10000,
  "loanOffers": [
    {
      "uuid": "e1c401fd-198c-53df-b5e7-f84f5dbd8c1a",
      "minAmount": null,
      "maxFeeRate": null,
      "maxFeeFixed": 526,
      "prepaymentFee": null,
      "payout": 10,
      "minMonthlyPayment": null,
      "originator": {
        "key": "alpha",
        "name": "Alpha, Inc.",
        "description": "Consequatur est dolorum fugit. Dicta dolorem autem perspiciatis et.",
        "images": [
          {
            "sizeKey": "120x40",
            "url": "https://aff-tag.evenfinancial.com/images/alpha/Alpha_120x80.png"
          }
        ],
        "disclaimer": "Et deserunt ut temporibus quia. Sed suscipit ad nostrum dolorem qui a.",
        "companyUuid": "1088017a-2ed9-5328-b03d-8351a6e58f7e",
        "financialInstitutionUuid": "32bd2f7c-79fd-5c54-bcb5-3a46454a465c"
      },
      "minApr": null,
      "feeRate": null,
      "productSubType": "personal_loan",
      "aprDescription": "Fixed APR",
      "minFeeRate": null,
      "maxApr": 29.99,
      "conversionProbability": 0.13022707252777743,
      "monthlyPayment": 296.06,
      "terms": null,
      "recommendationScore": 1330,
      "productSubTypeDisclaimer": null,
      "monthlyPaymentDescription": "Est. Monthly Payment",
      "maxMonthlyPayment": 296.06,
      "originatorId": "59e39e01-afae-5a54-8690-24eb4f6dd025",
      "maxAmount": 7500,
      "allowPrepayment": false,
      "termUnit": "month",
      "productType": "loan",
      "coApplicant": false,
      "preQualified": true,
      "displayTermUnit": null,
      "sponsored": false,
      "url": "https://offers.evenfinancial.com/ref/978bbfa4-a076-5538-b199-933b16374114",
      "meanApr": 29.99,
      "minFeeFixed": null,
      "aprType": "fixed",
      "termLength": 36,
      "meanTotalPayment": 10658.16,
      "preApproved": true,
      "termDescription": "Term of Loan",
      "minTotalPayment": null,
      "maxTotalPayment": 10658.16,
      "feeFixed": 525,
      "secured": false,
      "meanMonthlyPayment": 296.06
    }
  ],
  "mortgageOffers": [],
  "savingsOffers": [],
  "specialOffers": [],
  "creditCardOffers": [],
  "pendingResponses": [
    {
      "partner": {
        "uuid": "91d08be0-2a8c-4d28-b399-7e1b38e2522e",
        "name": "Beta Inc.",
        "description": "Voluptas quas aspernatur aut nihil rerum. Voluptatibus laboriosam amet porro veniam ut.",
        "disclaimer": "Est delectus et rem consequatur magni. Molestiae asperiores sit debitis et id corporis.",
        "imageUrl": "https://aff-tag.evenfinancial.com/images/beta/Beta_120x80.png"
      },
      "productTypes": [
        "loan"
      ]
    }
  ],
  "pendingOriginators": [
    {
      "key": "beta",
      "name": "Beta Inc.",
      "description": "Voluptas quas aspernatur aut nihil rerum. Voluptatibus laboriosam amet porro veniam ut.",
      "images": [
        {
          "sizeKey": "120x40",
          "url": "https://aff-tag.evenfinancial.com/images/beta/Beta_120x80.png"
        }
      ],
      "disclaimer": "Est delectus et rem consequatur magni. Molestiae asperiores sit debitis et id corporis.",
      "companyUuid": "f9605e88-3992-59da-b1a4-77c71cf2dd12",
      "financialInstitutionUuid": "91d08be0-2a8c-4d28-b399-7e1b38e2522e"
    }
  ]
}

Invalid request

[
  {
    "message": "Invalid fields present: 123 is not a valid ssn"
  }
]

Unauthorized request

[
  {
    "message": "Access token is missing"
  }
]

Duplicate lead

[
  {
    "message": "Lead  duplicates an existing lead"
  }
]

Responses

Status	Meaning	Description	Schema
200	OK	Success	undefined
400	Bad Request	Invalid request	undefined
401	Unauthorized	Unauthorized request	undefined
409	Conflict	Duplicate lead	undefined

Submit a lead and get a rate table

Code sample

curl -X POST 'https://api.evenfinancial.com/leads/{leadUuid}/rateTables' \
  -H 'Content-Type: application/json' \
  -H 'Accept: application/json' \
  -H 'Authorization: Bearer {access-token}' \
  -d @- << EOF
{
  "summary": "A lead request",
  "value": {
    "productTypes": [
      "loan",
      "savings"
    ],
    "personalInformation": {
      "firstName": "John",
      "lastName": "Doe",
      "email": "[email protected]",
      "city": "New York",
      "state": "NY",
      "workPhone": "2125551234",
      "primaryPhone": "2125556789",
      "address1": "45 West 21st Street",
      "address2": "5th Floor",
      "zipcode": "10010",
      "monthsAtAddress": 5,
      "driversLicenseNumber": "111222333",
      "driversLicenseState": "NY",
      "ipAddress": "8.8.8.8",
      "activeMilitary": false,
      "militaryVeteran": true,
      "dateOfBirth": "1993-10-09",
      "ssn": "111-22-3333"
    },
    "loanInformation": {
      "purpose": "debt_consolidation",
      "loanAmount": 10000
    },
    "mortgageInformation": {
      "propertyType": "condo",
      "propertyStatus": "own_with_mortgage",
      "propertyValue": 200000,
      "mortgageBalance": 10000,
      "lenderName": "Bank OF NY",
      "hasFHALoan": true,
      "currentWithLoan": true
    },
    "creditCardInformation": {
      "allowAnnualFee": true,
      "cardPurposes": [
        "travel_incentives"
      ]
    },
    "savingsInformation": {
      "minDepositAmount": 1000
    },
    "creditInformation": {
      "providedCreditRating": "excellent",
      "providedNumericCreditScore": 750
    },
    "financialInformation": {
      "creditCardDebt": 5000,
      "employmentStatus": "employed",
      "employmentPayFrequency": "weekly",
      "annualIncome": 120000,
      "monthlyNetIncome": 10000,
      "bankName": "Santander",
      "bankRoutingNumber": "231372691",
      "bankAccountType": "savings",
      "monthsAtBank": 10,
      "bankAccountNumber": "1234567890"
    },
    "employmentInformation": {
      "employerName": "Engine by MoneyLion",
      "employerAddress": "45 W 21st St",
      "employerCity": "New York",
      "employerState": "NY",
      "employerZip": "10010",
      "jobTitle": "Software Engineer",
      "monthsEmployed": 14,
      "directDeposit": true,
      "payDate1": "2004-10-06",
      "payDate2": "2004-11-06"
    },
    "educationInformation": {
      "educationLevel": "masters",
      "graduateDegreeType": "master_of_science",
      "universityAttended": "Johns Hopkins University"
    },
    "coApplicantInformation": {
      "firstName": "Jane",
      "lastName": "Doe",
      "dateOfBirth": "1984-03-06",
      "annualIncome": 100000,
      "streetAddress1": "45 West 21st Street",
      "streetAddress2": "5th Floor",
      "city": "New York",
      "state": "NY",
      "zipcode": "10010"
    },
    "healthInformation": {
      "gender": "male",
      "heightInInches": 72,
      "weightInPounds": 195,
      "tobaccoSmoker": false
    },
    "legalInformation": {
      "consentsToFcra": true,
      "consentsToTcpa": true,
      "fcraLanguage": "By checking this box/clicking 'agree' I hereby consent to the 'E-Sign Agreement', the 'Credit Authorization Agreement', the Terms of Service and Privacy Policy, and I am providing written consent under the Fair Credit Reporting Act (FCRA) for [Engine by MoneyLion and/or Insert Company Name], its partners and financial institutions to obtain consumer report information from my credit profile. I request that my information be provided to their partners, lenders, and financial services partners to provide me with financial recommendations, which may also include debt relief, credit repair, credit monitoring or other related services",
      "tcpaLanguage": "I agree to be contacted by [Engine by MoneyLion and/or Insert Company Name] its partners and their affiliated companies and financial institutions via email, postal mail service and/or at the telephone number(s) I have provided above to explore various financial products and services I inquired about, including contact through automatic dialing systems, artificial or pre-recorded voice messaging, or text message. Consent is not required as a condition to utilize the service, and you may choose to be contacted by an individual customer care representative(s) by calling XXXXX or emailing XXXX"
    },
    "clientTags": {
      "hello": [
        "world",
        "there"
      ],
      "something": [
        "else"
      ]
    }
  }
}
EOF

fetch('https://api.evenfinancial.com/leads/{leadUuid}/rateTables', {
  method: 'POST',
  headers: {
    'Content-Type':'application/json',
    'Accept':'application/json',
    'Authorization':'Bearer {access-token}'
  },
  body: `{
  "summary": "A lead request",
  "value": {
    "productTypes": [
      "loan",
      "savings"
    ],
    "personalInformation": {
      "firstName": "John",
      "lastName": "Doe",
      "email": "[email protected]",
      "city": "New York",
      "state": "NY",
      "workPhone": "2125551234",
      "primaryPhone": "2125556789",
      "address1": "45 West 21st Street",
      "address2": "5th Floor",
      "zipcode": "10010",
      "monthsAtAddress": 5,
      "driversLicenseNumber": "111222333",
      "driversLicenseState": "NY",
      "ipAddress": "8.8.8.8",
      "activeMilitary": false,
      "militaryVeteran": true,
      "dateOfBirth": "1993-10-09",
      "ssn": "111-22-3333"
    },
    "loanInformation": {
      "purpose": "debt_consolidation",
      "loanAmount": 10000
    },
    "mortgageInformation": {
      "propertyType": "condo",
      "propertyStatus": "own_with_mortgage",
      "propertyValue": 200000,
      "mortgageBalance": 10000,
      "lenderName": "Bank OF NY",
      "hasFHALoan": true,
      "currentWithLoan": true
    },
    "creditCardInformation": {
      "allowAnnualFee": true,
      "cardPurposes": [
        "travel_incentives"
      ]
    },
    "savingsInformation": {
      "minDepositAmount": 1000
    },
    "creditInformation": {
      "providedCreditRating": "excellent",
      "providedNumericCreditScore": 750
    },
    "financialInformation": {
      "creditCardDebt": 5000,
      "employmentStatus": "employed",
      "employmentPayFrequency": "weekly",
      "annualIncome": 120000,
      "monthlyNetIncome": 10000,
      "bankName": "Santander",
      "bankRoutingNumber": "231372691",
      "bankAccountType": "savings",
      "monthsAtBank": 10,
      "bankAccountNumber": "1234567890"
    },
    "employmentInformation": {
      "employerName": "Engine by MoneyLion",
      "employerAddress": "45 W 21st St",
      "employerCity": "New York",
      "employerState": "NY",
      "employerZip": "10010",
      "jobTitle": "Software Engineer",
      "monthsEmployed": 14,
      "directDeposit": true,
      "payDate1": "2004-10-06",
      "payDate2": "2004-11-06"
    },
    "educationInformation": {
      "educationLevel": "masters",
      "graduateDegreeType": "master_of_science",
      "universityAttended": "Johns Hopkins University"
    },
    "coApplicantInformation": {
      "firstName": "Jane",
      "lastName": "Doe",
      "dateOfBirth": "1984-03-06",
      "annualIncome": 100000,
      "streetAddress1": "45 West 21st Street",
      "streetAddress2": "5th Floor",
      "city": "New York",
      "state": "NY",
      "zipcode": "10010"
    },
    "healthInformation": {
      "gender": "male",
      "heightInInches": 72,
      "weightInPounds": 195,
      "tobaccoSmoker": false
    },
    "legalInformation": {
      "consentsToFcra": true,
      "consentsToTcpa": true,
      "fcraLanguage": "By checking this box/clicking 'agree' I hereby consent to the 'E-Sign Agreement', the 'Credit Authorization Agreement', the Terms of Service and Privacy Policy, and I am providing written consent under the Fair Credit Reporting Act (FCRA) for [Engine by MoneyLion and/or Insert Company Name], its partners and financial institutions to obtain consumer report information from my credit profile. I request that my information be provided to their partners, lenders, and financial services partners to provide me with financial recommendations, which may also include debt relief, credit repair, credit monitoring or other related services",
      "tcpaLanguage": "I agree to be contacted by [Engine by MoneyLion and/or Insert Company Name] its partners and their affiliated companies and financial institutions via email, postal mail service and/or at the telephone number(s) I have provided above to explore various financial products and services I inquired about, including contact through automatic dialing systems, artificial or pre-recorded voice messaging, or text message. Consent is not required as a condition to utilize the service, and you may choose to be contacted by an individual customer care representative(s) by calling XXXXX or emailing XXXX"
    },
    "clientTags": {
      "hello": [
        "world",
        "there"
      ],
      "something": [
        "else"
      ]
    }
  }
}`
}).then(function(res) {
  return res.json();
}).then(function(body) {
  console.log(body);
});

import requests
import json

response = requests.post(
  'https://api.evenfinancial.com/leads/{leadUuid}/rateTables',
  headers={
    'Content-Type': 'application/json',
    'Accept': 'application/json',
    'Authorization': 'Bearer {access-token}'
  },
  json=json.loads("""{
  "summary": "A lead request",
  "value": {
    "productTypes": [
      "loan",
      "savings"
    ],
    "personalInformation": {
      "firstName": "John",
      "lastName": "Doe",
      "email": "[email protected]",
      "city": "New York",
      "state": "NY",
      "workPhone": "2125551234",
      "primaryPhone": "2125556789",
      "address1": "45 West 21st Street",
      "address2": "5th Floor",
      "zipcode": "10010",
      "monthsAtAddress": 5,
      "driversLicenseNumber": "111222333",
      "driversLicenseState": "NY",
      "ipAddress": "8.8.8.8",
      "activeMilitary": false,
      "militaryVeteran": true,
      "dateOfBirth": "1993-10-09",
      "ssn": "111-22-3333"
    },
    "loanInformation": {
      "purpose": "debt_consolidation",
      "loanAmount": 10000
    },
    "mortgageInformation": {
      "propertyType": "condo",
      "propertyStatus": "own_with_mortgage",
      "propertyValue": 200000,
      "mortgageBalance": 10000,
      "lenderName": "Bank OF NY",
      "hasFHALoan": true,
      "currentWithLoan": true
    },
    "creditCardInformation": {
      "allowAnnualFee": true,
      "cardPurposes": [
        "travel_incentives"
      ]
    },
    "savingsInformation": {
      "minDepositAmount": 1000
    },
    "creditInformation": {
      "providedCreditRating": "excellent",
      "providedNumericCreditScore": 750
    },
    "financialInformation": {
      "creditCardDebt": 5000,
      "employmentStatus": "employed",
      "employmentPayFrequency": "weekly",
      "annualIncome": 120000,
      "monthlyNetIncome": 10000,
      "bankName": "Santander",
      "bankRoutingNumber": "231372691",
      "bankAccountType": "savings",
      "monthsAtBank": 10,
      "bankAccountNumber": "1234567890"
    },
    "employmentInformation": {
      "employerName": "Engine by MoneyLion",
      "employerAddress": "45 W 21st St",
      "employerCity": "New York",
      "employerState": "NY",
      "employerZip": "10010",
      "jobTitle": "Software Engineer",
      "monthsEmployed": 14,
      "directDeposit": true,
      "payDate1": "2004-10-06",
      "payDate2": "2004-11-06"
    },
    "educationInformation": {
      "educationLevel": "masters",
      "graduateDegreeType": "master_of_science",
      "universityAttended": "Johns Hopkins University"
    },
    "coApplicantInformation": {
      "firstName": "Jane",
      "lastName": "Doe",
      "dateOfBirth": "1984-03-06",
      "annualIncome": 100000,
      "streetAddress1": "45 West 21st Street",
      "streetAddress2": "5th Floor",
      "city": "New York",
      "state": "NY",
      "zipcode": "10010"
    },
    "healthInformation": {
      "gender": "male",
      "heightInInches": 72,
      "weightInPounds": 195,
      "tobaccoSmoker": false
    },
    "legalInformation": {
      "consentsToFcra": true,
      "consentsToTcpa": true,
      "fcraLanguage": "By checking this box/clicking 'agree' I hereby consent to the 'E-Sign Agreement', the 'Credit Authorization Agreement', the Terms of Service and Privacy Policy, and I am providing written consent under the Fair Credit Reporting Act (FCRA) for [Engine by MoneyLion and/or Insert Company Name], its partners and financial institutions to obtain consumer report information from my credit profile. I request that my information be provided to their partners, lenders, and financial services partners to provide me with financial recommendations, which may also include debt relief, credit repair, credit monitoring or other related services",
      "tcpaLanguage": "I agree to be contacted by [Engine by MoneyLion and/or Insert Company Name] its partners and their affiliated companies and financial institutions via email, postal mail service and/or at the telephone number(s) I have provided above to explore various financial products and services I inquired about, including contact through automatic dialing systems, artificial or pre-recorded voice messaging, or text message. Consent is not required as a condition to utilize the service, and you may choose to be contacted by an individual customer care representative(s) by calling XXXXX or emailing XXXX"
    },
    "clientTags": {
      "hello": [
        "world",
        "there"
      ],
      "something": [
        "else"
      ]
    }
  }
}""")
)

print(response.json())

require 'rest-client'
require 'json'

response = RestClient.post(
  'https://api.evenfinancial.com/leads/{leadUuid}/rateTables',
%q|{
  "summary": "A lead request",
  "value": {
    "productTypes": [
      "loan",
      "savings"
    ],
    "personalInformation": {
      "firstName": "John",
      "lastName": "Doe",
      "email": "[email protected]",
      "city": "New York",
      "state": "NY",
      "workPhone": "2125551234",
      "primaryPhone": "2125556789",
      "address1": "45 West 21st Street",
      "address2": "5th Floor",
      "zipcode": "10010",
      "monthsAtAddress": 5,
      "driversLicenseNumber": "111222333",
      "driversLicenseState": "NY",
      "ipAddress": "8.8.8.8",
      "activeMilitary": false,
      "militaryVeteran": true,
      "dateOfBirth": "1993-10-09",
      "ssn": "111-22-3333"
    },
    "loanInformation": {
      "purpose": "debt_consolidation",
      "loanAmount": 10000
    },
    "mortgageInformation": {
      "propertyType": "condo",
      "propertyStatus": "own_with_mortgage",
      "propertyValue": 200000,
      "mortgageBalance": 10000,
      "lenderName": "Bank OF NY",
      "hasFHALoan": true,
      "currentWithLoan": true
    },
    "creditCardInformation": {
      "allowAnnualFee": true,
      "cardPurposes": [
        "travel_incentives"
      ]
    },
    "savingsInformation": {
      "minDepositAmount": 1000
    },
    "creditInformation": {
      "providedCreditRating": "excellent",
      "providedNumericCreditScore": 750
    },
    "financialInformation": {
      "creditCardDebt": 5000,
      "employmentStatus": "employed",
      "employmentPayFrequency": "weekly",
      "annualIncome": 120000,
      "monthlyNetIncome": 10000,
      "bankName": "Santander",
      "bankRoutingNumber": "231372691",
      "bankAccountType": "savings",
      "monthsAtBank": 10,
      "bankAccountNumber": "1234567890"
    },
    "employmentInformation": {
      "employerName": "Engine by MoneyLion",
      "employerAddress": "45 W 21st St",
      "employerCity": "New York",
      "employerState": "NY",
      "employerZip": "10010",
      "jobTitle": "Software Engineer",
      "monthsEmployed": 14,
      "directDeposit": true,
      "payDate1": "2004-10-06",
      "payDate2": "2004-11-06"
    },
    "educationInformation": {
      "educationLevel": "masters",
      "graduateDegreeType": "master_of_science",
      "universityAttended": "Johns Hopkins University"
    },
    "coApplicantInformation": {
      "firstName": "Jane",
      "lastName": "Doe",
      "dateOfBirth": "1984-03-06",
      "annualIncome": 100000,
      "streetAddress1": "45 West 21st Street",
      "streetAddress2": "5th Floor",
      "city": "New York",
      "state": "NY",
      "zipcode": "10010"
    },
    "healthInformation": {
      "gender": "male",
      "heightInInches": 72,
      "weightInPounds": 195,
      "tobaccoSmoker": false
    },
    "legalInformation": {
      "consentsToFcra": true,
      "consentsToTcpa": true,
      "fcraLanguage": "By checking this box/clicking 'agree' I hereby consent to the 'E-Sign Agreement', the 'Credit Authorization Agreement', the Terms of Service and Privacy Policy, and I am providing written consent under the Fair Credit Reporting Act (FCRA) for [Engine by MoneyLion and/or Insert Company Name], its partners and financial institutions to obtain consumer report information from my credit profile. I request that my information be provided to their partners, lenders, and financial services partners to provide me with financial recommendations, which may also include debt relief, credit repair, credit monitoring or other related services",
      "tcpaLanguage": "I agree to be contacted by [Engine by MoneyLion and/or Insert Company Name] its partners and their affiliated companies and financial institutions via email, postal mail service and/or at the telephone number(s) I have provided above to explore various financial products and services I inquired about, including contact through automatic dialing systems, artificial or pre-recorded voice messaging, or text message. Consent is not required as a condition to utilize the service, and you may choose to be contacted by an individual customer care representative(s) by calling XXXXX or emailing XXXX"
    },
    "clientTags": {
      "hello": [
        "world",
        "there"
      ],
      "something": [
        "else"
      ]
    }
  }
}|,
  {
    'Content-Type' => 'application/json',
    'Accept' => 'application/json',
    'Authorization' => 'Bearer {access-token}'
  } 
)

p JSON.parse(response)

POST /leads/{leadUuid}/rateTables

Request Body

undefined

Example responses

The generated RateTable

{
  "uuid": "b9b212a8-b284-5986-813e-a8d8e87c1863",
  "leadUuid": "144bd0ea-b9c6-52d5-a7ef-dccb223d060d",
  "loanAmount": 10000,
  "loanOffers": [
    {
      "uuid": "e1c401fd-198c-53df-b5e7-f84f5dbd8c1a",
      "minAmount": null,
      "maxFeeRate": null,
      "maxFeeFixed": 526,
      "prepaymentFee": null,
      "payout": 10,
      "minMonthlyPayment": null,
      "originator": {
        "key": "alpha",
        "name": "Alpha, Inc.",
        "description": "Consequatur est dolorum fugit. Dicta dolorem autem perspiciatis et.",
        "images": [
          {
            "sizeKey": "120x40",
            "url": "https://aff-tag.evenfinancial.com/images/alpha/Alpha_120x80.png"
          }
        ],
        "disclaimer": "Et deserunt ut temporibus quia. Sed suscipit ad nostrum dolorem qui a.",
        "companyUuid": "1088017a-2ed9-5328-b03d-8351a6e58f7e",
        "financialInstitutionUuid": "32bd2f7c-79fd-5c54-bcb5-3a46454a465c"
      },
      "minApr": null,
      "feeRate": null,
      "productSubType": "personal_loan",
      "aprDescription": "Fixed APR",
      "minFeeRate": null,
      "maxApr": 29.99,
      "conversionProbability": 0.13022707252777743,
      "monthlyPayment": 296.06,
      "terms": null,
      "recommendationScore": 1330,
      "productSubTypeDisclaimer": null,
      "monthlyPaymentDescription": "Est. Monthly Payment",
      "maxMonthlyPayment": 296.06,
      "originatorId": "59e39e01-afae-5a54-8690-24eb4f6dd025",
      "maxAmount": 7500,
      "allowPrepayment": false,
      "termUnit": "month",
      "productType": "loan",
      "coApplicant": false,
      "preQualified": true,
      "displayTermUnit": null,
      "sponsored": false,
      "url": "https://offers.evenfinancial.com/ref/978bbfa4-a076-5538-b199-933b16374114",
      "meanApr": 29.99,
      "minFeeFixed": null,
      "aprType": "fixed",
      "termLength": 36,
      "meanTotalPayment": 10658.16,
      "preApproved": true,
      "termDescription": "Term of Loan",
      "minTotalPayment": null,
      "maxTotalPayment": 10658.16,
      "feeFixed": 525,
      "secured": false,
      "meanMonthlyPayment": 296.06
    }
  ],
  "mortgageOffers": [],
  "savingsOffers": [],
  "specialOffers": [],
  "creditCardOffers": [],
  "pendingResponses": [
    {
      "partner": {
        "uuid": "91d08be0-2a8c-4d28-b399-7e1b38e2522e",
        "name": "Beta Inc.",
        "description": "Voluptas quas aspernatur aut nihil rerum. Voluptatibus laboriosam amet porro veniam ut.",
        "disclaimer": "Est delectus et rem consequatur magni. Molestiae asperiores sit debitis et id corporis.",
        "imageUrl": "https://aff-tag.evenfinancial.com/images/beta/Beta_120x80.png"
      },
      "productTypes": [
        "loan"
      ]
    }
  ],
  "pendingOriginators": [
    {
      "key": "beta",
      "name": "Beta Inc.",
      "description": "Voluptas quas aspernatur aut nihil rerum. Voluptatibus laboriosam amet porro veniam ut.",
      "images": [
        {
          "sizeKey": "120x40",
          "url": "https://aff-tag.evenfinancial.com/images/beta/Beta_120x80.png"
        }
      ],
      "disclaimer": "Est delectus et rem consequatur magni. Molestiae asperiores sit debitis et id corporis.",
      "companyUuid": "f9605e88-3992-59da-b1a4-77c71cf2dd12",
      "financialInstitutionUuid": "91d08be0-2a8c-4d28-b399-7e1b38e2522e"
    }
  ]
}

400 Response

[
  {
    "attribute": "string",
    "type": "string",
    "details": {
      "property1": "string",
      "property2": "string"
    },
    "message": "string"
  }
]

Unauthorized request

[
  {
    "message": "Access token is missing"
  }
]

Responses

Status	Meaning	Description	Schema
200	OK	The generated RateTable	undefined
400	Bad Request	Bad Request	undefined
401	Unauthorized	Unauthorized request	undefined

Get rate table

Code sample

curl -X GET 'https://api.evenfinancial.com/originator/rateTables/{uuid}' \
  -H 'Accept: application/json' \
  -H 'Authorization: Bearer {access-token}'

fetch('https://api.evenfinancial.com/originator/rateTables/{uuid}', {
  method: 'GET',
  headers: {
    'Accept':'application/json',
    'Authorization':'Bearer {access-token}'
  }
}).then(function(res) {
  return res.json();
}).then(function(body) {
  console.log(body);
});

import requests
import json

response = requests.get(
  'https://api.evenfinancial.com/originator/rateTables/{uuid}',
  headers={
    'Accept': 'application/json',
    'Authorization': 'Bearer {access-token}'
  }
)

print(response.json())

require 'rest-client'
require 'json'

response = RestClient.get(
  'https://api.evenfinancial.com/originator/rateTables/{uuid}',
  {
    'Accept' => 'application/json',
    'Authorization' => 'Bearer {access-token}'
  } 
)

p JSON.parse(response)

GET /originator/rateTables/{uuid}

Get the rate table for a specified UUID. If the UUID is unkown, a 404 Not Found response will be returned.

Usually used to poll a rate table that has pending responses immediately after creation via the "Submit lead" endpoint. For more details see the Lead overview.

Example responses

Success

{
  "uuid": "b9b212a8-b284-5986-813e-a8d8e87c1863",
  "leadUuid": "144bd0ea-b9c6-52d5-a7ef-dccb223d060d",
  "loanAmount": 10000,
  "partnerPageUrl": "https://consumer.fiona.com/partner/channel/loan/application?results=b9b212a8-b284-5986-813e-a8d8e87c1863&step=results",
  "embedUrl": "https://embed.evenfinancial.com/ui/multi-product/index.html?partner=channel&access_token=c76e2145-d37d-5e39-9199-2c2d8f0830ab&company_uuid=7c552546-c8d5-5740-8514-f7d77f387236&step=results&results=b9b212a8-b284-5986-813e-a8d8e87c1863&available_products=loan&productType=loan",
  "loanOffers": [
    {
      "uuid": "e1c401fd-198c-53df-b5e7-f84f5dbd8c1a",
      "minAmount": null,
      "maxFeeRate": null,
      "maxFeeFixed": 526,
      "prepaymentFee": null,
      "payout": 10,
      "minMonthlyPayment": null,
      "originator": {
        "key": "alpha",
        "name": "Alpha, Inc.",
        "description": "Consequatur est dolorum fugit. Dicta dolorem autem perspiciatis et.",
        "images": [
          {
            "sizeKey": "120x40",
            "url": "https://aff-tag.evenfinancial.com/images/alpha/Alpha_120x80.png"
          }
        ],
        "disclaimer": "Et deserunt ut temporibus quia. Sed suscipit ad nostrum dolorem qui a.",
        "companyUuid": "1088017a-2ed9-5328-b03d-8351a6e58f7e",
        "financialInstitutionUuid": "32bd2f7c-79fd-5c54-bcb5-3a46454a465c"
      },
      "minApr": null,
      "feeRate": null,
      "productSubType": "personal_loan",
      "aprDescription": "Fixed APR",
      "minFeeRate": null,
      "maxApr": 29.99,
      "conversionProbability": 0.13022707252777743,
      "monthlyPayment": 296.06,
      "terms": null,
      "recommendationScore": 1330,
      "productSubTypeDisclaimer": null,
      "monthlyPaymentDescription": "Est. Monthly Payment",
      "maxMonthlyPayment": 296.06,
      "originatorId": "59e39e01-afae-5a54-8690-24eb4f6dd025",
      "maxAmount": 7500,
      "allowPrepayment": false,
      "termUnit": "month",
      "productType": "loan",
      "coApplicant": false,
      "preQualified": true,
      "displayTermUnit": null,
      "sponsored": false,
      "url": "https://offers.evenfinancial.com/ref/978bbfa4-a076-5538-b199-933b16374114",
      "meanApr": 29.99,
      "minFeeFixed": null,
      "aprType": "fixed",
      "termLength": 36,
      "meanTotalPayment": 10658.16,
      "preApproved": true,
      "termDescription": "Term of Loan",
      "minTotalPayment": null,
      "maxTotalPayment": 10658.16,
      "feeFixed": 525,
      "secured": false,
      "meanMonthlyPayment": 296.06
    },
    {
      "uuid": "11f3b40a-4be4-5ed4-b248-52df976d6209",
      "minAmount": null,
      "maxFeeRate": null,
      "maxFeeFixed": 0,
      "prepaymentFee": null,
      "payout": 10,
      "minMonthlyPayment": null,
      "originator": {
        "key": "beta",
        "name": "Beta Inc.",
        "description": "Voluptas quas aspernatur aut nihil rerum. Voluptatibus laboriosam amet porro veniam ut.",
        "images": [
          {
            "sizeKey": "120x40",
            "url": "https://aff-tag.evenfinancial.com/images/beta/Beta_120x80.png"
          }
        ],
        "disclaimer": "Est delectus et rem consequatur magni. Molestiae asperiores sit debitis et id corporis.",
        "companyUuid": "f9605e88-3992-59da-b1a4-77c71cf2dd12",
        "financialInstitutionUuid": "91d08be0-2a8c-4d28-b399-7e1b38e2522e"
      },
      "minApr": null,
      "feeRate": null,
      "productSubType": "personal_loan",
      "aprDescription": "Fixed APR",
      "minFeeRate": null,
      "maxApr": 64.79,
      "conversionProbability": 0.07311888039112091,
      "monthlyPayment": 414.59,
      "terms": null,
      "recommendationScore": 1000,
      "productSubTypeDisclaimer": null,
      "monthlyPaymentDescription": "Est. Monthly Payment",
      "maxMonthlyPayment": 414.59,
      "originatorId": "netcredit",
      "maxAmount": 7100,
      "allowPrepayment": false,
      "termUnit": "month",
      "productType": "loan",
      "coApplicant": false,
      "preQualified": true,
      "displayTermUnit": null,
      "sponsored": false,
      "url": "https://offers.evenfinancial.com/ref/689ff123-9a90-5997-8450-c57889b44bd9",
      "meanApr": 64.79,
      "minFeeFixed": null,
      "aprType": "fixed",
      "termLength": 48,
      "meanTotalPayment": 19900.32,
      "preApproved": true,
      "termDescription": "Term of Loan",
      "minTotalPayment": null,
      "maxTotalPayment": 19900.32,
      "feeFixed": 0,
      "secured": false,
      "meanMonthlyPayment": 414.59
    }
  ],
  "mortgageOffers": [],
  "savingsOffers": [],
  "specialOffers": [],
  "creditCardOffers": [],
  "pendingResponses": [],
  "pendingOriginators": []
}

Malformed request

[
  {
    "message": "Bad request.",
    "details": "Cannot parse parameter uuid as UUID: Invalid UUID string: 123"
  }
]

Unauthorized request

[
  {
    "message": "Access token is missing"
  }
]

Unknown UUID

[
  {
    "type": "invalidUuidReference",
    "details": {
      "referenceType": "RateTable",
      "specified": "59bfa987-8d63-4cbb-abe8-2afd1438ef63"
    },
    "message": "RateTable for UUID 59bfa987-8d63-4cbb-abe8-2afd1438ef63 does not exist"
  }
]

Responses

Status	Meaning	Description	Schema
200	OK	Success	undefined
400	Bad Request	Malformed request	undefined
401	Unauthorized	Unauthorized request	undefined
404	Not Found	Unknown UUID	undefined

Get lead

Code sample

curl -X GET 'https://api.evenfinancial.com/leads/{uuid}' \
  -H 'Accept: application/json' \
  -H 'Authorization: Bearer {access-token}'

fetch('https://api.evenfinancial.com/leads/{uuid}', {
  method: 'GET',
  headers: {
    'Accept':'application/json',
    'Authorization':'Bearer {access-token}'
  }
}).then(function(res) {
  return res.json();
}).then(function(body) {
  console.log(body);
});

import requests
import json

response = requests.get(
  'https://api.evenfinancial.com/leads/{uuid}',
  headers={
    'Accept': 'application/json',
    'Authorization': 'Bearer {access-token}'
  }
)

print(response.json())

require 'rest-client'
require 'json'

response = RestClient.get(
  'https://api.evenfinancial.com/leads/{uuid}',
  {
    'Accept' => 'application/json',
    'Authorization' => 'Bearer {access-token}'
  } 
)

p JSON.parse(response)

GET /leads/{uuid}

Get the lead for a specified UUID. If the UUID is unkown, a 404 Not Found response will be returned.

Example responses

Success

{
  "uuid": "7c48037d-3dfa-5bff-9e0e-bcd3dda80f96",
  "companyUUID": "5c3b5da2-ce2e-5686-8df9-73c00c4cfd6b",
  "leadProviderName": "Platinum Personal Finance",
  "productTypes": [
    "loan"
  ],
  "personalInformation": {
    "firstName": "John",
    "lastName": "Doe",
    "email": "[email protected]",
    "city": "New York",
    "state": "NY",
    "primaryPhone": "2125556789",
    "address1": "175 5th Ave",
    "zipcode": "10010",
    "monthsAtAddress": 72,
    "activeMilitary": false,
    "militaryVeteran": false,
    "dateOfBirth": "1993-10-09",
    "ssn": "111-22-3333"
  },
  "personalReferenceInformation": {},
  "loanInformation": {
    "purpose": "debt_consolidation",
    "loanAmount": 10000
  },
  "mortgageInformation": {
    "propertyStatus": "own_with_mortgage"
  },
  "creditCardInformation": {},
  "savingsInformation": {},
  "creditInformation": {
    "providedCreditRating": "good"
  },
  "financialInformation": {
    "employmentStatus": "employed",
    "employmentPayFrequency": "biweekly",
    "annualIncome": 80000
  },
  "employmentInformation": {},
  "legalInformation": {
    "consentsToFcra": true,
    "consentsToTcpa": true,
    "consentsToSms": false,
    "tcpaLanguage": "I agree to be contacted by Engine by MoneyLion and its partners...",
    "fcraLanguage": "By checking this box/clicking 'agree' I hereby consent..."
  },
  "educationInformation": {
    "educationLevel": "bachelors"
  },
  "coApplicantInformation": {},
  "healthInformation": {},
  "lifeInsuranceInformation": {},
  "refinanceLoans": [],
  "identificationInformation": {},
  "vehicleInformation": {},
  "clientTags": {
    "transid": [
      "fk912234"
    ],
    "subid": [
      "ag67125"
    ]
  },
  "sessionInformation": {
    "ipAddress": "8.8.8.8"
  },
  "isTest": false,
  "sessionUuid": "c363ec58-c5f0-54ff-b8f7-0f5f630213d9",
  "status": "initialized",
  "createdAt": "05/01/2021 20:00:00.000",
  "updatedAt": "05/01/2021 20:00:00.000"
}

Malformed request

[
  {
    "message": "Bad request.",
    "details": "Cannot parse parameter uuid as UUID: Invalid UUID string: 123"
  }
]

Unauthorized request

[
  {
    "message": "Access token is missing"
  }
]

Unknown UUID

[
  {
    "message": "Lead UUID is invalid"
  }
]

Responses

Status	Meaning	Description	Schema
200	OK	Success	undefined
400	Bad Request	Malformed request	undefined
401	Unauthorized	Unauthorized request	undefined
404	Not Found	Unknown UUID	undefined

Update a lead

Code sample

curl -X PATCH 'https://api.evenfinancial.com/leads/{uuid}' \
  -H 'Content-Type: application/json' \
  -H 'Accept: application/json' \
  -H 'Authorization: Bearer {access-token}' \
  -d @- << EOF
{
  "summary": "A lead request",
  "value": {
    "productTypes": [
      "loan",
      "savings"
    ],
    "personalInformation": {
      "firstName": "John",
      "lastName": "Doe",
      "email": "[email protected]",
      "city": "New York",
      "state": "NY",
      "workPhone": "2125551234",
      "primaryPhone": "2125556789",
      "address1": "45 West 21st Street",
      "address2": "5th Floor",
      "zipcode": "10010",
      "monthsAtAddress": 5,
      "driversLicenseNumber": "111222333",
      "driversLicenseState": "NY",
      "ipAddress": "8.8.8.8",
      "activeMilitary": false,
      "militaryVeteran": true,
      "dateOfBirth": "1993-10-09",
      "ssn": "111-22-3333"
    },
    "loanInformation": {
      "purpose": "debt_consolidation",
      "loanAmount": 10000
    },
    "mortgageInformation": {
      "propertyType": "condo",
      "propertyStatus": "own_with_mortgage",
      "propertyValue": 200000,
      "mortgageBalance": 10000,
      "lenderName": "Bank OF NY",
      "hasFHALoan": true,
      "currentWithLoan": true
    },
    "creditCardInformation": {
      "allowAnnualFee": true,
      "cardPurposes": [
        "travel_incentives"
      ]
    },
    "savingsInformation": {
      "minDepositAmount": 1000
    },
    "creditInformation": {
      "providedCreditRating": "excellent",
      "providedNumericCreditScore": 750
    },
    "financialInformation": {
      "creditCardDebt": 5000,
      "employmentStatus": "employed",
      "employmentPayFrequency": "weekly",
      "annualIncome": 120000,
      "monthlyNetIncome": 10000,
      "bankName": "Santander",
      "bankRoutingNumber": "231372691",
      "bankAccountType": "savings",
      "monthsAtBank": 10,
      "bankAccountNumber": "1234567890"
    },
    "employmentInformation": {
      "employerName": "Engine by MoneyLion",
      "employerAddress": "45 W 21st St",
      "employerCity": "New York",
      "employerState": "NY",
      "employerZip": "10010",
      "jobTitle": "Software Engineer",
      "monthsEmployed": 14,
      "directDeposit": true,
      "payDate1": "2004-10-06",
      "payDate2": "2004-11-06"
    },
    "educationInformation": {
      "educationLevel": "masters",
      "graduateDegreeType": "master_of_science",
      "universityAttended": "Johns Hopkins University"
    },
    "coApplicantInformation": {
      "firstName": "Jane",
      "lastName": "Doe",
      "dateOfBirth": "1984-03-06",
      "annualIncome": 100000,
      "streetAddress1": "45 West 21st Street",
      "streetAddress2": "5th Floor",
      "city": "New York",
      "state": "NY",
      "zipcode": "10010"
    },
    "healthInformation": {
      "gender": "male",
      "heightInInches": 72,
      "weightInPounds": 195,
      "tobaccoSmoker": false
    },
    "legalInformation": {
      "consentsToFcra": true,
      "consentsToTcpa": true,
      "fcraLanguage": "By checking this box/clicking 'agree' I hereby consent to the 'E-Sign Agreement', the 'Credit Authorization Agreement', the Terms of Service and Privacy Policy, and I am providing written consent under the Fair Credit Reporting Act (FCRA) for [Engine by MoneyLion and/or Insert Company Name], its partners and financial institutions to obtain consumer report information from my credit profile. I request that my information be provided to their partners, lenders, and financial services partners to provide me with financial recommendations, which may also include debt relief, credit repair, credit monitoring or other related services",
      "tcpaLanguage": "I agree to be contacted by [Engine by MoneyLion and/or Insert Company Name] its partners and their affiliated companies and financial institutions via email, postal mail service and/or at the telephone number(s) I have provided above to explore various financial products and services I inquired about, including contact through automatic dialing systems, artificial or pre-recorded voice messaging, or text message. Consent is not required as a condition to utilize the service, and you may choose to be contacted by an individual customer care representative(s) by calling XXXXX or emailing XXXX"
    },
    "clientTags": {
      "hello": [
        "world",
        "there"
      ],
      "something": [
        "else"
      ]
    }
  }
}
EOF

fetch('https://api.evenfinancial.com/leads/{uuid}', {
  method: 'PATCH',
  headers: {
    'Content-Type':'application/json',
    'Accept':'application/json',
    'Authorization':'Bearer {access-token}'
  },
  body: `{
  "summary": "A lead request",
  "value": {
    "productTypes": [
      "loan",
      "savings"
    ],
    "personalInformation": {
      "firstName": "John",
      "lastName": "Doe",
      "email": "[email protected]",
      "city": "New York",
      "state": "NY",
      "workPhone": "2125551234",
      "primaryPhone": "2125556789",
      "address1": "45 West 21st Street",
      "address2": "5th Floor",
      "zipcode": "10010",
      "monthsAtAddress": 5,
      "driversLicenseNumber": "111222333",
      "driversLicenseState": "NY",
      "ipAddress": "8.8.8.8",
      "activeMilitary": false,
      "militaryVeteran": true,
      "dateOfBirth": "1993-10-09",
      "ssn": "111-22-3333"
    },
    "loanInformation": {
      "purpose": "debt_consolidation",
      "loanAmount": 10000
    },
    "mortgageInformation": {
      "propertyType": "condo",
      "propertyStatus": "own_with_mortgage",
      "propertyValue": 200000,
      "mortgageBalance": 10000,
      "lenderName": "Bank OF NY",
      "hasFHALoan": true,
      "currentWithLoan": true
    },
    "creditCardInformation": {
      "allowAnnualFee": true,
      "cardPurposes": [
        "travel_incentives"
      ]
    },
    "savingsInformation": {
      "minDepositAmount": 1000
    },
    "creditInformation": {
      "providedCreditRating": "excellent",
      "providedNumericCreditScore": 750
    },
    "financialInformation": {
      "creditCardDebt": 5000,
      "employmentStatus": "employed",
      "employmentPayFrequency": "weekly",
      "annualIncome": 120000,
      "monthlyNetIncome": 10000,
      "bankName": "Santander",
      "bankRoutingNumber": "231372691",
      "bankAccountType": "savings",
      "monthsAtBank": 10,
      "bankAccountNumber": "1234567890"
    },
    "employmentInformation": {
      "employerName": "Engine by MoneyLion",
      "employerAddress": "45 W 21st St",
      "employerCity": "New York",
      "employerState": "NY",
      "employerZip": "10010",
      "jobTitle": "Software Engineer",
      "monthsEmployed": 14,
      "directDeposit": true,
      "payDate1": "2004-10-06",
      "payDate2": "2004-11-06"
    },
    "educationInformation": {
      "educationLevel": "masters",
      "graduateDegreeType": "master_of_science",
      "universityAttended": "Johns Hopkins University"
    },
    "coApplicantInformation": {
      "firstName": "Jane",
      "lastName": "Doe",
      "dateOfBirth": "1984-03-06",
      "annualIncome": 100000,
      "streetAddress1": "45 West 21st Street",
      "streetAddress2": "5th Floor",
      "city": "New York",
      "state": "NY",
      "zipcode": "10010"
    },
    "healthInformation": {
      "gender": "male",
      "heightInInches": 72,
      "weightInPounds": 195,
      "tobaccoSmoker": false
    },
    "legalInformation": {
      "consentsToFcra": true,
      "consentsToTcpa": true,
      "fcraLanguage": "By checking this box/clicking 'agree' I hereby consent to the 'E-Sign Agreement', the 'Credit Authorization Agreement', the Terms of Service and Privacy Policy, and I am providing written consent under the Fair Credit Reporting Act (FCRA) for [Engine by MoneyLion and/or Insert Company Name], its partners and financial institutions to obtain consumer report information from my credit profile. I request that my information be provided to their partners, lenders, and financial services partners to provide me with financial recommendations, which may also include debt relief, credit repair, credit monitoring or other related services",
      "tcpaLanguage": "I agree to be contacted by [Engine by MoneyLion and/or Insert Company Name] its partners and their affiliated companies and financial institutions via email, postal mail service and/or at the telephone number(s) I have provided above to explore various financial products and services I inquired about, including contact through automatic dialing systems, artificial or pre-recorded voice messaging, or text message. Consent is not required as a condition to utilize the service, and you may choose to be contacted by an individual customer care representative(s) by calling XXXXX or emailing XXXX"
    },
    "clientTags": {
      "hello": [
        "world",
        "there"
      ],
      "something": [
        "else"
      ]
    }
  }
}`
}).then(function(res) {
  return res.json();
}).then(function(body) {
  console.log(body);
});

import requests
import json

response = requests.patch(
  'https://api.evenfinancial.com/leads/{uuid}',
  headers={
    'Content-Type': 'application/json',
    'Accept': 'application/json',
    'Authorization': 'Bearer {access-token}'
  },
  json=json.loads("""{
  "summary": "A lead request",
  "value": {
    "productTypes": [
      "loan",
      "savings"
    ],
    "personalInformation": {
      "firstName": "John",
      "lastName": "Doe",
      "email": "[email protected]",
      "city": "New York",
      "state": "NY",
      "workPhone": "2125551234",
      "primaryPhone": "2125556789",
      "address1": "45 West 21st Street",
      "address2": "5th Floor",
      "zipcode": "10010",
      "monthsAtAddress": 5,
      "driversLicenseNumber": "111222333",
      "driversLicenseState": "NY",
      "ipAddress": "8.8.8.8",
      "activeMilitary": false,
      "militaryVeteran": true,
      "dateOfBirth": "1993-10-09",
      "ssn": "111-22-3333"
    },
    "loanInformation": {
      "purpose": "debt_consolidation",
      "loanAmount": 10000
    },
    "mortgageInformation": {
      "propertyType": "condo",
      "propertyStatus": "own_with_mortgage",
      "propertyValue": 200000,
      "mortgageBalance": 10000,
      "lenderName": "Bank OF NY",
      "hasFHALoan": true,
      "currentWithLoan": true
    },
    "creditCardInformation": {
      "allowAnnualFee": true,
      "cardPurposes": [
        "travel_incentives"
      ]
    },
    "savingsInformation": {
      "minDepositAmount": 1000
    },
    "creditInformation": {
      "providedCreditRating": "excellent",
      "providedNumericCreditScore": 750
    },
    "financialInformation": {
      "creditCardDebt": 5000,
      "employmentStatus": "employed",
      "employmentPayFrequency": "weekly",
      "annualIncome": 120000,
      "monthlyNetIncome": 10000,
      "bankName": "Santander",
      "bankRoutingNumber": "231372691",
      "bankAccountType": "savings",
      "monthsAtBank": 10,
      "bankAccountNumber": "1234567890"
    },
    "employmentInformation": {
      "employerName": "Engine by MoneyLion",
      "employerAddress": "45 W 21st St",
      "employerCity": "New York",
      "employerState": "NY",
      "employerZip": "10010",
      "jobTitle": "Software Engineer",
      "monthsEmployed": 14,
      "directDeposit": true,
      "payDate1": "2004-10-06",
      "payDate2": "2004-11-06"
    },
    "educationInformation": {
      "educationLevel": "masters",
      "graduateDegreeType": "master_of_science",
      "universityAttended": "Johns Hopkins University"
    },
    "coApplicantInformation": {
      "firstName": "Jane",
      "lastName": "Doe",
      "dateOfBirth": "1984-03-06",
      "annualIncome": 100000,
      "streetAddress1": "45 West 21st Street",
      "streetAddress2": "5th Floor",
      "city": "New York",
      "state": "NY",
      "zipcode": "10010"
    },
    "healthInformation": {
      "gender": "male",
      "heightInInches": 72,
      "weightInPounds": 195,
      "tobaccoSmoker": false
    },
    "legalInformation": {
      "consentsToFcra": true,
      "consentsToTcpa": true,
      "fcraLanguage": "By checking this box/clicking 'agree' I hereby consent to the 'E-Sign Agreement', the 'Credit Authorization Agreement', the Terms of Service and Privacy Policy, and I am providing written consent under the Fair Credit Reporting Act (FCRA) for [Engine by MoneyLion and/or Insert Company Name], its partners and financial institutions to obtain consumer report information from my credit profile. I request that my information be provided to their partners, lenders, and financial services partners to provide me with financial recommendations, which may also include debt relief, credit repair, credit monitoring or other related services",
      "tcpaLanguage": "I agree to be contacted by [Engine by MoneyLion and/or Insert Company Name] its partners and their affiliated companies and financial institutions via email, postal mail service and/or at the telephone number(s) I have provided above to explore various financial products and services I inquired about, including contact through automatic dialing systems, artificial or pre-recorded voice messaging, or text message. Consent is not required as a condition to utilize the service, and you may choose to be contacted by an individual customer care representative(s) by calling XXXXX or emailing XXXX"
    },
    "clientTags": {
      "hello": [
        "world",
        "there"
      ],
      "something": [
        "else"
      ]
    }
  }
}""")
)

print(response.json())

require 'rest-client'
require 'json'

response = RestClient.patch(
  'https://api.evenfinancial.com/leads/{uuid}',
%q|{
  "summary": "A lead request",
  "value": {
    "productTypes": [
      "loan",
      "savings"
    ],
    "personalInformation": {
      "firstName": "John",
      "lastName": "Doe",
      "email": "[email protected]",
      "city": "New York",
      "state": "NY",
      "workPhone": "2125551234",
      "primaryPhone": "2125556789",
      "address1": "45 West 21st Street",
      "address2": "5th Floor",
      "zipcode": "10010",
      "monthsAtAddress": 5,
      "driversLicenseNumber": "111222333",
      "driversLicenseState": "NY",
      "ipAddress": "8.8.8.8",
      "activeMilitary": false,
      "militaryVeteran": true,
      "dateOfBirth": "1993-10-09",
      "ssn": "111-22-3333"
    },
    "loanInformation": {
      "purpose": "debt_consolidation",
      "loanAmount": 10000
    },
    "mortgageInformation": {
      "propertyType": "condo",
      "propertyStatus": "own_with_mortgage",
      "propertyValue": 200000,
      "mortgageBalance": 10000,
      "lenderName": "Bank OF NY",
      "hasFHALoan": true,
      "currentWithLoan": true
    },
    "creditCardInformation": {
      "allowAnnualFee": true,
      "cardPurposes": [
        "travel_incentives"
      ]
    },
    "savingsInformation": {
      "minDepositAmount": 1000
    },
    "creditInformation": {
      "providedCreditRating": "excellent",
      "providedNumericCreditScore": 750
    },
    "financialInformation": {
      "creditCardDebt": 5000,
      "employmentStatus": "employed",
      "employmentPayFrequency": "weekly",
      "annualIncome": 120000,
      "monthlyNetIncome": 10000,
      "bankName": "Santander",
      "bankRoutingNumber": "231372691",
      "bankAccountType": "savings",
      "monthsAtBank": 10,
      "bankAccountNumber": "1234567890"
    },
    "employmentInformation": {
      "employerName": "Engine by MoneyLion",
      "employerAddress": "45 W 21st St",
      "employerCity": "New York",
      "employerState": "NY",
      "employerZip": "10010",
      "jobTitle": "Software Engineer",
      "monthsEmployed": 14,
      "directDeposit": true,
      "payDate1": "2004-10-06",
      "payDate2": "2004-11-06"
    },
    "educationInformation": {
      "educationLevel": "masters",
      "graduateDegreeType": "master_of_science",
      "universityAttended": "Johns Hopkins University"
    },
    "coApplicantInformation": {
      "firstName": "Jane",
      "lastName": "Doe",
      "dateOfBirth": "1984-03-06",
      "annualIncome": 100000,
      "streetAddress1": "45 West 21st Street",
      "streetAddress2": "5th Floor",
      "city": "New York",
      "state": "NY",
      "zipcode": "10010"
    },
    "healthInformation": {
      "gender": "male",
      "heightInInches": 72,
      "weightInPounds": 195,
      "tobaccoSmoker": false
    },
    "legalInformation": {
      "consentsToFcra": true,
      "consentsToTcpa": true,
      "fcraLanguage": "By checking this box/clicking 'agree' I hereby consent to the 'E-Sign Agreement', the 'Credit Authorization Agreement', the Terms of Service and Privacy Policy, and I am providing written consent under the Fair Credit Reporting Act (FCRA) for [Engine by MoneyLion and/or Insert Company Name], its partners and financial institutions to obtain consumer report information from my credit profile. I request that my information be provided to their partners, lenders, and financial services partners to provide me with financial recommendations, which may also include debt relief, credit repair, credit monitoring or other related services",
      "tcpaLanguage": "I agree to be contacted by [Engine by MoneyLion and/or Insert Company Name] its partners and their affiliated companies and financial institutions via email, postal mail service and/or at the telephone number(s) I have provided above to explore various financial products and services I inquired about, including contact through automatic dialing systems, artificial or pre-recorded voice messaging, or text message. Consent is not required as a condition to utilize the service, and you may choose to be contacted by an individual customer care representative(s) by calling XXXXX or emailing XXXX"
    },
    "clientTags": {
      "hello": [
        "world",
        "there"
      ],
      "something": [
        "else"
      ]
    }
  }
}|,
  {
    'Content-Type' => 'application/json',
    'Accept' => 'application/json',
    'Authorization' => 'Bearer {access-token}'
  } 
)

p JSON.parse(response)

PATCH /leads/{uuid}

Update a Lead by its UUID. Array fields (like productTypes) with new values are merged with existing values.

Request Body

undefined

Example responses

200 Response

{
  "uuid": "095be615-a8ad-4c33-8e9c-c7612fbf6c9f"
}

Invalid data

[
  {
    "message": "Cannot parse parameter uuid as UUID: Invalid UUID string: 123"
  }
]

[
  {
    "message": "Invalid fields present: 123 is not a valid email"
  }
]

Unauthorized request

[
  {
    "message": "Access token is missing"
  }
]

Responses

Status	Meaning	Description	Schema
200	OK	Lead updated	undefined
400	Bad Request	Invalid data	undefined
401	Unauthorized	Unauthorized request	undefined
404	Not Found	Lead with the given UUID does not exist	undefined

Approval Probability

Approval probability reports contains data about the likelihood that a user with specified attributes will be approved for particular product offers.

The user attributes are passed in the request's POST body. Attributes are specific to the product in questions and do not include personally identifiable information.

The approval probabilty data is calculated per financial institution, as well as across the entire Engine by MoneyLion network. Within each of these groups, offer probablilities may be further broken down according to product attributes. For loans, for example, approval probabilities are associated with offer APR range and optionally product sub-type.

Get a loan approval probability report

Code sample

curl -X POST 'https://api.evenfinancial.com/approvalProbability/loanReports' \
  -H 'Content-Type: application/json' \
  -H 'Accept: application/json' \
  -H 'Authorization: Bearer {access-token}' \
  -d @- << EOF
{
  "annualIncome": 75000,
  "creditRating": "excellent",
  "totalDebt": 10000,
  "countOfDerogatories": 0,
  "state": "NY",
  "loanPurpose": "debt_consolidation",
  "loanAmount": 10000
}
EOF

fetch('https://api.evenfinancial.com/approvalProbability/loanReports', {
  method: 'POST',
  headers: {
    'Content-Type':'application/json',
    'Accept':'application/json',
    'Authorization':'Bearer {access-token}'
  },
  body: `{
  "annualIncome": 75000,
  "creditRating": "excellent",
  "totalDebt": 10000,
  "countOfDerogatories": 0,
  "state": "NY",
  "loanPurpose": "debt_consolidation",
  "loanAmount": 10000
}`
}).then(function(res) {
  return res.json();
}).then(function(body) {
  console.log(body);
});

import requests
import json

response = requests.post(
  'https://api.evenfinancial.com/approvalProbability/loanReports',
  headers={
    'Content-Type': 'application/json',
    'Accept': 'application/json',
    'Authorization': 'Bearer {access-token}'
  },
  json=json.loads("""{
  "annualIncome": 75000,
  "creditRating": "excellent",
  "totalDebt": 10000,
  "countOfDerogatories": 0,
  "state": "NY",
  "loanPurpose": "debt_consolidation",
  "loanAmount": 10000
}""")
)

print(response.json())

require 'rest-client'
require 'json'

response = RestClient.post(
  'https://api.evenfinancial.com/approvalProbability/loanReports',
%q|{
  "annualIncome": 75000,
  "creditRating": "excellent",
  "totalDebt": 10000,
  "countOfDerogatories": 0,
  "state": "NY",
  "loanPurpose": "debt_consolidation",
  "loanAmount": 10000
}|,
  {
    'Content-Type' => 'application/json',
    'Accept' => 'application/json',
    'Authorization' => 'Bearer {access-token}'
  } 
)

p JSON.parse(response)

POST /approvalProbability/loanReports

Get a report on approval probabilities for loan offers for a specified cohort of users.

Request Body

undefined

Example responses

Success

{
  "annualIncome": 75000,
  "creditRating": "excellent",
  "totalDebt": 10000,
  "countOfDerogatories": 0,
  "state": "NY",
  "loanPurpose": "debt_consolidation",
  "loanAmount": 10000,
  "networkProbabilities": [
    {
      "probability": 79.67534,
      "aprLow": 12.76,
      "aprHigh": 19.85
    }
  ],
  "financialInsitutions": [
    {
      "uuid": "005b235e-9388-5e96-9d43-d1b6fd587652",
      "name": "Alpha, Inc.",
      "logoUrl": "https://aff-tag.evenfinancial.com/images/alpha/Alpha_120x80.png",
      "probabilities": [
        {
          "probability": 49.945,
          "aprLow": 15.25,
          "aprHigh": 19.85
        }
      ]
    },
    {
      "uuid": "c5e7db20-81a4-4fe4-9100-fb8b3ae84f02",
      "name": "Beta Inc.",
      "logoUrl": "https://aff-tag.evenfinancial.com/images/beta/Beta_120x80.png",
      "probabilities": [
        {
          "probability": 84.5421,
          "aprLow": 12.76,
          "aprHigh": 18.85
        }
      ]
    }
  ]
}

Malformed request

[
  {
    "message": "Bad request.",
    "details": "Cannot parse parameter uuid as UUID: Invalid UUID string: 123"
  }
]

Unauthorized request

[
  {
    "message": "Access token is missing"
  }
]

422 Response

[
  {
    "attribute": "string",
    "type": "string",
    "details": {
      "property1": "string",
      "property2": "string"
    },
    "message": "string"
  }
]

Responses

Status	Meaning	Description	Schema
201	Created	Success	undefined
400	Bad Request	Malformed request	undefined
401	Unauthorized	Unauthorized request	undefined
422	Unprocessable Entity	Invalid request	undefined

Get approval probability loan report

Code sample

curl -X GET 'https://api.evenfinancial.com/approvalProbability/loanReports/{uuid}' \
  -H 'Accept: application/json' \
  -H 'Authorization: Bearer {access-token}'

fetch('https://api.evenfinancial.com/approvalProbability/loanReports/{uuid}', {
  method: 'GET',
  headers: {
    'Accept':'application/json',
    'Authorization':'Bearer {access-token}'
  }
}).then(function(res) {
  return res.json();
}).then(function(body) {
  console.log(body);
});

import requests
import json

response = requests.get(
  'https://api.evenfinancial.com/approvalProbability/loanReports/{uuid}',
  headers={
    'Accept': 'application/json',
    'Authorization': 'Bearer {access-token}'
  }
)

print(response.json())

require 'rest-client'
require 'json'

response = RestClient.get(
  'https://api.evenfinancial.com/approvalProbability/loanReports/{uuid}',
  {
    'Accept' => 'application/json',
    'Authorization' => 'Bearer {access-token}'
  } 
)

p JSON.parse(response)

GET /approvalProbability/loanReports/{uuid}

Get the approval probability report for a specified UUID. If the UUID is unkown, a 404 Not Found response will be returned.

Example responses

Success

{
  "annualIncome": 75000,
  "creditRating": "excellent",
  "totalDebt": 10000,
  "countOfDerogatories": 0,
  "state": "NY",
  "loanPurpose": "debt_consolidation",
  "loanAmount": 10000,
  "networkProbabilities": [
    {
      "probability": 79.67534,
      "aprLow": 12.76,
      "aprHigh": 19.85
    }
  ],
  "financialInsitutions": [
    {
      "uuid": "005b235e-9388-5e96-9d43-d1b6fd587652",
      "name": "Alpha, Inc.",
      "logoUrl": "https://aff-tag.evenfinancial.com/images/alpha/Alpha_120x80.png",
      "probabilities": [
        {
          "probability": 49.945,
          "aprLow": 15.25,
          "aprHigh": 19.85
        }
      ]
    },
    {
      "uuid": "c5e7db20-81a4-4fe4-9100-fb8b3ae84f02",
      "name": "Beta Inc.",
      "logoUrl": "https://aff-tag.evenfinancial.com/images/beta/Beta_120x80.png",
      "probabilities": [
        {
          "probability": 84.5421,
          "aprLow": 12.76,
          "aprHigh": 18.85
        }
      ]
    }
  ]
}

Malformed request

[
  {
    "message": "Bad request.",
    "details": "Cannot parse parameter uuid as UUID: Invalid UUID string: 123"
  }
]

Unauthorized request

[
  {
    "message": "Access token is missing"
  }
]

404 Response

[
  {
    "attribute": "string",
    "type": "string",
    "details": {
      "property1": "string",
      "property2": "string"
    },
    "message": "string"
  }
]

Responses

Status	Meaning	Description	Schema
200	OK	Success	undefined
400	Bad Request	Malformed request	undefined
401	Unauthorized	Unauthorized request	undefined
404	Not Found	Unknown UUID	undefined

Offer Preview

Preview offers are matched based upon a simple set of anonymous criteria and as a result are not personalized. This is useful if you'd like to display offers without requesting personalized data. For example, you can improve a search experience by presenting example offers to the user prior to asking more detailed questions.

Offers returned by these endpoints are identical to those that would be included in a rate table. But keep in mind that they are not personalized, and it's a better user experience to ultimtely present personalized offers to a user.

Get preview loan offers

Code sample

curl -X GET 'https://api.evenfinancial.com/offerPreview/loanOffers' \
  -H 'Accept: application/json' \
  -H 'Authorization: Bearer {access-token}'

fetch('https://api.evenfinancial.com/offerPreview/loanOffers', {
  method: 'GET',
  headers: {
    'Accept':'application/json',
    'Authorization':'Bearer {access-token}'
  }
}).then(function(res) {
  return res.json();
}).then(function(body) {
  console.log(body);
});

import requests
import json

response = requests.get(
  'https://api.evenfinancial.com/offerPreview/loanOffers',
  headers={
    'Accept': 'application/json',
    'Authorization': 'Bearer {access-token}'
  }
)

print(response.json())

require 'rest-client'
require 'json'

response = RestClient.get(
  'https://api.evenfinancial.com/offerPreview/loanOffers',
  {
    'Accept' => 'application/json',
    'Authorization' => 'Bearer {access-token}'
  } 
)

p JSON.parse(response)

GET /offerPreview/loanOffers

Get a list of non-personalized loan offers that match the specified critieria.

Parameters

Name	Type	Required	Description
loanAmount	integer [int32]	false	none
providedCreditRating	ProvidedCreditRating	false	none
loanPurpose	LoanPurpose	false	none
zipCode	string	false	none

Example responses

Success

[
  {
    "uuid": "43292949-76eb-413e-9b0e-a332ae6e8ee3",
    "productType": "loan",
    "productSubType": "personal_loan",
    "originator": {
      "key": "alpha",
      "name": "Alpha, Inc.",
      "description": "Consequatur est dolorum fugit. Dicta dolorem autem perspiciatis et.",
      "images": [
        {
          "sizeKey": "120x40",
          "url": "https://aff-tag.evenfinancial.com/images/alpha/Alpha_120x80.png"
        }
      ],
      "disclaimer": "Et deserunt ut temporibus quia. Sed suscipit ad nostrum dolorem qui a.",
      "companyUuid": "1088017a-2ed9-5328-b03d-8351a6e58f7e",
      "financialInstitutionUuid": "32bd2f7c-79fd-5c54-bcb5-3a46454a465c"
    },
    "originatorId": null,
    "termLength": 36,
    "termUnit": "month",
    "maxAmount": 40000,
    "minAmount": 2000,
    "maxApr": 17.99,
    "minApr": 17.99,
    "meanApr": 17.99,
    "feeRate": null,
    "maxFeeRate": null,
    "minFeeRate": null,
    "feeFixed": null,
    "maxFeeFixed": null,
    "minFeeFixed": null,
    "allowPrepayment": true,
    "prepaymentFee": 0,
    "monthlyPayment": 361.48,
    "maxMonthlyPayment": 361.48,
    "minMonthlyPayment": 361.48,
    "meanMonthlyPayment": 361.48,
    "maxTotalPayment": 13014,
    "minTotalPayment": 13014,
    "meanTotalPayment": 13014,
    "terms": null,
    "url": "https://offers.evenfinancial.com/partner/ref/ba4b1f43-fe02-5b52-93f5-6644e5c721c0/43292949-76eb-413e-9b0e-a332ae6e8ee3",
    "preQualified": false,
    "preApproved": false,
    "secured": false,
    "sponsored": false,
    "recommendationScore": 5,
    "payout": null,
    "aprType": "fixed",
    "coApplicant": false,
    "aprDescription": null,
    "displayTermUnit": null,
    "productSubTypeDisclaimer": null,
    "monthlyPaymentDescription": null,
    "termDescription": null
  }
]

Unauthorized request

[
  {
    "message": "Access token is missing"
  }
]

Responses

Status	Meaning	Description	Schema
200	OK	Success	undefined
401	Unauthorized	Unauthorized request	undefined

Get preview credit card offers

Code sample

curl -X GET 'https://api.evenfinancial.com/offerPreview/creditCardOffers' \
  -H 'Accept: application/json' \
  -H 'Authorization: Bearer {access-token}'

fetch('https://api.evenfinancial.com/offerPreview/creditCardOffers', {
  method: 'GET',
  headers: {
    'Accept':'application/json',
    'Authorization':'Bearer {access-token}'
  }
}).then(function(res) {
  return res.json();
}).then(function(body) {
  console.log(body);
});

import requests
import json

response = requests.get(
  'https://api.evenfinancial.com/offerPreview/creditCardOffers',
  headers={
    'Accept': 'application/json',
    'Authorization': 'Bearer {access-token}'
  }
)

print(response.json())

require 'rest-client'
require 'json'

response = RestClient.get(
  'https://api.evenfinancial.com/offerPreview/creditCardOffers',
  {
    'Accept' => 'application/json',
    'Authorization' => 'Bearer {access-token}'
  } 
)

p JSON.parse(response)

GET /offerPreview/creditCardOffers

Get a list of non-personalized credit card offers that match the specified critieria.

Parameters

Name	Type	Required	Description
providedCreditRating	ProvidedCreditRating	false	none
zipCode	string	false	none
cardPurposes	CardPurpose	false	none

Example responses

Success

[
  {
    "uuid": "4ac18f1c-2e85-5e74-8df7-54ca2f47ca27",
    "productType": "credit_card",
    "productSubType": "credit_card",
    "partner": {
      "uuid": "005b235e-9388-5e96-9d43-d1b6fd587652",
      "name": "Alpha, Inc.",
      "description": "Consequatur est dolorum fugit. Dicta dolorem autem perspiciatis et.",
      "disclaimer": "Et deserunt ut temporibus quia. Sed suscipit ad nostrum dolorem qui a.",
      "supportsPersonalizedOffers": false,
      "supportsPreSelect": true,
      "shouldDisplayPreSelect": false,
      "imageUrl": "https://aff-tag.evenfinancial.com/images/alpha/Alpha_120x80.png",
      "subtextOverride": "Alpha"
    },
    "url": "https://offers.evenfinancial.com/partner/ref/00adef6c-9fea-5910-99de-5cfb52979243/4ac18f1c-2e85-5e74-8df7-54ca2f47ca27",
    "recommendationScore": 0.7,
    "details": {
      "cardName": "Alpha Credit Card",
      "cardImageUrl": "https://assets.evenfinancial.com/requested/889123/Alpha%20Credit%20Card%20Art.png",
      "cardPurposes": [
        "improve_credit",
        "new_to_credit"
      ],
      "ratesUrl": "https://www.example.com/cardmember_agreement",
      "maxPurchaseApr": 25.99,
      "minPurchaseApr": 25.99,
      "maxAnnualFee": 39,
      "minAnnualFee": 39,
      "details": [
        "No deposit required",
        "No penalty APR"
      ],
      "additionalDetails": [
        "Officiis voluptas illum labore veritatis inventore veniam. Ratione ut quis voluptas.",
        "Praesentium et nemo nihil blanditiis magni a autem."
      ],
      "cardType": "visa",
      "recommendedCreditRatings": [
        "limited",
        "poor",
        "fair",
        "good"
      ],
      "preQualified": false,
      "preApproved": false,
      "preSelected": false,
      "aprType": "variable"
    }
  }
]

Unauthorized request

[
  {
    "message": "Access token is missing"
  }
]

Responses

Status	Meaning	Description	Schema
200	OK	Success	undefined
401	Unauthorized	Unauthorized request	undefined

Get preview savings offers

Code sample

curl -X GET 'https://api.evenfinancial.com/offerPreview/savingsOffers' \
  -H 'Accept: application/json' \
  -H 'Authorization: Bearer {access-token}'

fetch('https://api.evenfinancial.com/offerPreview/savingsOffers', {
  method: 'GET',
  headers: {
    'Accept':'application/json',
    'Authorization':'Bearer {access-token}'
  }
}).then(function(res) {
  return res.json();
}).then(function(body) {
  console.log(body);
});

import requests
import json

response = requests.get(
  'https://api.evenfinancial.com/offerPreview/savingsOffers',
  headers={
    'Accept': 'application/json',
    'Authorization': 'Bearer {access-token}'
  }
)

print(response.json())

require 'rest-client'
require 'json'

response = RestClient.get(
  'https://api.evenfinancial.com/offerPreview/savingsOffers',
  {
    'Accept' => 'application/json',
    'Authorization' => 'Bearer {access-token}'
  } 
)

p JSON.parse(response)

GET /offerPreview/savingsOffers

Get a list of non-personalized savings offers that match the specified critieria.

Parameters

Name	Type	Required	Description
maxDepositAmount	integer [int64]	false	none
minDepositAmount	integer [int64]	false	none
zipCode	string	false	none

Example responses

Success

[
  {
    "uuid": "9284470f-e430-5473-aeeb-f61c91adabc9",
    "productType": "savings",
    "productSubType": "savings_account",
    "partner": {
      "uuid": "91d08be0-2a8c-4d28-b399-7e1b38e2522e",
      "name": "Beta Inc.",
      "description": "Voluptas quas aspernatur aut nihil rerum. Voluptatibus laboriosam amet porro veniam ut.",
      "disclaimer": "Est delectus et rem consequatur magni. Molestiae asperiores sit debitis et id corporis.",
      "supportsPersonalizedOffers": false,
      "supportsPreSelect": false,
      "shouldDisplayPreSelect": true,
      "imageUrl": "https://aff-tag.evenfinancial.com/images/beta/Beta_120x80.png"
    },
    "url": "https://offers.evenfinancial.com/ref/0803947c-08a5-59eb-ae58-8468c62bb5a8",
    "recommendationScore": 170,
    "disclaimer": "Accounts offered by Axos Bank, Member FDIC",
    "details": {
      "name": "Beta Savings",
      "description": "Pariatur et repellat quia aliquid. Sint qui aut harum qui aut.",
      "details": "Praesentium asperiores est quisquam ad qui est. Sint culpa harum id totam. Ex fugit magni quis tempora sit.",
      "rate": 0.4,
      "annualPercentYield": 0.4,
      "compoundingMethod": "continuous",
      "minimumDeposit": 0,
      "minimumDepositWithFees": 0,
      "monthlyFee": 0,
      "checkWriting": false,
      "effectiveAsOf": "2021-01-01T12:00:00Z"
    }
  }
]

Unauthorized request

[
  {
    "message": "Access token is missing"
  }
]

404 Response

[
  {
    "attribute": "string",
    "type": "string",
    "details": {
      "property1": "string",
      "property2": "string"
    },
    "message": "string"
  }
]

Responses

Status	Meaning	Description	Schema
200	OK	Success	undefined
401	Unauthorized	Unauthorized request	undefined
404	Not Found	Resource not found	undefined

Analytics

Introduction

Welcome to Engine by MoneyLion's Integration Guide for our Supply Analytics data product, which provides funnel, payout and client tag data on specific leads and lead segments to better improve your monetization, consumer experience and efficiency of user acquisition.

Supply Analytics offers three different reporting endpoints optimized for streaming time series datasets out of the Engine by MoneyLion API and into your system via periodic polling. This document contains everything needed to understand and integrate with all 3 endpoints offered.

API Endpoints

We currently offer the following reporting endpoints providing real time insights into the funnel from user acquisition to conversion:

1. LeadEvents: This endpoint tracks the lead funnel’s journey. With the Lead Events API, you can pull KPI related data for your funnel, measure conversions, and iterate so that you can meet your business goals.

2. LeadPayouts: This endpoint tracks payout by conversion on a per-lead basis.

3. LeadClientTags: This endpoint is used to check and confirm which client tags (ie. subID, clickID, or trafficsource) you have appended to each lead (unique Engine by MoneyLion generated leadUuid). It provides better customer segmentation and attribution by returning your supplied client-tags (key/value) pairs associated with a lead. Its explained with examples in depth in "Get lead client tags endpoint" section.

Basic Request to Supply Analytics API

Every request to the Supply Analytics API will return a JSON object with three properties:

• data is the array of events that should be analyzed / loaded into your database.

• nextUrl is the URL that should be persisted and used for the next request.

• shouldContinuePolling is a boolean which signals if calling nextUrl will have published data available.

nextUrl will always include a timestamp query string parameter that indicates the lower bound for when the returned events hit Engine by MoneyLion's system. Events from financial institutions or other external systems may not be shared with Engine by MoneyLion for hours or days after they occur, so event data may "backfill" in the system.

A response always contains at least an hour's worth of events, so requesting a URL with a timestamp that is less than an hour old will return an error. Furthermore, it can take a few minutes to prepare the response, so we suggest polling hourly, at 15 minutes past the hour. For convenience, we provide a shouldContinuePolling flag to indicate whether you should continue to poll the supply analytics endpoint. If true, feel free to advance to the next set of events under nextUrl. If not, the timestamp is too recent and no further data is available.

curl -X GET 'https://api.evenfinancial.com/supplyAnalytics/leadEvents?timestamp=2019-08-24T14%3A15%3A22Z' \
  -H 'Accept: application/json' \
  -H 'Authorization: Bearer {access-token}'

Developer's Note About Time Zones

Timestamps without an explicit timezone (timezones missing a suffix of Z, for example) are interpreted as UTC. However, we recommend passing an explicit timezone offset of Z in the timestamp query string parameter. All timestamps in responses, whether in the event as a field, or in the nextUrl, are UTC.

Developer's Note About Flexible JSON Objects

Engine by MoneyLion's goal is to enrich the data provided by the Supply Analytics endpoint over time to improve your insight and analytical abilities. Therefore, it is recommended that any integration or initial setup be created with the future possibility of additional data fields in mind. These will take the form of additional JSON keys. We'd recommend that your integration not "break" if there are additional JSON key-values present. This will allow new rollouts and improvements to the supply analytics endpoint to happen as smoothly as possible. We’ll always notify about pending additions/changes.

Backfilling

When backfilling, the timestamp of your initial request URL should be slightly before when you went live. Responses will be optimized to potentially contain one hour of data, regardless of the number of events. You should request each subsequent URL in succession until you're caught up.

Event history only extends back to 2020-08-01, so don't attempt to backfill earlier than that.

Resources

Partners can contact their assigned Engine by MoneyLion Partner Manager or [email protected] for help.

Get lead events

Code sample

curl -X GET 'https://api.evenfinancial.com/supplyAnalytics/leadEvents?timestamp=2019-08-24T14%3A15%3A22Z' \
  -H 'Accept: application/json' \
  -H 'Authorization: Bearer {access-token}'

fetch('https://api.evenfinancial.com/supplyAnalytics/leadEvents?timestamp=2019-08-24T14%3A15%3A22Z', {
  method: 'GET',
  headers: {
    'Accept':'application/json',
    'Authorization':'Bearer {access-token}'
  }
}).then(function(res) {
  return res.json();
}).then(function(body) {
  console.log(body);
});

import requests
import json

response = requests.get(
  'https://api.evenfinancial.com/supplyAnalytics/leadEvents',
  params={
    'timestamp': '2019-08-24T14:15:22Z'
  },
  headers={
    'Accept': 'application/json',
    'Authorization': 'Bearer {access-token}'
  }
)

print(response.json())

require 'rest-client'
require 'json'

response = RestClient.get(
  'https://api.evenfinancial.com/supplyAnalytics/leadEvents',
  {
    'Accept' => 'application/json',
    'Authorization' => 'Bearer {access-token}',
    'params' => {
      'timestamp' => '2019-08-24T14:15:22Z'
    }
  }
)

p JSON.parse(response)

GET /supplyAnalytics/leadEvents

What is the Lead Events API used for?

With the Lead Events API, you can pull KPI related data for your funnel, measure conversions, and iterate so that you can meet your business goals.

The endpoint returns events associated with each lead. The event type is indicated by the eventType property. Each event will also include metadata applicable to the eventType. It allows easy consumption of the events into your database so that you can integrate it into your BI framework and compare it alongside data from other systems to assess performance holistically.

How does it work?

The endpoint is cursor based. You can consume batches of events 1 hour at a time for the product tied to your company uuid. All that is required is a bearer token and timestamp. The endpoint will respond with all of the events that have happened from that timestamp forward for one hour. It will also include a pointer to the next timestamp to be used for a subsequent call. This endpoint should be polled hourly on the 15 minute mark to fetch new events.

For convenience, we provide a shouldContinuePolling flag to signal if data has been published at the location of the nextUrl.

The endpoint is designed for paging forward through data in order to populate your local database. By relying on the nextUrl parameter provided in the preceding call's response, we can guarantee a) you will see no gaps, and b) you will see no duplicates.

This endpoint should be polled hourly on the 15 minute mark to fetch new events. Data for this endpoint is made available with a 1 hour SLA.

If the current time is '2020-01-01T08:15:00Z' UTC, making a request to this endpoint with the timestamp set to '2020-01-01T08:00:00Z' will error because of the 1 hour SLA. Making a request with a timestamp of '2020-01-01T07:10:00Z' however, will succeed.

Event Definitions

Common Attributes

Attribute Name	Type	Format	Enum
eventType	string		leadCreated appSubmitted apiApproved apiRejected offerClicked applied approved listed opened funded conversation lenderQualifiedLead
leadUuid	string	uuid
leadCreatedAt	string	date-time
eventCreatedAt	string	date-time
amountInCents	int
financialInstitutionName	string
financialInstitutionUuid	string	uuid
productType	string		creditCard insurance lifeInsurance loan mortgage savings other
isTest	boolean		Whether a Lead was created using a test access token

Common Event Types

Event Type	Required Attributes	Optional Attributes
leadCreated	eventType leadUuid leadCreatedAt eventCreatedAt
appSubmitted	eventType leadUuid leadCreatedAt eventCreatedAt
apiApproved	eventType leadUuid leadCreatedAt eventCreatedAt financialInstitutionName financialInstitutionUuid	productType
apiRejected	eventType leadUuid leadCreatedAt eventCreatedAt financialInstitutionName financialInstitutionUuid	productType
offerClicked	eventType leadUuid leadCreatedAt eventCreatedAt financialInstitutionName financialInstitutionUuid	productType
applied	eventType leadUuid leadCreatedAt eventCreatedAt financialInstitutionName financialInstitutionUuid	productType
approved	eventType leadUuid leadCreatedAt eventCreatedAt financialInstitutionName financialInstitutionUuid	productType
listed	eventType leadUuid leadCreatedAt eventCreatedAt financialInstitutionName financialInstitutionUuid	productType
opened	eventType leadUuid leadCreatedAt eventCreatedAt financialInstitutionName financialInstitutionUuid	productType

Event Types for Personal Loans Funnel

Event Type	Definition	Required Attributes	Optional Attributes
leadCreated	A user enters the marketplace funnel	See under common event types
appSubmitted	The lead has filled out the information in the Engine by MoneyLion application and a rate table has been created	See under common event types
apiApproved	Financial institution has pre-approved or pre-qualified a user for at least one offer	See under common event types
apiRejected	Financial institution has not pre-approved or pre-qualified a user for any offers	See under common event types
offerClicked	The user clicks on or is auto redirected into an offer	See under common event types
applied	The user applied for an offer in the financial institution's experience	eventType leadUuid leadCreatedAt eventCreatedAt financialInstitutionName financialInstitutionUuid	productType amountInCents
approved	The user was approved for an offer after applying in the financial institution's experience	eventType leadUuid leadCreatedAt eventCreatedAt financialInstitutionName financialInstitutionUuid	productType amountInCents
listed	The user's loan was listed on the financial institution's marketplace for funding	eventType leadUuid leadCreatedAt eventCreatedAt financialInstitutionName financialInstitutionUuid	productType amountInCents
funded	The user has a loan funded	eventType leadUuid leadCreatedAt eventCreatedAt financialInstitutionName financialInstitutionUuid	productType amountInCents
opened	The user monetizes with a special offer	See under common events
conversion	This event varies by lender, and will be deprecated.	eventType leadUuid leadCreatedAt eventCreatedAt financialInstitutionName financialInstitutionUuid	productType
lenderQualifiedLead	Financial institution further collected information from a lead	eventType leadUuid leadCreatedAt eventCreatedAt financialInstitutionName financialInstitutionUuid amountInCents	productType

Parameters

Name	Type	Required	Description
timestamp	string [date-time]	true	The lower bound for when an event hit Engine by MoneyLion's system.

Example responses

Success

{
  "nextUrl": "https://api.evenfinancial.com/supplyAnalytics/leadEvents?timestamp=2021-01-02T17:00:00Z",
  "data": [
    {
      "id": "5550066157addee59022a5e69b12f26feba5c6ff461210309a4fc846a38c404d",
      "leadUuid": "4bbb25a6-6fcf-4ed3-88f9-6daacb0f8b33",
      "leadCreatedAt": "2021-01-01T11:24:45Z",
      "eventType": "offerClicked",
      "eventCreatedAt": "2019-09-22T17:44:22Z",
      "financialInstitutionUuid": "da14e06b-0866-4f02-a3b2-9443501b25b9",
      "financialInstitutionName": "OpenSky®",
      "isTest": false
    },
    {
      "id": "faa7b339d89453e284e68e76d0c7b0600f04c276a895a3cbc720803164c45434",
      "leadUuid": "39afdb4a-ef26-42ed-a313-e28288f95099",
      "leadCreatedAt": "2021-01-01T20:42:06Z",
      "eventType": "apiApproved",
      "eventCreatedAt": "2019-10-10T20:44:28Z",
      "financialInstitutionUuid": "da14e06b-0866-4f02-a3b2-9443501b25b9",
      "financialInstitutionName": "LendingClub",
      "isTest": false
    }
  ]
}

Unauthorized request

[
  {
    "message": "Access token is missing"
  }
]

Invalid request

[
  {
    "attribute": "timestamp",
    "type": "missing",
    "message": "timestamp must be specified"
  }
]

[
  {
    "attribute": "timestamp",
    "type": "malformed",
    "details": {
      "specified": "2021-02-01T17:00:00.000Z",
      "requirement": "must be at or before 2021-01-13T16:00:00Z"
    },
    "message": "timestamp must be at or before 2021-01-13T16:00:00Z, but is '2021-02-01T17:00:00Z'"
  }
]

Responses

Status	Meaning	Description	Schema
200	OK	Success	undefined
401	Unauthorized	Unauthorized request	undefined
422	Unprocessable Entity	Invalid request	undefined

Get lead payouts

Code sample

curl -X GET 'https://api.evenfinancial.com/supplyAnalytics/leadPayouts?timestamp=2019-08-24T14%3A15%3A22Z' \
  -H 'Accept: application/json' \
  -H 'Authorization: Bearer {access-token}'

fetch('https://api.evenfinancial.com/supplyAnalytics/leadPayouts?timestamp=2019-08-24T14%3A15%3A22Z', {
  method: 'GET',
  headers: {
    'Accept':'application/json',
    'Authorization':'Bearer {access-token}'
  }
}).then(function(res) {
  return res.json();
}).then(function(body) {
  console.log(body);
});

import requests
import json

response = requests.get(
  'https://api.evenfinancial.com/supplyAnalytics/leadPayouts',
  params={
    'timestamp': '2019-08-24T14:15:22Z'
  },
  headers={
    'Accept': 'application/json',
    'Authorization': 'Bearer {access-token}'
  }
)

print(response.json())

require 'rest-client'
require 'json'

response = RestClient.get(
  'https://api.evenfinancial.com/supplyAnalytics/leadPayouts',
  {
    'Accept' => 'application/json',
    'Authorization' => 'Bearer {access-token}',
    'params' => {
      'timestamp' => '2019-08-24T14:15:22Z'
    }
  }
)

p JSON.parse(response)

GET /supplyAnalytics/leadPayouts

What is the Lead Payouts API used for?

With Lead payout API you can collect granular payout information for leads you have submitted. It returns payout events associated with a lead. Event data is limited to the amount that was paid out, and when the payout was booked.

We recently added two additional optional fields to the payout event information tied to leads:

• financialInstitutionUuid
• financialInstitutionName

These fields will tie conversion events to specific Financial Institutions (Lenders) for your knowledge and analytical use. We include these additional fields to disambiguate which financial institution a given payout originates from in the case of multiple payouts against a given lead. Not all lead payout events can be traced back to a financial institution, so these fields are optional. The Financial Institution Name is not guaranteed to be a stable identifier of the entity; Financial Institution UUID is.

LeadPayout deletedAt will report the time that the payout was deleted. Payouts get deleted when there are post dated Contract changes or partner reporting errors requiring reingestion of EDEs.

How does it work?

The endpoint is cursor based. You can consume batches of events 1 hour at a time for the product tied to your company uuid. All that is required is a bearer token and timestamp. The endpoint will respond with all of the events that have happened from that timestamp forward for one hour. It will also include a pointer to the next timestamp to be used for a subsequent call. This endpoint should be polled hourly on the 15 minute mark to fetch new events.

For convenience, we provide a shouldContinuePolling flag to signal if data has yet been published at the location of the nextUrl.

The endpoint is designed for paging forward through data in order to populate your local database. By relying on the nextUrl parameter provided in the preceding call's response, we can guarantee a) you will see no gaps, and b) you will see no duplicates.

This endpoint should be polled hourly on the 15 minute mark to fetch new events. Data for this endpoint is made available with an 1 hour SLA. If the current time is '2020-01-01T08:15:00Z' UTC, making a request to this endpoint with the timestamp set to '2020-01-01T08:00:00Z' will error because of the 1 hour SLA. Making a request with a timestamp of '2020-01-01T07:00:00Z' however, will succeed.

Parameters

Name	Type	Required	Description
timestamp	string [date-time]	true	The lower bound for when an event hits Engine by MoneyLion's system.

Example responses

Success

{
  "nextUrl": "https://api.evenfinancial.com/supplyAnalytics/leadPayouts?timestamp=2021-01-05T03:00:00Z",
  "data": [
    {
      "leadUuid": "dda9f837-2560-4b42-bc85-f6edd047a4d5",
      "bookedAt": "2021-01-01T00:00:00Z",
      "payoutInCents": 20000
    },
    {
      "leadUuid": "a61d7cc3-3ad8-45b9-ba35-6572789203b3",
      "bookedAt": "2021-01-02T00:00:00Z",
      "payoutInCents": 10000
    }
  ]
}

Unauthorized request

[
  {
    "message": "Access token is missing"
  }
]

Invalid request

[
  {
    "attribute": "timestamp",
    "type": "missing",
    "message": "timestamp must be specified"
  }
]

[
  {
    "attribute": "timestamp",
    "type": "malformed",
    "details": {
      "specified": "2021-02-01T17:00:00.000Z",
      "requirement": "must be at or before 2021-01-13T16:00:00Z"
    },
    "message": "timestamp must be at or before 2021-01-13T16:00:00Z, but is '2021-02-01T17:00:00Z'"
  }
]

Responses

Status	Meaning	Description	Schema
200	OK	Success	undefined
401	Unauthorized	Unauthorized request	undefined
422	Unprocessable Entity	Invalid request	undefined

Get lead client tags

Code sample

curl -X GET 'https://api.evenfinancial.com/supplyAnalytics/leadClientTags?timestamp=2019-08-24T14%3A15%3A22Z' \
  -H 'Accept: application/json' \
  -H 'Authorization: Bearer {access-token}'

fetch('https://api.evenfinancial.com/supplyAnalytics/leadClientTags?timestamp=2019-08-24T14%3A15%3A22Z', {
  method: 'GET',
  headers: {
    'Accept':'application/json',
    'Authorization':'Bearer {access-token}'
  }
}).then(function(res) {
  return res.json();
}).then(function(body) {
  console.log(body);
});

import requests
import json

response = requests.get(
  'https://api.evenfinancial.com/supplyAnalytics/leadClientTags',
  params={
    'timestamp': '2019-08-24T14:15:22Z'
  },
  headers={
    'Accept': 'application/json',
    'Authorization': 'Bearer {access-token}'
  }
)

print(response.json())

require 'rest-client'
require 'json'

response = RestClient.get(
  'https://api.evenfinancial.com/supplyAnalytics/leadClientTags',
  {
    'Accept' => 'application/json',
    'Authorization' => 'Bearer {access-token}',
    'params' => {
      'timestamp' => '2019-08-24T14:15:22Z'
    }
  }
)

p JSON.parse(response)

GET /supplyAnalytics/leadClientTags

What is the Lead Client Tags API used for?

Client tags (also known as Custom Lead Attributes) are arbitrary key:value pairs of information that can be set using the API or URL of a partner page to enable custom segmentation. Client tags provides you a method to be able to segment leads to support uses cases like:

• See how various traffic sources on the supply partners site perform
• See what preferences their users from different segments have

The lead client tag endpoint returns client tags associated with a lead.

What use cases does it support?

You have the ability to append client tags, which are your specific identifiers (ie. traffic source, article, unique user identifier, etc.), to leads sent to Engine by MoneyLion's API via a partner page, embed, or the native API integration. Below are instructions on how to implement these client tags by integration so Engine by MoneyLion can ingest and report this data back to you.

In the below examples, the channel partner is appending two custom lead attributes: traffic_source and article. The values of 1234 and 5678 for traffic_source and article, respectively, are sample values and typically correspond to identifiers in the Channel Partner’s data.

Partner Page

Custom lead attributes are appended to the partner page URL:

https://hifiona.com/even-testing/loans?tag.traffic_source=1234&tag.clientid=

traffic_source is given a unique value, in this case, 1234, to identify that any leads arriving marked with the attribute traffic_source and the attribute value 1234 have come from this particular source, which could be a particular subsection of your website, an article, an emailing list, etc. Custom lead attributes like traffic_source are especially useful if you plan on deploying your partner page in multiple locations, such as multiple pages on your website, or in multiple articles, to help identify the origin of leads and analyze which traffic sources are performing the most optimally.

clientid is not given a unique value, which means that any leads arriving marked with the attribute clientid will be assigned a unique value, most commonly an alphanumeric string, such as 202102021abcde1, which will then be reported back to you via Client Tags API, so that you can understand and analyze metrics on a lead level.

Note that traffic_source and clientid are just two examples of Client tags, and that these can be any identifier that you wish. Other common custom lead attributes include subid and article.

It's also possible for a single key to have multiple values (eg traffic_source=1234, traffic_source=abcd, etc) and as such don't assume only the last value set for a key will persist.

Additionally it's worth noting that Engine by MoneyLion's own platform uses client tags mechanism in some cases hence don't be surprised to see client tags appear that you don't anticipate.

Embed

Custom lead attributes are embedded to the source URL of the embed code:

src="https://embed.hifiona.com/ui/multi-product/index.html?partner=even-testing&access_token={access_token}&company_uuid={company_uuid}&productType=loan&available_products=loan&tag.traffic_source=1234&tag.article=5678

Native API

In the clientTags section of the post request to Engine by MoneyLion's API, include custom lead attributes keys and values:

{"clientTags": {"traffic_source": ["1234"], "article": ["5678"]}}

How does it work?

The endpoint is designed for paging forward through data in order to populate your local database. By relying on the “nextUrl” parameter provided in the preceding call’s response, we can guarantee a) you will see no gaps, and b) you will see no duplicates.

This endpoint should be polled hourly on the 15 minute mark to fetch new events. Data for this endpoint is made available with an 1 hour SLA. If the current time is '2020-01-01T08:15:00Z' UTC, making a request to this endpoint with the timestamp set to '2020-01-01T08:00:00Z' will error because of the 1 hour SLA. Making a request with a timestamp of '2020-01-01T07:00:00Z' however, will succeed.

For convenience, we provide a shouldContinuePolling flag to signal if data has been published at the location of the nextUrl.

The endpoint is cursor based. You can consume batches of events 1 hour at a time for the product tied to your company uuid. All that is required is a bearer token and timestamp. The endpoint will respond with all of the events that have happened from that timestamp forward for one hour. It will also include a pointer to the next timestamp to be used for a subsequent call. This endpoint should be polled hourly on the 15 minute mark to fetch new events.

Parameters

Name	Type	Required	Description
timestamp	string [date-time]	true	The lower bound for when an event hit Engine by MoneyLion's system.

Example responses

Success

{
  "shouldContinuePolling": true,
  "nextUrl": "https://api.evenfinancial.com/supplyAnalytics/leadClientTags?timestamp=2021-01-10T03:00:00Z",
  "data": [
    {
      "id": "e63aff4b-eea7-4f98-926c-15a15fc76ed3",
      "leadUuid": "a67b2027-29b2-43aa-a06f-2b60deaf3f2b",
      "key": "subId",
      "value": "425352",
      "createdAt": "2021-01-05T14:00:00Z"
    }
  ]
}

Unauthorized request

[
  {
    "message": "Access token is missing"
  }
]

Invalid request

[
  {
    "attribute": "timestamp",
    "type": "missing",
    "message": "timestamp must be specified"
  }
]

[
  {
    "attribute": "timestamp",
    "type": "malformed",
    "details": {
      "specified": "2021-02-01T17:00:00.000Z",
      "requirement": "must be at or before 2021-01-13T16:00:00Z"
    },
    "message": "timestamp must be at or before 2021-01-13T16:00:00Z, but is '2021-02-01T17:00:00Z'"
  }
]

Responses

Status	Meaning	Description	Schema
200	OK	Success	undefined
401	Unauthorized	Unauthorized request	undefined
422	Unprocessable Entity	Invalid request	undefined

UI Events

The UI Events endpoints allow you to record events that occur while a user interacts with a search experience. This data is used both for funnel analysis and to make it easy to meet some compliance requirements from financial institutions.

Record new session

Code sample

curl -X POST 'https://api.evenfinancial.com/uiEvent/sessionInits' \
  -H 'Content-Type: application/json' \
  -H 'Accept: application/json' \
  -H 'Authorization: Bearer {access-token}' \
  -d @- << EOF
{
  "sessionUuid": "820cc28f-ae99-55a5-a364-6353efd4a48b"
}
EOF

fetch('https://api.evenfinancial.com/uiEvent/sessionInits', {
  method: 'POST',
  headers: {
    'Content-Type':'application/json',
    'Accept':'application/json',
    'Authorization':'Bearer {access-token}'
  },
  body: `{
  "sessionUuid": "820cc28f-ae99-55a5-a364-6353efd4a48b"
}`
}).then(function(res) {
  return res.json();
}).then(function(body) {
  console.log(body);
});

import requests
import json

response = requests.post(
  'https://api.evenfinancial.com/uiEvent/sessionInits',
  headers={
    'Content-Type': 'application/json',
    'Accept': 'application/json',
    'Authorization': 'Bearer {access-token}'
  },
  json=json.loads("""{
  "sessionUuid": "820cc28f-ae99-55a5-a364-6353efd4a48b"
}""")
)

print(response.json())

require 'rest-client'
require 'json'

response = RestClient.post(
  'https://api.evenfinancial.com/uiEvent/sessionInits',
%q|{
  "sessionUuid": "820cc28f-ae99-55a5-a364-6353efd4a48b"
}|,
  {
    'Content-Type' => 'application/json',
    'Accept' => 'application/json',
    'Authorization' => 'Bearer {access-token}'
  } 
)

p JSON.parse(response)

POST /uiEvent/sessionInits

Records that a user has begun a new session. A session can be any extended interaction with the Engine by MoneyLion API by an individual user.

The most common use case is to initiate a session when a user lands on a financial offer search experience. You can either supply sessionUuid in the request body, or submit an empty body and one will be generated for you. In either case, the returned sessionUuid should be included in the lead body of subsequent rate table requests.

Request Body

undefined

Example responses

Success

{
  "id": 12981234,
  "uuid": "157565d5-0e75-5bb1-856f-23226a80b710",
  "subAccountUuid": "af3a373b-570f-5201-9c2d-27d59efbdcbb",
  "sessionUuid": "820cc28f-ae99-55a5-a364-6353efd4a48b",
  "createdAt": "2021-05-01T00:00:00.00",
  "createdBy": "edd8941a-34f0-54a5-85f6-dce5946c23dd"
}

Unauthorized request

[
  {
    "message": "Access token is missing"
  }
]

Responses

Status	Meaning	Description	Schema
201	Created	Success	undefined
401	Unauthorized	Unauthorized request	undefined

Record offer display

Code sample

curl -X POST 'https://api.evenfinancial.com/uiEvent/offerDisplays' \
  -H 'Content-Type: application/json' \
  -H 'Accept: application/json' \
  -H 'Authorization: Bearer {access-token}' \
  -d @- << EOF
{
  "leadUuid": "f914eb07-a64f-51d8-b882-ff508a8c5c81",
  "rateTableUuid": "952a1184-d369-5958-9a0f-bec903e11c48",
  "offerUuid": "3426f971-1aa5-5cb0-91a9-cf2edcfa5dfa"
}
EOF

fetch('https://api.evenfinancial.com/uiEvent/offerDisplays', {
  method: 'POST',
  headers: {
    'Content-Type':'application/json',
    'Accept':'application/json',
    'Authorization':'Bearer {access-token}'
  },
  body: `{
  "leadUuid": "f914eb07-a64f-51d8-b882-ff508a8c5c81",
  "rateTableUuid": "952a1184-d369-5958-9a0f-bec903e11c48",
  "offerUuid": "3426f971-1aa5-5cb0-91a9-cf2edcfa5dfa"
}`
}).then(function(res) {
  return res.json();
}).then(function(body) {
  console.log(body);
});

import requests
import json

response = requests.post(
  'https://api.evenfinancial.com/uiEvent/offerDisplays',
  headers={
    'Content-Type': 'application/json',
    'Accept': 'application/json',
    'Authorization': 'Bearer {access-token}'
  },
  json=json.loads("""{
  "leadUuid": "f914eb07-a64f-51d8-b882-ff508a8c5c81",
  "rateTableUuid": "952a1184-d369-5958-9a0f-bec903e11c48",
  "offerUuid": "3426f971-1aa5-5cb0-91a9-cf2edcfa5dfa"
}""")
)

print(response.json())

require 'rest-client'
require 'json'

response = RestClient.post(
  'https://api.evenfinancial.com/uiEvent/offerDisplays',
%q|{
  "leadUuid": "f914eb07-a64f-51d8-b882-ff508a8c5c81",
  "rateTableUuid": "952a1184-d369-5958-9a0f-bec903e11c48",
  "offerUuid": "3426f971-1aa5-5cb0-91a9-cf2edcfa5dfa"
}|,
  {
    'Content-Type' => 'application/json',
    'Accept' => 'application/json',
    'Authorization' => 'Bearer {access-token}'
  } 
)

p JSON.parse(response)

POST /uiEvent/offerDisplays

Records that an offer was displayed to a user.

You can also use a pixel to record this event, by rendering an img tag in the DOM alongside the offer, where the src URL follows this pattern: /uiEvent/offerDisplays/{leadUuid}/{rateTableUuid}/{offerUuid}/pixel.gif

So, for example: <img src="https://api.evenfinancial.com/uiEvent/offerDisplays/39197a3f-d2f4-43eb-9999-7f7a154d79bc/eb0e6cc4-df13-42fe-b254-c58c9b35a3d6/a698f56f-0946-4642-9720-5f280bc8b2e0/pixel.gif">

The URL will always respond successfully with a transparent 1x1 GIF.

Request Body

undefined

Example responses

Success

{
  "id": 96782348,
  "uuid": "7820ca8c-e8bc-5849-83ee-02e951d4b062",
  "leadUuid": "f914eb07-a64f-51d8-b882-ff508a8c5c81",
  "rateTableUuid": "952a1184-d369-5958-9a0f-bec903e11c48",
  "offerUuid": "3426f971-1aa5-5cb0-91a9-cf2edcfa5dfa",
  "createdAt": "2021-05-01T00:00:00.00",
  "createdBy": "edd8941a-34f0-54a5-85f6-dce5946c23dd"
}

Unauthorized request

[
  {
    "message": "Access token is missing"
  }
]

Responses

Status	Meaning	Description	Schema
201	Created	Success	undefined
401	Unauthorized	Unauthorized request	undefined

UI Utils

A collection of endpoints that can be used to improve a search experience.

Get university names

Code sample

curl -X GET 'https://api.evenfinancial.com/leads/universities?limit=1' \
  -H 'Accept: application/json' \
  -H 'Authorization: Bearer {access-token}'

fetch('https://api.evenfinancial.com/leads/universities?limit=1', {
  method: 'GET',
  headers: {
    'Accept':'application/json',
    'Authorization':'Bearer {access-token}'
  }
}).then(function(res) {
  return res.json();
}).then(function(body) {
  console.log(body);
});

import requests
import json

response = requests.get(
  'https://api.evenfinancial.com/leads/universities',
  params={
    'limit': '1'
  },
  headers={
    'Accept': 'application/json',
    'Authorization': 'Bearer {access-token}'
  }
)

print(response.json())

require 'rest-client'
require 'json'

response = RestClient.get(
  'https://api.evenfinancial.com/leads/universities',
  {
    'Accept' => 'application/json',
    'Authorization' => 'Bearer {access-token}',
    'params' => {
      'limit' => '1'
    }
  }
)

p JSON.parse(response)

GET /leads/universities

Get a list of university names that correspond to the specified fragment.

This is useful for implementing an autocomplete input for the educationInformation.universityAttended lead field when searching for student loan refinancing loans. See the Student Loan Refinancing overview.

Parameters

Name	Type	Required	Description
name	string	false	Fragment of a university name to seach for.
offset	integer [int64]	false	Number of results to skip before the first returned result.
limit	integer [int32]	true	Maximum number of results to return.

Example responses

Success

[
  "Johns Hopkins University",
  "Johns Hopkins University - Carey Business School",
  "Johns Hopkins University - Paul Nifle School of Advanced International Studies",
  "Johns Hopkins University - Peabody Conservatory of Music",
  "Johns Hopkins University - School of Arts & Science",
  "Johns Hopkins University - School of Medicine",
  "Johns Hopkins University - School of Nursing",
  "Johns Hopkins University - School of Public Health",
  "Johns Hopkins University - SPSBE",
  "Saint Johns University",
  "Cornell University Johnson, MBA",
  "Johnson College",
  "Johnson County Community College",
  "Johnson University",
  "Johnson & Wales University",
  "Northern Vermont University - Johnson (FKA Johnson State College + Lyndon State College)",
  "Northern Vermont University - Lyndon (FKA Lyndon State College + Johnson State College)",
  "University of Pittsburgh - Johnstown"
]

Unauthorized request

[
  {
    "message": "Access token is missing"
  }
]

Responses

Status	Meaning	Description	Schema
200	OK	Success	undefined
401	Unauthorized	Unauthorized request	undefined

Get vehicle years

Code sample

curl -X GET 'https://api.evenfinancial.com/leads/vehicles/years' \
  -H 'Accept: application/json' \
  -H 'Authorization: Bearer {access-token}'

fetch('https://api.evenfinancial.com/leads/vehicles/years', {
  method: 'GET',
  headers: {
    'Accept':'application/json',
    'Authorization':'Bearer {access-token}'
  }
}).then(function(res) {
  return res.json();
}).then(function(body) {
  console.log(body);
});

import requests
import json

response = requests.get(
  'https://api.evenfinancial.com/leads/vehicles/years',
  headers={
    'Accept': 'application/json',
    'Authorization': 'Bearer {access-token}'
  }
)

print(response.json())

require 'rest-client'
require 'json'

response = RestClient.get(
  'https://api.evenfinancial.com/leads/vehicles/years',
  {
    'Accept' => 'application/json',
    'Authorization' => 'Bearer {access-token}'
  } 
)

p JSON.parse(response)

GET /leads/vehicles/years

Get all available vehicle years

This is useful for implementing a select input for vehicle years when searching for auto loan refinancing loans. A valid combination of year, make, model, and trim corresponds to a vehicle UUID that can be used in the vehicleInformation.vehicleUuid field. See the Auto Loan Refinancing overview.

Example responses

200 Response

[
  0
]

Responses

Status	Meaning	Description	Schema
200	OK	Valid vehicle years	undefined

Get vehicle makes

Code sample

curl -X GET 'https://api.evenfinancial.com/leads/vehicles/makes' \
  -H 'Accept: application/json' \
  -H 'Authorization: Bearer {access-token}'

fetch('https://api.evenfinancial.com/leads/vehicles/makes', {
  method: 'GET',
  headers: {
    'Accept':'application/json',
    'Authorization':'Bearer {access-token}'
  }
}).then(function(res) {
  return res.json();
}).then(function(body) {
  console.log(body);
});

import requests
import json

response = requests.get(
  'https://api.evenfinancial.com/leads/vehicles/makes',
  headers={
    'Accept': 'application/json',
    'Authorization': 'Bearer {access-token}'
  }
)

print(response.json())

require 'rest-client'
require 'json'

response = RestClient.get(
  'https://api.evenfinancial.com/leads/vehicles/makes',
  {
    'Accept' => 'application/json',
    'Authorization' => 'Bearer {access-token}'
  } 
)

p JSON.parse(response)

GET /leads/vehicles/makes

Get all makes for the given vehicle year

This is useful for implementing a select input for vehicle makes when searching for auto loan refinancing loans. A valid combination of year, make, model, and trim corresponds to a vehicle UUID that can be used in the vehicleInformation.vehicleUuid field. See the Auto Loan Refinancing overview.

Parameters

Name	Type	Required	Description
year	integer [int32]	false	none

Example responses

200 Response

[
  "string"
]

Responses

Status	Meaning	Description	Schema
200	OK	Makes for given vehicle year	undefined
400	Bad Request	Invalid request	undefined

Get vehicle models

Code sample

curl -X GET 'https://api.evenfinancial.com/leads/vehicles/models' \
  -H 'Accept: application/json' \
  -H 'Authorization: Bearer {access-token}'

fetch('https://api.evenfinancial.com/leads/vehicles/models', {
  method: 'GET',
  headers: {
    'Accept':'application/json',
    'Authorization':'Bearer {access-token}'
  }
}).then(function(res) {
  return res.json();
}).then(function(body) {
  console.log(body);
});

import requests
import json

response = requests.get(
  'https://api.evenfinancial.com/leads/vehicles/models',
  headers={
    'Accept': 'application/json',
    'Authorization': 'Bearer {access-token}'
  }
)

print(response.json())

require 'rest-client'
require 'json'

response = RestClient.get(
  'https://api.evenfinancial.com/leads/vehicles/models',
  {
    'Accept' => 'application/json',
    'Authorization' => 'Bearer {access-token}'
  } 
)

p JSON.parse(response)

GET /leads/vehicles/models

Get all models for the given vehicle year and make

This is useful for implementing a select input for vehicle models when searching for auto loan refinancing loans. A valid combination of year, make, model, and trim corresponds to a vehicle UUID that can be used in the vehicleInformation.vehicleUuid field. See the Auto Loan Refinancing overview.

Parameters

Name	Type	Required	Description
year	integer [int32]	false	none
make	string	false	none

Example responses

200 Response

[
  "string"
]

Responses

Status	Meaning	Description	Schema
200	OK	Models for given vehicle year and make	undefined
400	Bad Request	Invalid request	undefined

Get vehicle trims

Code sample

curl -X GET 'https://api.evenfinancial.com/leads/vehicles/trims' \
  -H 'Accept: application/json' \
  -H 'Authorization: Bearer {access-token}'

fetch('https://api.evenfinancial.com/leads/vehicles/trims', {
  method: 'GET',
  headers: {
    'Accept':'application/json',
    'Authorization':'Bearer {access-token}'
  }
}).then(function(res) {
  return res.json();
}).then(function(body) {
  console.log(body);
});

import requests
import json

response = requests.get(
  'https://api.evenfinancial.com/leads/vehicles/trims',
  headers={
    'Accept': 'application/json',
    'Authorization': 'Bearer {access-token}'
  }
)

print(response.json())

require 'rest-client'
require 'json'

response = RestClient.get(
  'https://api.evenfinancial.com/leads/vehicles/trims',
  {
    'Accept' => 'application/json',
    'Authorization' => 'Bearer {access-token}'
  } 
)

p JSON.parse(response)

GET /leads/vehicles/trims

Get vehicle details, including trims and uuids, for the given year, make, and model

This is useful for implementing a select input for vehicle trims when searching for auto loan refinancing loans. A valid combination of year, make, model, and trim corresponds to a vehicle UUID that can be used in the vehicleInformation.vehicleUuid field. The uuid field returned in successful response objects corresponds to a valid vehicleUuid. See the Auto Loan Refinancing overview.

Parameters

Name	Type	Required	Description
year	integer [int32]	false	none
make	string	false	none
model	string	false	none

Example responses

200 Response

[
  {
    "year": 0,
    "make": "string",
    "model": "string",
    "trim": "string",
    "uuid": "095be615-a8ad-4c33-8e9c-c7612fbf6c9f",
    "ucgVehicleId": 0
  }
]

Responses

Status	Meaning	Description	Schema
200	OK	Vehicle details, including trim and uuid, for the given year, make, model	undefined
400	Bad Request	Invalid request	undefined

Get featured financial institutions

Code sample

curl -X GET 'https://api.evenfinancial.com/uiUtil/featuredFinancialInstitutions' \
  -H 'Accept: application/json' \
  -H 'Authorization: Bearer {access-token}'

fetch('https://api.evenfinancial.com/uiUtil/featuredFinancialInstitutions', {
  method: 'GET',
  headers: {
    'Accept':'application/json',
    'Authorization':'Bearer {access-token}'
  }
}).then(function(res) {
  return res.json();
}).then(function(body) {
  console.log(body);
});

import requests
import json

response = requests.get(
  'https://api.evenfinancial.com/uiUtil/featuredFinancialInstitutions',
  headers={
    'Accept': 'application/json',
    'Authorization': 'Bearer {access-token}'
  }
)

print(response.json())

require 'rest-client'
require 'json'

response = RestClient.get(
  'https://api.evenfinancial.com/uiUtil/featuredFinancialInstitutions',
  {
    'Accept' => 'application/json',
    'Authorization' => 'Bearer {access-token}'
  } 
)

p JSON.parse(response)

GET /uiUtil/featuredFinancialInstitutions

Get a list of featured financial institution names and logos that can be displayed prior to collecting personal information in a search application to improve the user experience.

Example responses

Success

[
  {
    "uuid": "32bd2f7c-79fd-5c54-bcb5-3a46454a465c",
    "name": "Alpha, Inc.",
    "logoUrl": "https://aff-tag.evenfinancial.com/images/alpha/Alpha_120x80.png"
  },
  {
    "uuid": "91d08be0-2a8c-4d28-b399-7e1b38e2522e",
    "name": "Beta, Inc.",
    "logoUrl": "https://aff-tag.evenfinancial.com/images/beta/Beta_120x80.png"
  }
]

Unauthorized request

[
  {
    "message": "Access token is missing"
  }
]

422 Response

[
  {
    "attribute": "string",
    "type": "string",
    "details": {
      "property1": "string",
      "property2": "string"
    },
    "message": "string"
  }
]

Responses

Status	Meaning	Description	Schema
200	OK	Success	undefined
401	Unauthorized	Unauthorized request	undefined
422	Unprocessable Entity	Invalid request	undefined

Schemas

ApiError

{
  "attribute": "string",
  "type": "string",
  "details": {
    "property1": "string",
    "property2": "string"
  },
  "message": "string"
}

Name	Type	Required	Description
attribute	string	false	The attribute that this error applies to. Omitted if this error is not in the context of a resource, or cannot be isolated to a single attribute.
type	string	false	A classification for this error, which can be used to render the appropriate custom error template, or take other programmatic actions.
details	object	false	Variables associated with this error that can be injected into a custom error template, or used to parameterize any other programatic actions.
message	string	false	A human-readable, English description of the error.

ApiErrorDetails

{
  "property1": "string",
  "property2": "string"
}

Name	Type	Required	Description
[any key]	string	false

ApiApprovedEventData

{
  "productType": "credit_card"
}

Name	Type	Required	Description
productType	ProductType	false	The product type of the approved offer.

ApiRejectedEventData

{
  "rejectReason": "low_fico",
  "productType": "credit_card"
}

Name	Type	Required	Description
rejectReason	RejectReason	false	A normalized reason why the lead was rejected, according to the financial institution.
productType	ProductType	false	The product type of the rejected offer.

AppliedEventData

{
  "amount": 0,
  "productType": "credit_card"
}

Name	Type	Required	Description
amount	integer [int32]	false	The dollar amount of the offer that was applied for.
productType	ProductType	false	The product type of the offer that was applied for.

ApprovedEventData

{
  "amount": 0,
  "productType": "credit_card"
}

Name	Type	Required	Description
amount	integer [int32]	false	The dollar amount of the approved offer.
productType	ProductType	false	The product type of the approved offer.

AprType

"variable"

Enum
variable
regular
fixed

BankAccountType

"checking"

Enum
checking
savings
other

CardBenefit

"No Foreign Transaction Fees"

Enum
No Foreign Transaction Fees
Purchase Protection
Return Protection
Price Protection
Fraud Protection
Extended Warranty
Travel Accident Insurance
Trip Interruption Insurance
Car Rental Insurance
Baggage Insurance
Baggage Delay Insurance
Hotel Burglary Insurance
Travel & Emergency Assistance
Roadside Assistance
Concierge Service
Lounge Access
Identity Theft Assistance
In-Flight Savings
Free Checked Bag
Priority Boarding
No Blackout Dates
Free Companion Ticket
Discount Companion Ticket
Global Entry or TSA PreCheck
Private Jet Perks
Lounge Access Discount
24/7 Cardholder Support
Authorized User
Entertainment Access
Airline Fee Credit
Late Fee Pass
Credit Score Reporting
No Flight Change Fees
24/7 Account Monitoring
Amex Offers
Visa Signature Offers
MasterCard Offers
Free Hotel Stay
Extended Hotel Stay
Dining Concierge
2 Lounge Passes
Hilton Honors Silver Membership
Hilton Honors Gold Membership
World of Hyatt Discoverist Status
SPG Gold Membership
Marriott Rewards Silver Status
Hertz Presidents Circle Elite Status
2 Free Checked Bags
Auto Discounts
InCircle Partnership
ShopRunner
WiFi Access
ShopSafe
BoA Preferred Rewards
MasterCard Fuel Rewards Network
Missed Event Ticket Protection
Account Freezing
Cell Phone Protection
GPA Rewards
In-Flight WiFi Credit
Citi Private Pass
Priceless Cities
The Hotel Collection
By Invitation Only
Luxury Hotel Collection
Expedia+ Silver Status
Expedia+ Gold Status
$100 American Airlines Discount
Disney Parks Perks and Savings
Ritz-Carlton Gold Elite Status
Ritz-Carlton Club Level Upgrade
Annual Travel Credit
IHG Platinum Elite Status
QuickBooks Connect
ReceiptMatch
Employee Spending Limits
FX International Payments
No Pre-Set Spending Limit
Purchase Financing
Amex Open Savings
Amazon Special Financing
$100 Ritz-Carlton Hotel Credit
British Airways Companion Ticket
Mercedes-Benz Gift Certificates
Mercedes-Benz Excess Mileage Waiver
JetBlue Annual Statement Credit
20% Discount on Delta Flights for Delta Private Jet Members
Expense Report Features
Business Cell Phone Protection
Free Shipping on most Target.com orders
30 Extra Days for Returns
Free clothing altertaions
Personal shopping
Shopmyway Savings
Online Subscription Credit
Uber Exclusive Access
Airline Benefits
Hotel Benefits
Other Travel Benefits
Emergency Assistance
Experiences
Shopping Benefits
Cardholder Benefits
Enhanced Security
Business Benefits
Other Benefits
In-Flight Discounts
Fee Coverage
Flight Credits & Discounts
Hotel Membership Status
Hotel Credit & Free Stays
Travel Credit
Travel Experiences Programs
Car Rental Membership Status
Extra Gas Rewards
Shopping Protection
Shopping Discounts
Free Shipping
The Boingo American Express Preferred Plan
AirSpace Lounge
Uber Monthly Credit
Ride Share Benefits
Delta Sky Club
Admirals Club Membership
Priority Pass Select Membership (Prestige)
Priority Pass Select Membership (Standard Plus)
Daily Breakfast
Early Check-in & Late Check-out
Room Upgrades
Complementary WiFi
Amex Hotel Collection Credit
Temporary Account Numbers
One-Time 50% Discount on Companion Ticket
Airline Travel Credit
United Club Membership
Chip Technology
Earn More Miles for Sharing Travel Stories
Mastercard World Elite Concierge and Luxury Travel Benefits
20% Savings on Delta In-Flight Purchases
25% Savings on United In-Flight Food and Drink Purchases
$100 Hilton Properties Credit
$250 Hilton Resort Credit
Hilton Honors Diamond Membership
Free Birthday Gift
2x Points During Your Birthday Month
Car Rental VIP Perks
Free shipping with the purchase of a bra
Monthly Dining Credit
Amazon Prime Student

CardPurpose

"balance_transfer"

Enum
balance_transfer
cash_back
earning_rewards
improve_credit
low_interest
new_to_credit
student
travel_incentives

CardType

"visa"

Enum
visa
mastercard
american_express
discover

CarrierDecisionType

"instant"

Enum
instant
non_instant

CitizenshipStatus

"citizen"

Enum
citizen
permanent_resident
other

CompoundingMethod

"annually"

Enum
annually
continuous
daily
monthly
quarterly
semiAnnually
simple
weekly

CreditCardOffer

{
  "details": {
    "cardName": "string",
    "cardImageUrl": "string",
    "cardPurposes": [
      "balance_transfer"
    ],
    "ratesUrl": "string",
    "maxPurchaseApr": 0,
    "minPurchaseApr": 0,
    "purchaseAprText": "string",
    "maxPurchaseIntroApr": 0,
    "minPurchaseIntroApr": 0,
    "purchaseIntroAprTerm": 0,
    "purchaseIntroAprTermUnit": "day",
    "purchaseIntroAprText": "string",
    "maxCashAdvanceApr": 0,
    "minCashAdvanceApr": 0,
    "cashAdvanceAprText": "string",
    "maxCashAdvanceIntroApr": 0,
    "minCashAdvanceIntroApr": 0,
    "cashAdvanceIntroAprTerm": 0,
    "cashAdvanceIntroAprTermUnit": "day",
    "cashAdvanceIntroAprText": "string",
    "maxBalanceTransferApr": 0,
    "minBalanceTransferApr": 0,
    "balanceTransferAprText": "string",
    "maxBalanceTransferIntroApr": 0,
    "minBalanceTransferIntroApr": 0,
    "balanceTransferIntroAprTerm": 0,
    "balanceTransferIntroAprTermUnit": "day",
    "balanceTransferIntroAprText": "string",
    "maxAnnualFee": 0,
    "minAnnualFee": 0,
    "annualIntroFee": 0,
    "annualIntroFeeTerm": 0,
    "introOfferAmount": 0,
    "introOfferText": "string",
    "introOfferType": "miles",
    "details": [
      "string"
    ],
    "additionalDetails": [
      "string"
    ],
    "cardType": "visa",
    "minimumCreditLine": 0,
    "minimumPenaltyApr": 0,
    "maximumPenaltyApr": 0,
    "balanceTransferFee": 0,
    "cashAdvanceFee": 0,
    "lateFee": 0,
    "foreignExchangeFee": 0,
    "accountOpeningFee": 0,
    "returnPaymentFee": 0,
    "monthlyServiceFee": 0,
    "recommendedCreditRatings": [
      "excellent"
    ],
    "preQualified": true,
    "preApproved": true,
    "preSelected": true,
    "foreignTransactionFee": 0,
    "cardBenefits": [
      "No Foreign Transaction Fees"
    ]
  },
  "uuid": "095be615-a8ad-4c33-8e9c-c7612fbf6c9f",
  "partner": {
    "uuid": "095be615-a8ad-4c33-8e9c-c7612fbf6c9f",
    "name": "string",
    "description": "string",
    "disclaimer": "string",
    "supportsPreSelect": true,
    "shouldDisplayPreSelect": true,
    "supportsPersonalizedOffers": true,
    "imageUrl": "string",
    "subtextOverride": "string"
  },
  "marketplace": {
    "uuid": "095be615-a8ad-4c33-8e9c-c7612fbf6c9f",
    "name": "string",
    "description": "string",
    "disclaimer": "string",
    "supportsPreSelect": true,
    "shouldDisplayPreSelect": true,
    "supportsPersonalizedOffers": true,
    "imageUrl": "string",
    "subtextOverride": "string"
  },
  "productType": "credit_card",
  "productSubType": "credit_card",
  "url": "string",
  "recommendationScore": 0,
  "disclaimer": "string",
  "productSubTypeDisclaimer": "string",
  "expiresAt": "2019-08-24T14:15:22Z"
}

Name	Type	Required	Description
uuid	string [uuid]	false
partner	Partner	false
marketplace	Partner	false
productType	ProductType	false
productSubType	ProductSubType	false
url	string [url]	false
recommendationScore	number	false
disclaimer	string	false
productSubTypeDisclaimer	string	false
expiresAt	string [date-time]	false
details	CreditCardOfferDetails	true

CreditCardOfferDetails

{
  "cardName": "string",
  "cardImageUrl": "string",
  "cardPurposes": [
    "balance_transfer"
  ],
  "ratesUrl": "string",
  "maxPurchaseApr": 0,
  "minPurchaseApr": 0,
  "purchaseAprText": "string",
  "maxPurchaseIntroApr": 0,
  "minPurchaseIntroApr": 0,
  "purchaseIntroAprTerm": 0,
  "purchaseIntroAprTermUnit": "day",
  "purchaseIntroAprText": "string",
  "maxCashAdvanceApr": 0,
  "minCashAdvanceApr": 0,
  "cashAdvanceAprText": "string",
  "maxCashAdvanceIntroApr": 0,
  "minCashAdvanceIntroApr": 0,
  "cashAdvanceIntroAprTerm": 0,
  "cashAdvanceIntroAprTermUnit": "day",
  "cashAdvanceIntroAprText": "string",
  "maxBalanceTransferApr": 0,
  "minBalanceTransferApr": 0,
  "balanceTransferAprText": "string",
  "maxBalanceTransferIntroApr": 0,
  "minBalanceTransferIntroApr": 0,
  "balanceTransferIntroAprTerm": 0,
  "balanceTransferIntroAprTermUnit": "day",
  "balanceTransferIntroAprText": "string",
  "maxAnnualFee": 0,
  "minAnnualFee": 0,
  "annualIntroFee": 0,
  "annualIntroFeeTerm": 0,
  "introOfferAmount": 0,
  "introOfferText": "string",
  "introOfferType": "miles",
  "details": [
    "string"
  ],
  "additionalDetails": [
    "string"
  ],
  "cardType": "visa",
  "minimumCreditLine": 0,
  "minimumPenaltyApr": 0,
  "maximumPenaltyApr": 0,
  "balanceTransferFee": 0,
  "cashAdvanceFee": 0,
  "lateFee": 0,
  "foreignExchangeFee": 0,
  "accountOpeningFee": 0,
  "returnPaymentFee": 0,
  "monthlyServiceFee": 0,
  "recommendedCreditRatings": [
    "excellent"
  ],
  "preQualified": true,
  "preApproved": true,
  "preSelected": true,
  "foreignTransactionFee": 0,
  "cardBenefits": [
    "No Foreign Transaction Fees"
  ]
}

Name	Type	Required	Description
cardName	string	false	Display name of the card
cardImageUrl	string [url]	true
cardPurposes	CardPurpose array	false
ratesUrl	string [url]	false	External link to card rates, terms and conditions
maxPurchaseApr	number	false
minPurchaseApr	number	false
purchaseAprText	string	false
maxPurchaseIntroApr	number	false
minPurchaseIntroApr	number	false
purchaseIntroAprTerm	integer [int32]	false
purchaseIntroAprTermUnit	TermUnit	false
purchaseIntroAprText	string	false
maxCashAdvanceApr	number	false
minCashAdvanceApr	number	false
cashAdvanceAprText	string	false
maxCashAdvanceIntroApr	number	false
minCashAdvanceIntroApr	number	false
cashAdvanceIntroAprTerm	integer [int32]	false
cashAdvanceIntroAprTermUnit	TermUnit	false
cashAdvanceIntroAprText	string	false
maxBalanceTransferApr	number	false
minBalanceTransferApr	number	false
balanceTransferAprText	string	false
maxBalanceTransferIntroApr	number	false
minBalanceTransferIntroApr	number	false
balanceTransferIntroAprTerm	integer [int32]	false
balanceTransferIntroAprTermUnit	TermUnit	false
balanceTransferIntroAprText	string	false
maxAnnualFee	number	false
minAnnualFee	number	false
annualIntroFee	number	false
annualIntroFeeTerm	integer [int32]	false	Number of years the introductory anual fee is in effect
introOfferAmount	number	false
introOfferText	string	false
introOfferType	IntroOfferType	false
details	string array	false	List of card features which must be prominently displayed with the offer
additionalDetails	string array	false	List of card features which must be displayed with the offer
cardType	CardType	true
minimumCreditLine	number	false
minimumPenaltyApr	number	false
maximumPenaltyApr	number	false
balanceTransferFee	number	false
cashAdvanceFee	number	false
lateFee	number	false
foreignExchangeFee	number	false
accountOpeningFee	number	false
returnPaymentFee	number	false
monthlyServiceFee	number	false
recommendedCreditRatings	ProvidedCreditRating array	false
preQualified	boolean	true
preApproved	boolean	true
preSelected	boolean	true	Indicates that Engine by MoneyLion has determined that the user has an increased likelihood of being approved for this card.
foreignTransactionFee	number [double]	false	Percentage represented in decimal format added to all foreign transactions
cardBenefits	CardBenefit array	false

ClientTags

{
  "subid": [
    "123"
  ]
}

Name	Type	Required	Description
[any key]	string array	false

ConversionEventData

{
  "payoutInCents": 0,
  "productType": "credit_card"
}

Name	Type	Required	Description
payoutInCents	integer [int32]	false	The number of cents paid out for the conversion event.
productType	ProductType	false	The product type of the converted offer.

EducationLevel

"high_school"

Enum
high_school
associate
bachelors
masters
doctorate
other_grad_degree
certificate
did_not_graduate
still_enrolled
other

EmploymentPayFrequency

"weekly"

Enum
weekly
biweekly
twice_monthly
monthly

EmploymentStatus

"employed"

Enum
employed
employed_full_time
employed_part_time
military
not_employed
self_employed
retired
other

EventData

{
  "productType": "credit_card"
}

One Of
ApiApprovedEventData
ApiRejectedEventData
AppliedEventData
ApprovedEventData
ConversionEventData
FundedEventData
ListedEventData
OfferClickedEventData
OpenedEventData

EventType

"leadCreated"

Enum
leadCreated
appSubmitted
apiApproved
apiRejected
offerClicked
lenderQualifiedLead
applied
approved
listed
opened
funded
conversion

FeaturedFinancialInstitution

{
  "uuid": "095be615-a8ad-4c33-8e9c-c7612fbf6c9f",
  "name": "string",
  "logoUrl": "string"
}

Name	Type	Required	Description
uuid	string [uuid]	true	A unique identifier for the financial institution.
name	string	true	The name of the financial institution. This value is subject tochange, so financialInstitutionUuid should be used for grouping.
logoUrl	string [url]	true	The URL of an image logo for the associated financial institution.

FederalInsuranceType

"fdic"

Enum
fdic
ncua

FinancialInstitutionLoanReport

{
  "uuid": "095be615-a8ad-4c33-8e9c-c7612fbf6c9f",
  "name": "string",
  "logoUrl": "string",
  "probabilities": [
    {
      "probability": 0,
      "aprPercentMin": 0,
      "aprPercentMax": 0,
      "termMonthsMin": 0,
      "termMonthsMax": 0,
      "productSubType": "credit_card"
    }
  ]
}

Name	Type	Required	Description
uuid	string [uuid]	true	The unique identifier for the financial institution.
name	string	true	The name of the financial institution.
logoUrl	string	false	A URL of a logo for the financial institution.
probabilities	LoanProbability array	true	The approval probabilities for the financial intitution.

FundedEventData

{
  "amount": 0,
  "productType": "credit_card"
}

Name	Type	Required	Description
amount	integer [int32]	false	The dollar amount of the offer that was funded.
productType	ProductType	false	The product type of the funded offer.

IdType

"driver_license"

Enum
driver_license
state_id
passport

GraduateDegreeType

"doctor_of_medicine"

Enum
doctor_of_medicine
doctor_of_osteopathic_medicine
doctor_of_optometry
doctor_of_dental_medicine
dentariae_medicinae_doctoris
doctor_of_dental_surgery
doctor_of_veterinary_medicine
doctor_of_pharmacy
veterinariae_medicinae_doctoris
master_of_arts
master_of_science
master_of_research
master_of_research_project
master_of_studies
master_of_business_administration
master_of_library_science
master_of_public_administration
master_of_public_health
master_of_laws
master_of_arts_liberal_studies
master_of_fine_arts
master_of_music
master_of_education
master_of_engineering
master_of_architecture
juris_doctor
other

Gender

"male"

Enum
male
female

IntroOfferType

"miles"

Enum
miles
points
statement_credit

Lead

{
  "leadProviderName": "string",
  "personalInformation": {
    "firstName": "string",
    "lastName": "string",
    "aliasFirstName": "string",
    "aliasLastName": "string",
    "email": "[email protected]",
    "city": "string",
    "state": "AK",
    "workPhone": "string",
    "primaryPhone": "string",
    "bestTimeToCall": "morning",
    "address1": "string",
    "address2": "string",
    "addressMoveInDate": "2019-08-24",
    "zipcode": "string",
    "monthsAtAddress": 0,
    "driversLicenseNumber": "string",
    "driversLicenseState": "string",
    "ipAddress": "string",
    "activeMilitary": true,
    "militaryVeteran": true,
    "dateOfBirth": "2019-08-24",
    "educationLevel": "high_school",
    "ssn": "string",
    "citizenshipStatus": "citizen"
  },
  "personalReferenceInformation": {
    "firstName": "string",
    "lastName": "string",
    "primaryPhone": "string",
    "relationType": "parent"
  },
  "loanInformation": {
    "purpose": "auto",
    "loanAmount": 0
  },
  "mortgageInformation": {
    "propertyType": "rent",
    "propertyValue": 0,
    "mortgageBalance": 0,
    "lenderName": "string",
    "hasFHALoan": true,
    "currentWithLoan": true,
    "propertyStatus": "own_outright",
    "mortgageType": "purchase",
    "mortgageAmount": 0,
    "downPaymentAmount": 0,
    "propertyState": "string",
    "propertyCounty": "string",
    "propertyAddress1": "string",
    "propertyAddress2": "string",
    "propertyZipcode": "string",
    "propertyCity": "string",
    "refinanceAmount": 0,
    "cashOutAmount": 0,
    "occupancyType": "primary",
    "refinanceType": "cash_out",
    "propertySearchStatus": "found",
    "numUnits": 0,
    "closingDate": "2019-08-24",
    "purchaseStatus": "no_offer",
    "purchaseDate": "2019-08-24",
    "monthlyHoaFee": 0,
    "mortgageCompany": "string",
    "mortgageEscrowAmount": 0
  },
  "creditCardInformation": {
    "allowAnnualFee": true,
    "cardPurposes": [
      "balance_transfer"
    ]
  },
  "savingsInformation": {
    "minDepositAmount": 0,
    "maxDepositAmount": 0
  },
  "creditInformation": {
    "providedCreditRating": "excellent",
    "providedNumericCreditScore": 0
  },
  "financialInformation": {
    "employmentStatus": "employed",
    "employmentPayFrequency": "weekly",
    "annualIncome": 0,
    "monthlyNetIncome": 0,
    "bankName": "string",
    "bankRoutingNumber": "string",
    "bankAccountType": "checking",
    "creditCardDebt": 0,
    "monthsAtBank": 0,
    "bankAccountNumber": "string",
    "monthlyDebt": 0,
    "totalAssets": 0,
    "monthlyHousingPayment": 0,
    "availableAssets": 0,
    "additionalIncome": 0,
    "additionalIncomeFrequency": "weekly",
    "hasDirectDeposit": true,
    "totalUnsecuredDebt": 0
  },
  "employmentInformation": {
    "employerName": "string",
    "employerAddress": "string",
    "employerAddress2": "string",
    "employerCity": "string",
    "employerPhone": "string",
    "employerState": "string",
    "employerZip": "string",
    "jobTitle": "string",
    "monthsEmployed": 0,
    "directDeposit": true,
    "payDate1": "2019-08-24",
    "payDate2": "2019-08-24",
    "startDate": "2019-08-24"
  },
  "legalInformation": {
    "consentsToFcra": true,
    "consentsToSms": true,
    "consentsToTcpa": true,
    "fcraLanguage": "string",
    "tcpaLanguage": "string"
  },
  "educationInformation": {
    "educationLevel": "high_school",
    "graduateDegreeType": "doctor_of_medicine",
    "universityAttended": "string",
    "universityOpeId": "string",
    "graduationDate": "2019-08-24",
    "graduateGraduationDate": "2019-08-24",
    "graduateLastAttendedDate": "2019-08-24",
    "graduateUniversityAttended": "string",
    "graduateUniversityOpeId": "string",
    "undergraduateGraduationDate": "2019-08-24",
    "undergraduateLastAttendedDate": "2019-08-24",
    "undergraduateUniversityAttended": "string",
    "undergraduateUniversityOpeId": "string"
  },
  "coApplicantInformation": {
    "firstName": "string",
    "lastName": "string",
    "dateOfBirth": "2019-08-24",
    "annualIncome": 0,
    "streetAddress1": "string",
    "streetAddress2": "string",
    "city": "string",
    "state": "AK",
    "zipcode": "string"
  },
  "healthInformation": {
    "gender": "male",
    "heightInInches": 0,
    "weightInPounds": 0,
    "tobaccoSmoker": true
  },
  "identificationInformation": {
    "idNumber": "string",
    "idState": "string",
    "idType": "driver_license"
  },
  "refinanceLoans": [
    {
      "accountNumber": "string",
      "incomeBasedRepayment": true,
      "interestRate": 0,
      "loanAmount": 0,
      "loanServicer": "string",
      "loanType": "federal_student_loan",
      "nextPaymentAmount": 0,
      "nextPaymentDate": "2019-08-24"
    }
  ],
  "clientTags": {
    "subid": [
      "123"
    ]
  },
  "sessionInformation": {
    "ipAddress": "string",
    "userAgent": "string"
  },
  "leadActions": [
    {
      "uuid": "095be615-a8ad-4c33-8e9c-c7612fbf6c9f",
      "actionType": "initialized",
      "actionDate": "2019-08-24T14:15:22Z",
      "originatorKey": "string",
      "demandSubAccountId": 0,
      "rejectReason": "low_fico",
      "amount": 0,
      "originationFee": 0,
      "offerClickId": 0,
      "createdAt": "2019-08-24T14:15:22Z",
      "deletedAt": "2019-08-24T14:15:22Z"
    }
  ],
  "uuid": "095be615-a8ad-4c33-8e9c-c7612fbf6c9f",
  "companyUUID": "bb25b21f-4351-4e0a-bd6a-faa43df6ed9e",
  "sessionUuid": "0688aee8-ffa9-4d26-9262-47526493535e",
  "referralCompanyUuid": "427f8dd3-3534-47d8-a6af-90027e506eda",
  "trackingUuid": "20d86745-12ef-4b8a-91e5-6d9947ac4592",
  "isTest": true,
  "status": "initialized",
  "createdAt": "string",
  "updatedAt": "string"
}

Name	Type	Required	Description
leadProviderName	string	true	Name of company which provided the lead
personalInformation	LeadPersonalInformation	false
personalReferenceInformation	PersonalReferenceInformation	false
loanInformation	LeadLoanInformation	false
mortgageInformation	LeadMortgageInformation	false
creditCardInformation	LeadCreditCardInformation	false
savingsInformation	LeadSavingsInformation	false
creditInformation	LeadCreditInformation	false
financialInformation	LeadFinancialInformation	false
employmentInformation	LeadEmploymentInformation	false
legalInformation	LeadLegalInformation	false
educationInformation	LeadEducationInformation	false
coApplicantInformation	LeadCoApplicantInformation	false
healthInformation	LeadHealthInformation	false
identificationInformation	LeadIdentificationInformation	false
refinanceLoans	RefinanceLoanInformation array	false
clientTags	ClientTags	false
sessionInformation	LeadSessionInformation	false
leadActions	LeadAction array	false
uuid	string [uuid]	true	Primary UUID for a Lead
companyUUID	string [uuid]	true	UUID for a company which created the Lead
sessionUuid	string [uuid]	false	UUID used to link leads across verticals, unique per user per supply sub-account
referralCompanyUuid	string [uuid]	false
trackingUuid	string [uuid]	false
isTest	boolean	true	Whether a Lead was created using a test access token
status	string	true	The furthest step of the funnel a Lead has reached
createdAt	string	true
updatedAt	string	true

LeadBestTimeToCall

"morning"

Enum
morning
afternoon
evening
night

LeadCoApplicantInformation

{
  "firstName": "string",
  "lastName": "string",
  "dateOfBirth": "2019-08-24",
  "annualIncome": 0,
  "streetAddress1": "string",
  "streetAddress2": "string",
  "city": "string",
  "state": "AK",
  "zipcode": "string"
}

Name	Type	Required	Description
firstName	string	false
lastName	string	false
dateOfBirth	string [date]	false
annualIncome	integer [int32]	false
streetAddress1	string	false	Street address (primary address line)
streetAddress2	string	false	Secondary address line
city	string	false
state	State	false
zipcode	string	false

LeadCreditInformation

{
  "providedCreditRating": "excellent",
  "providedNumericCreditScore": 0
}

Name	Type	Required	Description
providedCreditRating	ProvidedCreditRating	false
providedNumericCreditScore	integer [int32]	false	FICO credit score provided by a Lead

LeadCreditCardInformation

{
  "allowAnnualFee": true,
  "cardPurposes": [
    "balance_transfer"
  ]
}

Name	Type	Required	Description
allowAnnualFee	boolean	false
cardPurposes	CardPurpose array	false	A list of card purposes in which the lead is interested

LeadClientTagsResponse

{
  "nextUrl": "string",
  "shouldContinuePolling": true,
  "data": [
    {
      "hash": "string",
      "leadUuid": "5510f6c4-1e4d-436b-ae63-0e2a915ce318",
      "key": "string",
      "value": "string",
      "createdAt": "2019-08-24T14:15:22Z"
    }
  ]
}

Name	Type	Required	Description
nextUrl	string	true	A URL which identifies where the next batch of LeadClientTags can be queried for.
shouldContinuePolling	boolean	true	If true, data is currently available at nextUrl. Calling the nextUrl at the current time will return the next batch of data. If false, calling nextUrl at the current time will return an error response from the API. Data will be made available at a later time (at the next hour mark).
data	LeadClientTag array	true	Lead client tag data for the requested time window.

LeadClientTag

{
  "hash": "string",
  "leadUuid": "5510f6c4-1e4d-436b-ae63-0e2a915ce318",
  "key": "string",
  "value": "string",
  "createdAt": "2019-08-24T14:15:22Z"
}

Name	Type	Required	Description
hash	string	true	A unique hash for the client tag to assist with deduplication.
leadUuid	string [uuid]	true	The UUID of the lead that this client tag belongs to.
key	string	true	The key of this client tag.
value	string	true	The latest value for the client tag key.
createdAt	string [date-time]	true	The time that this client tag was added to the lead.

LeadCreateData

{
  "summary": "A lead request",
  "value": {
    "productTypes": [
      "loan",
      "savings"
    ],
    "personalInformation": {
      "firstName": "John",
      "lastName": "Doe",
      "email": "[email protected]",
      "city": "New York",
      "state": "NY",
      "workPhone": "2125551234",
      "primaryPhone": "2125556789",
      "address1": "45 West 21st Street",
      "address2": "5th Floor",
      "zipcode": "10010",
      "monthsAtAddress": 5,
      "driversLicenseNumber": "111222333",
      "driversLicenseState": "NY",
      "ipAddress": "8.8.8.8",
      "activeMilitary": false,
      "militaryVeteran": true,
      "dateOfBirth": "1993-10-09",
      "ssn": "111-22-3333"
    },
    "loanInformation": {
      "purpose": "debt_consolidation",
      "loanAmount": 10000
    },
    "mortgageInformation": {
      "propertyType": "condo",
      "propertyStatus": "own_with_mortgage",
      "propertyValue": 200000,
      "mortgageBalance": 10000,
      "lenderName": "Bank OF NY",
      "hasFHALoan": true,
      "currentWithLoan": true
    },
    "creditCardInformation": {
      "allowAnnualFee": true,
      "cardPurposes": [
        "travel_incentives"
      ]
    },
    "savingsInformation": {
      "minDepositAmount": 1000
    },
    "creditInformation": {
      "providedCreditRating": "excellent",
      "providedNumericCreditScore": 750
    },
    "financialInformation": {
      "creditCardDebt": 5000,
      "employmentStatus": "employed",
      "employmentPayFrequency": "weekly",
      "annualIncome": 120000,
      "monthlyNetIncome": 10000,
      "bankName": "Santander",
      "bankRoutingNumber": "231372691",
      "bankAccountType": "savings",
      "monthsAtBank": 10,
      "bankAccountNumber": "1234567890"
    },
    "employmentInformation": {
      "employerName": "Engine by MoneyLion",
      "employerAddress": "45 W 21st St",
      "employerCity": "New York",
      "employerState": "NY",
      "employerZip": "10010",
      "jobTitle": "Software Engineer",
      "monthsEmployed": 14,
      "directDeposit": true,
      "payDate1": "2004-10-06",
      "payDate2": "2004-11-06"
    },
    "educationInformation": {
      "educationLevel": "masters",
      "graduateDegreeType": "master_of_science",
      "universityAttended": "Johns Hopkins University"
    },
    "coApplicantInformation": {
      "firstName": "Jane",
      "lastName": "Doe",
      "dateOfBirth": "1984-03-06",
      "annualIncome": 100000,
      "streetAddress1": "45 West 21st Street",
      "streetAddress2": "5th Floor",
      "city": "New York",
      "state": "NY",
      "zipcode": "10010"
    },
    "healthInformation": {
      "gender": "male",
      "heightInInches": 72,
      "weightInPounds": 195,
      "tobaccoSmoker": false
    },
    "legalInformation": {
      "consentsToFcra": true,
      "consentsToTcpa": true,
      "fcraLanguage": "By checking this box/clicking 'agree' I hereby consent to the 'E-Sign Agreement', the 'Credit Authorization Agreement', the Terms of Service and Privacy Policy, and I am providing written consent under the Fair Credit Reporting Act (FCRA) for [Engine by MoneyLion and/or Insert Company Name], its partners and financial institutions to obtain consumer report information from my credit profile. I request that my information be provided to their partners, lenders, and financial services partners to provide me with financial recommendations, which may also include debt relief, credit repair, credit monitoring or other related services",
      "tcpaLanguage": "I agree to be contacted by [Engine by MoneyLion and/or Insert Company Name] its partners and their affiliated companies and financial institutions via email, postal mail service and/or at the telephone number(s) I have provided above to explore various financial products and services I inquired about, including contact through automatic dialing systems, artificial or pre-recorded voice messaging, or text message. Consent is not required as a condition to utilize the service, and you may choose to be contacted by an individual customer care representative(s) by calling XXXXX or emailing XXXX"
    },
    "clientTags": {
      "hello": [
        "world",
        "there"
      ],
      "something": [
        "else"
      ]
    }
  }
}

Name	Type	Required	Description
productTypes	ProductType array	false	Product types in which the Lead is interested
uuid	string [uuid]	false	Primary UUID for a Lead
sessionUuid	string [uuid]	false	UUID used to link leads across verticals, unique per user per supply sub-account
loanInformation	LeadLoanInformation	false
personalInformation	LeadPersonalInformation	false
personalReferenceInformation	PersonalReferenceInformation	false
mortgageInformation	LeadMortgageInformation	false
creditCardInformation	LeadCreditCardInformation	false
savingsInformation	LeadSavingsInformation	false
creditInformation	LeadCreditInformation	false
financialInformation	LeadFinancialInformation	false
employmentInformation	LeadEmploymentInformation	false
legalInformation	LeadLegalInformation	false
educationInformation	LeadEducationInformation	false
coApplicantInformation	LeadCoApplicantInformation	false
healthInformation	LeadHealthInformation	false
refinanceLoans	RefinanceLoanInformation array	false	One or more loans that the lead wishes to refinance or consolidate
identificationInformation	LeadIdentificationInformation	false
clientTags	ClientTags	false
sessionInformation	LeadSessionInformation	false
formCompleted	boolean	false	Whether the Lead has completed an application form
referralCompanyUuid	string [uuid]	false	UUID of company from which the Lead was referred
trackingUuid	string [uuid]	false	UUID for internal Engine by MoneyLion tracking purposes. This field should never be set by 3rd party API consumers

LeadEducationInformation

{
  "educationLevel": "high_school",
  "graduateDegreeType": "doctor_of_medicine",
  "universityAttended": "string",
  "universityOpeId": "string",
  "graduationDate": "2019-08-24",
  "graduateGraduationDate": "2019-08-24",
  "graduateLastAttendedDate": "2019-08-24",
  "graduateUniversityAttended": "string",
  "graduateUniversityOpeId": "string",
  "undergraduateGraduationDate": "2019-08-24",
  "undergraduateLastAttendedDate": "2019-08-24",
  "undergraduateUniversityAttended": "string",
  "undergraduateUniversityOpeId": "string"
}

Name	Type	Required	Description
educationLevel	EducationLevel	false
graduateDegreeType	GraduateDegreeType	false
universityAttended	string	false	Name of university where a lead received their undergraduate degree.A lookup service for possible universities is available from using the /leads/universities endpoint.To maximize returned offers, this string must match one of the names returned from the lookup.
universityOpeId	string	false
graduationDate	string [date]	false	Date the lead graudated from undergrad (YYYY-MM-DD)
graduateGraduationDate	string [date]	false	Lead's graduate school graduation date (YYYY-MM-DD)
graduateLastAttendedDate	string [date]	false	Lead's last attended month/year for graduate school (YYYY-MM-DD)
graduateUniversityAttended	string	false	Name of university where a lead received their graduate degree.A lookup service for possible universities is available from using the /leads/universities endpoint.To maximize returned offers, this string must match one of the names returned from the lookup.
graduateUniversityOpeId	OpeId	false
undergraduateGraduationDate	string [date]	false	Date the lead graduated from undergrad (YYYY-MM-DD).
undergraduateLastAttendedDate	string [date]	false	Lead's last attended month/year for undergrad (YYYY-MM-DD)
undergraduateUniversityAttended	string	false	Name of university where a lead received their undergraduate degree.A lookup service for possible universities is available from using the /leads/universities endpoint.To maximize returned offers, this string must match one of the names returned from the lookup.
undergraduateUniversityOpeId	string	false

LeadEducationLevel

"high_school"

LeadEmploymentInformation

{
  "employerName": "string",
  "employerAddress": "string",
  "employerAddress2": "string",
  "employerCity": "string",
  "employerPhone": "string",
  "employerState": "string",
  "employerZip": "string",
  "jobTitle": "string",
  "monthsEmployed": 0,
  "directDeposit": true,
  "payDate1": "2019-08-24",
  "payDate2": "2019-08-24",
  "startDate": "2019-08-24"
}

Name	Type	Required	Description
employerName	string	false
employerAddress	string	false
employerAddress2	string	false
employerCity	string	false
employerPhone	string	false
employerState	string	false
employerZip	string	false
jobTitle	string	false
monthsEmployed	integer [int32]	false
directDeposit	boolean	false	Whether a Lead uses direct deposit for their salary
payDate1	string [date]	false
payDate2	string [date]	false
startDate	string [date]	false	The date the lead started working at their current employer (YYYY-MM-DD)

LeadFinancialInformation

{
  "employmentStatus": "employed",
  "employmentPayFrequency": "weekly",
  "annualIncome": 0,
  "monthlyNetIncome": 0,
  "bankName": "string",
  "bankRoutingNumber": "string",
  "bankAccountType": "checking",
  "creditCardDebt": 0,
  "monthsAtBank": 0,
  "bankAccountNumber": "string",
  "monthlyDebt": 0,
  "totalAssets": 0,
  "monthlyHousingPayment": 0,
  "availableAssets": 0,
  "additionalIncome": 0,
  "additionalIncomeFrequency": "weekly",
  "hasDirectDeposit": true,
  "totalUnsecuredDebt": 0
}

Name	Type	Required	Description
employmentStatus	EmploymentStatus	false
employmentPayFrequency	EmploymentPayFrequency	false
annualIncome	integer [int32]	false
monthlyNetIncome	integer [int32]	false
bankName	string	false
bankRoutingNumber	string	false
bankAccountType	BankAccountType	false
creditCardDebt	integer [int32]	false
monthsAtBank	integer [int32]	false
bankAccountNumber	string	false
monthlyDebt	integer [int32]	false
totalAssets	integer [int32]	false
monthlyHousingPayment	integer [int32]	false
availableAssets	integer [int32]	false
additionalIncome	integer [int32]	false	The amount of additional income the lead recieves
additionalIncomeFrequency	EmploymentPayFrequency	false	The frequency the lead recieves additional income
hasDirectDeposit	boolean	false	Do you have a direct deposit?
totalUnsecuredDebt	integer [int32]	false	Approximate total unsecured debt in dollars

LeadHealthInformation

{
  "gender": "male",
  "heightInInches": 0,
  "weightInPounds": 0,
  "tobaccoSmoker": true
}

Name	Type	Required	Description
gender	Gender	false
heightInInches	integer [int32]	false
weightInPounds	integer [int32]	false
tobaccoSmoker	boolean	false

LeadIdentificationInformation

{
  "idNumber": "string",
  "idState": "string",
  "idType": "driver_license"
}

Name	Type	Required	Description
idNumber	string	false	The ID number supplied by the lead
idState	string	false	The state of issue of the supplied ID
idType	IdType	false	The form of the ID number supplied by the lead

LeadLegalInformation

{
  "consentsToFcra": true,
  "consentsToSms": true,
  "consentsToTcpa": true,
  "fcraLanguage": "string",
  "tcpaLanguage": "string"
}

Name	Type	Required	Description
consentsToFcra	boolean	false	Whether the lead was shown, and consented to a Fair Credit Reporting Act notice
consentsToSms	boolean	false	The lead agrees to recieve SMS text messages from the Financial Institution
consentsToTcpa	boolean	false	Whether the lead was shown, and consented to a Telephone Consumer Protection Act notice
fcraLanguage	string	false	The exact FCRA language to which the lead consented
tcpaLanguage	string	false	The exact TCPA language to which the lead consented

LeadLoanInformation

{
  "purpose": "auto",
  "loanAmount": 0
}

Name	Type	Required	Description
purpose	LoanPurpose	false
loanAmount	integer [int32]	false

LeadMortgageInformation

{
  "propertyType": "rent",
  "propertyValue": 0,
  "mortgageBalance": 0,
  "lenderName": "string",
  "hasFHALoan": true,
  "currentWithLoan": true,
  "propertyStatus": "own_outright",
  "mortgageType": "purchase",
  "mortgageAmount": 0,
  "downPaymentAmount": 0,
  "propertyState": "string",
  "propertyCounty": "string",
  "propertyAddress1": "string",
  "propertyAddress2": "string",
  "propertyZipcode": "string",
  "propertyCity": "string",
  "refinanceAmount": 0,
  "cashOutAmount": 0,
  "occupancyType": "primary",
  "refinanceType": "cash_out",
  "propertySearchStatus": "found",
  "numUnits": 0,
  "closingDate": "2019-08-24",
  "purchaseStatus": "no_offer",
  "purchaseDate": "2019-08-24",
  "monthlyHoaFee": 0,
  "mortgageCompany": "string",
  "mortgageEscrowAmount": 0
}

Name	Type	Required	Description
propertyType	PropertyType	false
propertyValue	integer [int32]	false
mortgageBalance	integer [int32]	false
lenderName	string	false
hasFHALoan	boolean	false
currentWithLoan	boolean	false
propertyStatus	PropertyStatus	false
mortgageType	MortgageType	false
mortgageAmount	integer [int32]	false	Amount the lead will borrow
downPaymentAmount	integer [int32]	false
propertyState	string	false
propertyCounty	string	false
propertyAddress1	string	false	Street address (primary address line)
propertyAddress2	string	false	Secondary address line
propertyZipcode	string	false
propertyCity	string	false
refinanceAmount	integer [int32]	false	Amount the lead will borrow for refinancing an existing mortgage
cashOutAmount	integer [int32]	false	Additional amount the lead will borrow against existing home equity in the case of refinance
occupancyType	OccupancyType	false
refinanceType	RefinanceType	false
propertySearchStatus	PropertySearchStatus	false
numUnits	integer [int32]	false	The number of legal units on the property
closingDate	string [date]	false
purchaseStatus	PurchaseStatus	false
purchaseDate	string [date]	false
monthlyHoaFee	number [float]	false	The amount of the HOA fee for the lead
mortgageCompany	string	false	The name of the company holding the lead's mortgage
mortgageEscrowAmount	number [float]	false	The amount of escrow the lead pays

LeadPersonalInformation

{
  "firstName": "string",
  "lastName": "string",
  "aliasFirstName": "string",
  "aliasLastName": "string",
  "email": "[email protected]",
  "city": "string",
  "state": "AK",
  "workPhone": "string",
  "primaryPhone": "string",
  "bestTimeToCall": "morning",
  "address1": "string",
  "address2": "string",
  "addressMoveInDate": "2019-08-24",
  "zipcode": "string",
  "monthsAtAddress": 0,
  "driversLicenseNumber": "string",
  "driversLicenseState": "string",
  "ipAddress": "string",
  "activeMilitary": true,
  "militaryVeteran": true,
  "dateOfBirth": "2019-08-24",
  "educationLevel": "high_school",
  "ssn": "string",
  "citizenshipStatus": "citizen"
}

Name	Type	Required	Description
firstName	string	false
lastName	string	false
aliasFirstName	string	false	The first name the lead uses as an alias
aliasLastName	string	false	The last name the lead uses as an alias
email	string [email]	false
city	string	false
state	State	false
workPhone	string	false
primaryPhone	string	false
bestTimeToCall	LeadBestTimeToCall	false
address1	string	false	Street address (primary address line)
address2	string	false	Secondary address line
addressMoveInDate	string [date]	false	The date the lead moved into their current address
zipcode	string	false
monthsAtAddress	integer [int32]	false	Number of months the provided address has been the lead's primary residence
driversLicenseNumber	string	false
driversLicenseState	string	false	State in which the driver's license was issued
ipAddress	string [ip]	false	IP address
activeMilitary	boolean	false	Whether the lead is currently in the military (not a veteran)
militaryVeteran	boolean	false	Whether the lead is a veteran (should not be used if the lead is active in the military)
dateOfBirth	string [date]	false
educationLevel	string	false
ssn	string	false
citizenshipStatus	CitizenshipStatus	false

LeadSavingsInformation

{
  "minDepositAmount": 0,
  "maxDepositAmount": 0
}

Name	Type	Required	Description
minDepositAmount	integer [int64]	false	The minimum amount a Lead is interested in depositing when opening a new savings account
maxDepositAmount	integer [int64]	false	The maximum amount a Lead is interested in depositing when opening a new savings account

LeadSessionInformation

{
  "ipAddress": "string",
  "userAgent": "string"
}

Name	Type	Required	Description
ipAddress	string	false
userAgent	string	false

LeadAction

{
  "uuid": "095be615-a8ad-4c33-8e9c-c7612fbf6c9f",
  "actionType": "initialized",
  "actionDate": "2019-08-24T14:15:22Z",
  "originatorKey": "string",
  "demandSubAccountId": 0,
  "rejectReason": "low_fico",
  "amount": 0,
  "originationFee": 0,
  "offerClickId": 0,
  "createdAt": "2019-08-24T14:15:22Z",
  "deletedAt": "2019-08-24T14:15:22Z"
}

Name	Type	Required	Description
uuid	string [uuid]	true
actionType	LeadActionType	true
actionDate	string [date-time]	true
originatorKey	string	false
demandSubAccountId	integer [int64]	true
rejectReason	RejectReason	false
amount	integer [int32]	false
originationFee	integer [int32]	false
offerClickId	integer [int64]	false
createdAt	string [date-time]	true
deletedAt	string [date-time]	false

LeadActionType

"initialized"

Enum
initialized
api_rejected
api_approved
api_listing
clicked_referral_link
clicked_special_offer_link
special_offer_conversion
applied
rejected
approved
listed
funded
not_funded
clicked_credit_card_offer_link
clicked_mortgage_offer_link
clicked_savings_offer_link
lender_qualified_lead

LeadEvent

{
  "id": "string",
  "leadUuid": "5510f6c4-1e4d-436b-ae63-0e2a915ce318",
  "leadCreatedAt": "2019-08-24T14:15:22Z",
  "eventType": "leadCreated",
  "eventCreatedAt": "2019-08-24T14:15:22Z",
  "eventData": {
    "productType": "credit_card"
  },
  "amountInCents": 0,
  "financialInstitutionUuid": "04da1391-4dfd-4103-aeec-373cd7afc295",
  "financialInstitutionName": "string",
  "productType": "credit_card",
  "isTest": true
}

Name	Type	Required	Description
id	string	true	A hash of the leadUuid, eventType and eventCreatedAt which uniquely identifies a leadEvent.
leadUuid	string [uuid]	true	The unique identifier for the associated lead.
leadCreatedAt	string [date-time]	true	The time that the associated lead was created.
eventType	EventType	true
eventCreatedAt	string [date-time]	true	The time that the event occurred.
eventData	EventData	false	Supplemental data about the event that is specific to the eventType. For events that occur in a financial institution's experience, the availability of the data may vary depending on the FI.
amountInCents	integer [int32]	false	The amount of liquidity provided to the end user by the FI. Only present for some events.
financialInstitutionUuid	string [uuid]	false	A unique identifier for the associated financial institution. Only present for event types associated with financial institutions.
financialInstitutionName	string	false	The name of the associated financial institution. This value is subject to change, so financialInstitutionUuid should be used as a stable identifier. Only present for event types associated with financial institutions.
productType	ProductType	false	The product type for the associated offer. Only present for event types associated with offers.
isTest	boolean	true	Whether a Lead was created using a test access token

LeadEventResponse

{
  "nextUrl": "string",
  "shouldContinuePolling": true,
  "data": [
    {
      "id": "string",
      "leadUuid": "5510f6c4-1e4d-436b-ae63-0e2a915ce318",
      "leadCreatedAt": "2019-08-24T14:15:22Z",
      "eventType": "leadCreated",
      "eventCreatedAt": "2019-08-24T14:15:22Z",
      "eventData": {
        "productType": "credit_card"
      },
      "amountInCents": 0,
      "financialInstitutionUuid": "04da1391-4dfd-4103-aeec-373cd7afc295",
      "financialInstitutionName": "string",
      "productType": "credit_card",
      "isTest": true
    }
  ]
}

Name	Type	Required	Description
nextUrl	string	true	The URL for the next request.
shouldContinuePolling	boolean	true	If true, data is currently available at nextUrl. Calling the nextUrl at the current time will return the next batch of data. If false, calling nextUrl at the current time will return an error response from the API. Data will be made available at a later time (at the next hour mark).
data	LeadEvent array	true	Lead event data for the requested time window.

LeadPayout

{
  "leadUuid": "5510f6c4-1e4d-436b-ae63-0e2a915ce318",
  "bookedAt": "2019-08-24T14:15:22Z",
  "payoutInCents": 0,
  "uuid": "095be615-a8ad-4c33-8e9c-c7612fbf6c9f",
  "deletedAt": "2019-08-24T14:15:22Z",
  "financialInstitutionName": "string",
  "financialInstitutionUuid": "04da1391-4dfd-4103-aeec-373cd7afc295"
}

Name	Type	Required	Description
leadUuid	string [uuid]	true	The unique identifier for the associated lead.
bookedAt	string [date-time]	true	The time that this payout to a supply partner was booked.
payoutInCents	number [double]	false	The payout amount in cents made available to the supply partner. May be fractional.
uuid	string [uuid]	false	The unique identifier for the associated payout event.
deletedAt	string [date-time]	false	If a payout to a supply partner was revoked, this value will report the time that the payout was revoked.
financialInstitutionName	string	false	The name of the associated financial institution. This value is subject to change, so financialInstitutionUuid should be used as a stable identifier.
financialInstitutionUuid	string [uuid]	false	A unique identifier for the associated financial institution.

LeadPayoutResponse

{
  "nextUrl": "string",
  "shouldContinuePolling": true,
  "data": [
    {
      "leadUuid": "5510f6c4-1e4d-436b-ae63-0e2a915ce318",
      "bookedAt": "2019-08-24T14:15:22Z",
      "payoutInCents": 0,
      "uuid": "095be615-a8ad-4c33-8e9c-c7612fbf6c9f",
      "deletedAt": "2019-08-24T14:15:22Z",
      "financialInstitutionName": "string",
      "financialInstitutionUuid": "04da1391-4dfd-4103-aeec-373cd7afc295"
    }
  ]
}

Name	Type	Required	Description
nextUrl	string	true	The URL for the next request.
shouldContinuePolling	boolean	true	If true, data is currently available at nextUrl. Calling the nextUrl at the current time will return the next batch of data. If false, calling nextUrl at the current time will return an error response from the API. Data will be made available at a later time (at the next hour mark).
data	LeadPayout array	true	Lead payout data for the requested time window.

LeadUuid

{
  "uuid": "095be615-a8ad-4c33-8e9c-c7612fbf6c9f"
}

Name	Type	Required	Description
uuid	string [uuid]	true	UUID corresponding to the created Lead

LifeInsuranceOffer

{
  "details": {
    "policyAmount": 0,
    "termLength": 0,
    "termUnit": "day",
    "monthlyPremiumAmount": 0,
    "annualPremiumAmount": 0,
    "semiAnnualPremiumAmount": 0,
    "onlineAppAvailable": true,
    "noMedicalTest": true,
    "packageType": "basic",
    "recommended": true,
    "medicalExam": "no_exam_if_qualified",
    "policyName": "string",
    "carrierDecisionType": "instant",
    "partnerQuoteId": "string",
    "convertToPermanent": true,
    "childRider": "string",
    "acceleratedDeathBenefit": true,
    "waiverOfPremium": "string",
    "isOnlineApplication": true,
    "deliveryMethod": "string",
    "examRequired": "string"
  },
  "uuid": "095be615-a8ad-4c33-8e9c-c7612fbf6c9f",
  "partner": {
    "uuid": "095be615-a8ad-4c33-8e9c-c7612fbf6c9f",
    "name": "string",
    "description": "string",
    "disclaimer": "string",
    "supportsPreSelect": true,
    "shouldDisplayPreSelect": true,
    "supportsPersonalizedOffers": true,
    "imageUrl": "string",
    "subtextOverride": "string"
  },
  "marketplace": {
    "uuid": "095be615-a8ad-4c33-8e9c-c7612fbf6c9f",
    "name": "string",
    "description": "string",
    "disclaimer": "string",
    "supportsPreSelect": true,
    "shouldDisplayPreSelect": true,
    "supportsPersonalizedOffers": true,
    "imageUrl": "string",
    "subtextOverride": "string"
  },
  "productType": "credit_card",
  "productSubType": "credit_card",
  "url": "string",
  "recommendationScore": 0,
  "disclaimer": "string",
  "productSubTypeDisclaimer": "string",
  "expiresAt": "2019-08-24T14:15:22Z"
}

Name	Type	Required	Description
uuid	string [uuid]	false
partner	Partner	false
marketplace	Partner	false
productType	ProductType	false
productSubType	ProductSubType	false
url	string [url]	false
recommendationScore	number	false
disclaimer	string	false
productSubTypeDisclaimer	string	false
expiresAt	string [date-time]	false
details	LifeInsuranceOfferDetails	true

LifeInsuranceOfferDetails

{
  "policyAmount": 0,
  "termLength": 0,
  "termUnit": "day",
  "monthlyPremiumAmount": 0,
  "annualPremiumAmount": 0,
  "semiAnnualPremiumAmount": 0,
  "onlineAppAvailable": true,
  "noMedicalTest": true,
  "packageType": "basic",
  "recommended": true,
  "medicalExam": "no_exam_if_qualified",
  "policyName": "string",
  "carrierDecisionType": "instant",
  "partnerQuoteId": "string",
  "convertToPermanent": true,
  "childRider": "string",
  "acceleratedDeathBenefit": true,
  "waiverOfPremium": "string",
  "isOnlineApplication": true,
  "deliveryMethod": "string",
  "examRequired": "string"
}

Name	Type	Required	Description
policyAmount	integer [int64]	true	Policy amount, in dollars
termLength	integer [int64]	false
termUnit	TermUnit	false
monthlyPremiumAmount	number	true	Monthly premium amount, in dollars
annualPremiumAmount	number	false	Annual premium amount, in dollars
semiAnnualPremiumAmount	number	false	Semi-annual premium amount, in dollars
onlineAppAvailable	boolean	false	Online application is available
noMedicalTest	boolean	false
packageType	PackageType	false
recommended	boolean	false	Policy is recommended
medicalExam	MedicalExam	false
policyName	string	false	The name of policy
carrierDecisionType	CarrierDecisionType	false
partnerQuoteId	string	false
convertToPermanent	boolean	false
childRider	string	false
acceleratedDeathBenefit	boolean	false
waiverOfPremium	string	false
isOnlineApplication	boolean	false
deliveryMethod	string	false
examRequired	string	false

ListedEventData

{
  "amount": 0,
  "productType": "credit_card"
}

Name	Type	Required	Description
amount	integer [int32]	false	The dollar amount of the offer that was listed.
productType	ProductType	false	The product type of the offer that was listed.

LoanOffer

{
  "uuid": "095be615-a8ad-4c33-8e9c-c7612fbf6c9f",
  "productType": "credit_card",
  "productSubType": "credit_card",
  "productSubTypeDisclaimer": "string",
  "url": "string",
  "originator": {
    "key": "string",
    "name": "string",
    "description": "string",
    "images": [
      {
        "sizeKey": "string",
        "url": "string"
      }
    ],
    "disclaimer": "string",
    "companyUuid": "fdfe4f8f-1fcb-4da9-b882-48ec3a9a0d16",
    "financialInstitutionUuid": "04da1391-4dfd-4103-aeec-373cd7afc295"
  },
  "originatorId": "string",
  "preQualified": true,
  "preApproved": true,
  "secured": true,
  "coApplicant": true,
  "sponsored": true,
  "maxAmount": 0,
  "minAmount": 0,
  "termLength": 0,
  "termUnit": "day",
  "displayTermUnit": "string",
  "termDescription": "string",
  "maxApr": 0,
  "minApr": 0,
  "meanApr": 0,
  "aprType": "variable",
  "aprDescription": "string",
  "feeRate": 0,
  "maxFeeRate": 0,
  "minFeeRate": 0,
  "feeFixed": 0,
  "maxFeeFixed": 0,
  "minFeeFixed": 0,
  "allowPrepayment": true,
  "prepaymentFee": 0,
  "monthlyPayment": 0,
  "maxMonthlyPayment": 0,
  "minMonthlyPayment": 0,
  "monthlyPaymentDescription": "string",
  "meanMonthlyPayment": 0,
  "maxTotalPayment": 0,
  "minTotalPayment": 0,
  "meanTotalPayment": 0,
  "recommendationScore": 0,
  "payout": 0,
  "conversionProbability": 0,
  "terms": "string",
  "amountPrefix": "string"
}

Name	Type	Required	Description
uuid	string [uuid]	true
productType	ProductType	true
productSubType	ProductSubType	true
productSubTypeDisclaimer	string	false
url	string [url]	false
originator	Originator	true
originatorId	string	false
preQualified	boolean	true
preApproved	boolean	true
secured	boolean	true
coApplicant	boolean	true
sponsored	boolean	true
maxAmount	integer [int32]	true
minAmount	integer [int32]	false
termLength	integer [int32]	true
termUnit	TermUnit	true
displayTermUnit	string	false
termDescription	string	false
maxApr	number	false
minApr	number	false
meanApr	number	false
aprType	AprType	true
aprDescription	string	false
feeRate	number	false	The maximum percent of loan amount fee for an offer. maxFeeRate should be used instead
maxFeeRate	number	false
minFeeRate	number	false
feeFixed	number	false	The maximum fee, in dollars, for an offer. maxFeeFixed should be used instead
maxFeeFixed	number	false
minFeeFixed	number	false
allowPrepayment	boolean	true
prepaymentFee	number	false
monthlyPayment	number	false	The estimated maximum monthly payment, in dollars, for an offer. maxMonthlyPayment should be used instead
maxMonthlyPayment	number	false
minMonthlyPayment	number	false
monthlyPaymentDescription	string	false
meanMonthlyPayment	number	false
maxTotalPayment	number	false
minTotalPayment	number	false
meanTotalPayment	number	false
recommendationScore	number	false
payout	number	false
conversionProbability	number	false
terms	string	false
amountPrefix	string	false	Some loan offers require a prefix (e.g. up to*) to be displayed to the left of the displayed loan amount. This is a nullable field that may be up to six characters long.

LoanPurpose

"auto"

Enum
auto
auto_purchase
auto_refinance
baby
boat
business
car_repair
cosmetic
credit_card_refi
debt_consolidation
emergency
engagement
green
home_improvement
home_purchase
home_refi
household_expenses
large_purchases
life_event
medical_dental
motorcycle
moving_relocation
other
rv
special_occasion
student_loan
student_loan_refi
taxes
unknown
vacation
wedding

LoanProbability

{
  "probability": 0,
  "aprPercentMin": 0,
  "aprPercentMax": 0,
  "termMonthsMin": 0,
  "termMonthsMax": 0,
  "productSubType": "credit_card"
}

Name	Type	Required	Description
probability	number [double]	true	The likelihood of approval for loans that match the criteria.
aprPercentMin	number [double]	true	The minimum APR for loans with this approval probability.
aprPercentMax	number [double]	true	The maximum APR for loans with this approval probability.
termMonthsMin	integer [int64]	true	The minimum term length for loans with this approval probability.
termMonthsMax	integer [int64]	true	The maximum term length for loans with this approval probability.
productSubType	string	false	The optional loan sub-type of loans with this approval probability.

LoanReport

{
  "uuid": "095be615-a8ad-4c33-8e9c-c7612fbf6c9f",
  "annualIncome": 0,
  "creditRating": "excellent",
  "totalDebt": 0,
  "countOfDerogatories": 0,
  "state": "AK",
  "loanPurpose": "auto",
  "loanAmount": 0,
  "networkProbabilities": [
    {
      "probability": 0,
      "aprPercentMin": 0,
      "aprPercentMax": 0,
      "termMonthsMin": 0,
      "termMonthsMax": 0,
      "productSubType": "credit_card"
    }
  ],
  "financialInsitutions": [
    {
      "uuid": "095be615-a8ad-4c33-8e9c-c7612fbf6c9f",
      "name": "string",
      "logoUrl": "string",
      "probabilities": [
        {
          "probability": 0,
          "aprPercentMin": 0,
          "aprPercentMax": 0,
          "termMonthsMin": 0,
          "termMonthsMax": 0,
          "productSubType": "credit_card"
        }
      ]
    }
  ],
  "createdAt": "2019-08-24T14:15:22Z"
}

Name	Type	Required	Description
uuid	string [uuid]	true	A unique identifier for this report.
annualIncome	integer [int32]	true	The user's annual income in dollars.
creditRating	string	true	The user's credit score range.
totalDebt	integer [int32]	false	The user's total debt in dollars.
countOfDerogatories	integer [int32]	false	The number of derogatory accounts listed on the user's credit report.
state	string [state]	false	The user's state of residence.
loanPurpose	string	false	The reason for the loan.
loanAmount	integer [int32]	false	The size of the the loan.
networkProbabilities	LoanProbability array	true	Probabilities for classes of loans, irrespective of financial institution.
financialInsitutions	FinancialInstitutionLoanReport array	true	Probabilities broken out for specific financial institutions.
createdAt	string [date-time]	true	When this report was created.

LoanReportCreateData

{
  "annualIncome": 0,
  "creditRating": "excellent",
  "totalDebt": 0,
  "countOfDerogatories": 0,
  "state": "AK",
  "loanPurpose": "auto",
  "loanAmount": 0
}

Name	Type	Required	Description
annualIncome	integer [int32]	true	The user's annual income in dollars.
creditRating	string	true	The user's credit score range.
totalDebt	integer [int32]	false	The user's total debt in dollars.
countOfDerogatories	integer [int32]	false	The number of derogatory accounts listed on the user's credit report.
state	string [state]	false	The user's state of residence.
loanPurpose	string	false	The reason for the loan.
loanAmount	integer [int32]	false	The size of the the loan.

MedicalExam

"no_exam_if_qualified"

Enum
no_exam_if_qualified
no_exam_guaranteed
exam_required

MortgageAdjustmentType

"credits"

Enum
credits
par
points

MortgageLoanType

"fifteen_year_fixed"

Enum
fifteen_year_fixed
thirty_year_fixed
five_one_adjustable
seven_one_adjustable
ten_one_adjustable

MortgageOffer

{
  "details": {
    "interestRate": 0,
    "loanType": "fifteen_year_fixed",
    "priceAdjustment": 0,
    "monthlyPayment": 0,
    "netClosingCosts": 0,
    "apr": 0,
    "loanTerm": 0,
    "adjustmentType": "credits"
  },
  "uuid": "095be615-a8ad-4c33-8e9c-c7612fbf6c9f",
  "partner": {
    "uuid": "095be615-a8ad-4c33-8e9c-c7612fbf6c9f",
    "name": "string",
    "description": "string",
    "disclaimer": "string",
    "supportsPreSelect": true,
    "shouldDisplayPreSelect": true,
    "supportsPersonalizedOffers": true,
    "imageUrl": "string",
    "subtextOverride": "string"
  },
  "marketplace": {
    "uuid": "095be615-a8ad-4c33-8e9c-c7612fbf6c9f",
    "name": "string",
    "description": "string",
    "disclaimer": "string",
    "supportsPreSelect": true,
    "shouldDisplayPreSelect": true,
    "supportsPersonalizedOffers": true,
    "imageUrl": "string",
    "subtextOverride": "string"
  },
  "productType": "credit_card",
  "productSubType": "credit_card",
  "url": "string",
  "recommendationScore": 0,
  "disclaimer": "string",
  "productSubTypeDisclaimer": "string",
  "expiresAt": "2019-08-24T14:15:22Z"
}

Name	Type	Required	Description
uuid	string [uuid]	false
partner	Partner	false
marketplace	Partner	false
productType	ProductType	false
productSubType	ProductSubType	false
url	string [url]	false
recommendationScore	number	false
disclaimer	string	false
productSubTypeDisclaimer	string	false
expiresAt	string [date-time]	false
details	MortgageOfferDetails	true

MortgageOfferDetails

{
  "interestRate": 0,
  "loanType": "fifteen_year_fixed",
  "priceAdjustment": 0,
  "monthlyPayment": 0,
  "netClosingCosts": 0,
  "apr": 0,
  "loanTerm": 0,
  "adjustmentType": "credits"
}

Name	Type	Required	Description
interestRate	number	true
loanType	MortgageLoanType	true
priceAdjustment	number	true
monthlyPayment	number	true
netClosingCosts	number	true
apr	number	true
loanTerm	integer [int32]	true
adjustmentType	MortgageAdjustmentType	true

MortgageType

"purchase"

Enum
purchase
refinance

OccupancyType

"primary"

Enum
primary
secondary
investment

Offer

{
  "uuid": "095be615-a8ad-4c33-8e9c-c7612fbf6c9f",
  "partner": {
    "uuid": "095be615-a8ad-4c33-8e9c-c7612fbf6c9f",
    "name": "string",
    "description": "string",
    "disclaimer": "string",
    "supportsPreSelect": true,
    "shouldDisplayPreSelect": true,
    "supportsPersonalizedOffers": true,
    "imageUrl": "string",
    "subtextOverride": "string"
  },
  "marketplace": {
    "uuid": "095be615-a8ad-4c33-8e9c-c7612fbf6c9f",
    "name": "string",
    "description": "string",
    "disclaimer": "string",
    "supportsPreSelect": true,
    "shouldDisplayPreSelect": true,
    "supportsPersonalizedOffers": true,
    "imageUrl": "string",
    "subtextOverride": "string"
  },
  "productType": "credit_card",
  "productSubType": "credit_card",
  "url": "string",
  "recommendationScore": 0,
  "disclaimer": "string",
  "productSubTypeDisclaimer": "string",
  "expiresAt": "2019-08-24T14:15:22Z"
}

Name	Type	Required	Description
uuid	string [uuid]	true
partner	Partner	true
marketplace	Partner	false
productType	ProductType	true
productSubType	ProductSubType	true
url	string [url]	true
recommendationScore	number	false
disclaimer	string	false
productSubTypeDisclaimer	string	false
expiresAt	string [date-time]	false

OfferClickedEventData

{
  "productType": "credit_card"
}

Name	Type	Required	Description
productType	ProductType	false	The product type of the clicked offer.

OfferDisplay

{
  "id": 0,
  "uuid": "095be615-a8ad-4c33-8e9c-c7612fbf6c9f",
  "leadUuid": "5510f6c4-1e4d-436b-ae63-0e2a915ce318",
  "rateTableUuid": "f4dda88e-e5bc-42b2-81a8-c348b4b628db",
  "offerUuid": "5d19bb70-d72b-45ae-9b5e-c4257877bdbb",
  "createdAt": "2019-08-24T14:15:22Z",
  "createdBy": "25a02396-1048-48f9-bf93-102d2fb7895e"
}

Name	Type	Required	Description
id	integer [int64]	true
uuid	string [uuid]	true
leadUuid	string [uuid]	true
rateTableUuid	string [uuid]	true
offerUuid	string [uuid]	true
createdAt	string [date-time]	true
createdBy	string [uuid]	true

OfferDisplayCreateData

{
  "leadUuid": "5510f6c4-1e4d-436b-ae63-0e2a915ce318",
  "rateTableUuid": "f4dda88e-e5bc-42b2-81a8-c348b4b628db",
  "offerUuid": "5d19bb70-d72b-45ae-9b5e-c4257877bdbb"
}

Name	Type	Required	Description
leadUuid	string [uuid]	true
rateTableUuid	string [uuid]	true
offerUuid	string [uuid]	true

OpeId

"string"

OpenedEventData

{
  "productType": "credit_card"
}

Name	Type	Required	Description
productType	ProductType	false	The product type of the offer for which the account was opened.

Originator

{
  "key": "string",
  "name": "string",
  "description": "string",
  "images": [
    {
      "sizeKey": "string",
      "url": "string"
    }
  ],
  "disclaimer": "string",
  "companyUuid": "fdfe4f8f-1fcb-4da9-b882-48ec3a9a0d16",
  "financialInstitutionUuid": "04da1391-4dfd-4103-aeec-373cd7afc295"
}

Name	Type	Required	Description
key	string	true
name	string	true
description	string	false
images	OriginatorImage array	true
disclaimer	string	false
companyUuid	string [uuid]	false
financialInstitutionUuid	string [uuid]	false

OriginatorImage

{
  "sizeKey": "string",
  "url": "string"
}

Name	Type	Required	Description
sizeKey	string	true
url	string	true

PackageType

"basic"

Enum
basic
essential
elite

Partner

{
  "uuid": "095be615-a8ad-4c33-8e9c-c7612fbf6c9f",
  "name": "string",
  "description": "string",
  "disclaimer": "string",
  "supportsPreSelect": true,
  "shouldDisplayPreSelect": true,
  "supportsPersonalizedOffers": true,
  "imageUrl": "string",
  "subtextOverride": "string"
}

Name	Type	Required	Description
uuid	string [uuid]	true
name	string	true
description	string	true
disclaimer	string	true
supportsPreSelect	boolean	true
shouldDisplayPreSelect	boolean	true
supportsPersonalizedOffers	boolean	true	Whether the partner supports returning pre-qualified or pre-approved offers
imageUrl	string [url]	true
subtextOverride	string	false

PendingResponse

{
  "partner": {
    "uuid": "095be615-a8ad-4c33-8e9c-c7612fbf6c9f",
    "name": "string",
    "description": "string",
    "disclaimer": "string",
    "supportsPreSelect": true,
    "shouldDisplayPreSelect": true,
    "supportsPersonalizedOffers": true,
    "imageUrl": "string",
    "subtextOverride": "string"
  },
  "productTypes": [
    "credit_card"
  ]
}

Name	Type	Required	Description
partner	Partner	true
productTypes	ProductType array	true

PersonalReferenceInformation

{
  "firstName": "string",
  "lastName": "string",
  "primaryPhone": "string",
  "relationType": "parent"
}

Name	Type	Required	Description
firstName	string	false	The first name of the personal reference supplied by the lead
lastName	string	false	The last name of the personal reference supplied by the lead
primaryPhone	string	false	The phone number of the personal reference supplied by the lead
relationType	PersonalReferenceRelationType	false	The relation of the personal reference supplied by the lead

PersonalReferenceRelationType

"parent"

Enum
parent
employer
spouse
guardian
sibling
relative
friend
other

ProductType

"credit_card"

Enum
credit_card
insurance
life_insurance
loan
mortgage
savings
other

ProductSubType

"credit_card"

Enum
credit_card
secured_card
personal_loan
secured_loan
student_loan_refinance
co_applicant_loan
line_of_credit
automobile_refinance
home_equity_line_of_credit
purchase
refinance
savings_account
money_market_account
certificate_of_deposit
individual_retirement_account
cash_management_account
high_interest_checking
checking
accidental_death_benefits
term_life
term_life_instant
whole_life
debt_relief
installment_loans
credit_builder
cash_advance
credit_repair
education_offers
employment_opportunity
financial_wellness
direct_affiliate
overdraft_protection
revenue_based_financing
uncategorized

ProvidedCreditRating

"excellent"

Enum
excellent
good
fair
poor
limited
unknown

PropertyStatus

"own_outright"

Enum
own_outright
own_with_mortgage
rent

PropertySearchStatus

"found"

Enum
found
not_found

PropertyType

"rent"

Enum
rent
condo
multi_unit
single_family
townhouse

PurchaseStatus

"no_offer"

Enum
no_offer
offer_accepted
offer_pending
under_contract

RateTable

{
  "uuid": "095be615-a8ad-4c33-8e9c-c7612fbf6c9f",
  "leadUuid": "5510f6c4-1e4d-436b-ae63-0e2a915ce318",
  "loanAmount": 0,
  "embedUrl": "string",
  "partnerPageUrl": "string",
  "creditCardOffers": [
    {
      "details": {
        "cardName": "string",
        "cardImageUrl": "string",
        "cardPurposes": [
          "balance_transfer"
        ],
        "ratesUrl": "string",
        "maxPurchaseApr": 0,
        "minPurchaseApr": 0,
        "purchaseAprText": "string",
        "maxPurchaseIntroApr": 0,
        "minPurchaseIntroApr": 0,
        "purchaseIntroAprTerm": 0,
        "purchaseIntroAprTermUnit": "day",
        "purchaseIntroAprText": "string",
        "maxCashAdvanceApr": 0,
        "minCashAdvanceApr": 0,
        "cashAdvanceAprText": "string",
        "maxCashAdvanceIntroApr": 0,
        "minCashAdvanceIntroApr": 0,
        "cashAdvanceIntroAprTerm": 0,
        "cashAdvanceIntroAprTermUnit": "day",
        "cashAdvanceIntroAprText": "string",
        "maxBalanceTransferApr": 0,
        "minBalanceTransferApr": 0,
        "balanceTransferAprText": "string",
        "maxBalanceTransferIntroApr": 0,
        "minBalanceTransferIntroApr": 0,
        "balanceTransferIntroAprTerm": 0,
        "balanceTransferIntroAprTermUnit": "day",
        "balanceTransferIntroAprText": "string",
        "maxAnnualFee": 0,
        "minAnnualFee": 0,
        "annualIntroFee": 0,
        "annualIntroFeeTerm": 0,
        "introOfferAmount": 0,
        "introOfferText": "string",
        "introOfferType": "miles",
        "details": [
          "string"
        ],
        "additionalDetails": [
          "string"
        ],
        "cardType": "visa",
        "minimumCreditLine": 0,
        "minimumPenaltyApr": 0,
        "maximumPenaltyApr": 0,
        "balanceTransferFee": 0,
        "cashAdvanceFee": 0,
        "lateFee": 0,
        "foreignExchangeFee": 0,
        "accountOpeningFee": 0,
        "returnPaymentFee": 0,
        "monthlyServiceFee": 0,
        "recommendedCreditRatings": [
          "excellent"
        ],
        "preQualified": true,
        "preApproved": true,
        "preSelected": true,
        "foreignTransactionFee": 0,
        "cardBenefits": [
          "No Foreign Transaction Fees"
        ]
      },
      "uuid": "095be615-a8ad-4c33-8e9c-c7612fbf6c9f",
      "partner": {
        "uuid": "095be615-a8ad-4c33-8e9c-c7612fbf6c9f",
        "name": "string",
        "description": "string",
        "disclaimer": "string",
        "supportsPreSelect": true,
        "shouldDisplayPreSelect": true,
        "supportsPersonalizedOffers": true,
        "imageUrl": "string",
        "subtextOverride": "string"
      },
      "marketplace": {
        "uuid": "095be615-a8ad-4c33-8e9c-c7612fbf6c9f",
        "name": "string",
        "description": "string",
        "disclaimer": "string",
        "supportsPreSelect": true,
        "shouldDisplayPreSelect": true,
        "supportsPersonalizedOffers": true,
        "imageUrl": "string",
        "subtextOverride": "string"
      },
      "productType": "credit_card",
      "productSubType": "credit_card",
      "url": "string",
      "recommendationScore": 0,
      "disclaimer": "string",
      "productSubTypeDisclaimer": "string",
      "expiresAt": "2019-08-24T14:15:22Z"
    }
  ],
  "loanOffers": [
    {
      "uuid": "095be615-a8ad-4c33-8e9c-c7612fbf6c9f",
      "productType": "credit_card",
      "productSubType": "credit_card",
      "productSubTypeDisclaimer": "string",
      "url": "string",
      "originator": {
        "key": "string",
        "name": "string",
        "description": "string",
        "images": [
          {
            "sizeKey": "string",
            "url": "string"
          }
        ],
        "disclaimer": "string",
        "companyUuid": "fdfe4f8f-1fcb-4da9-b882-48ec3a9a0d16",
        "financialInstitutionUuid": "04da1391-4dfd-4103-aeec-373cd7afc295"
      },
      "originatorId": "string",
      "preQualified": true,
      "preApproved": true,
      "secured": true,
      "coApplicant": true,
      "sponsored": true,
      "maxAmount": 0,
      "minAmount": 0,
      "termLength": 0,
      "termUnit": "day",
      "displayTermUnit": "string",
      "termDescription": "string",
      "maxApr": 0,
      "minApr": 0,
      "meanApr": 0,
      "aprType": "variable",
      "aprDescription": "string",
      "feeRate": 0,
      "maxFeeRate": 0,
      "minFeeRate": 0,
      "feeFixed": 0,
      "maxFeeFixed": 0,
      "minFeeFixed": 0,
      "allowPrepayment": true,
      "prepaymentFee": 0,
      "monthlyPayment": 0,
      "maxMonthlyPayment": 0,
      "minMonthlyPayment": 0,
      "monthlyPaymentDescription": "string",
      "meanMonthlyPayment": 0,
      "maxTotalPayment": 0,
      "minTotalPayment": 0,
      "meanTotalPayment": 0,
      "recommendationScore": 0,
      "payout": 0,
      "conversionProbability": 0,
      "terms": "string",
      "amountPrefix": "string"
    }
  ],
  "mortgageOffers": [
    {
      "details": {
        "interestRate": 0,
        "loanType": "fifteen_year_fixed",
        "priceAdjustment": 0,
        "monthlyPayment": 0,
        "netClosingCosts": 0,
        "apr": 0,
        "loanTerm": 0,
        "adjustmentType": "credits"
      },
      "uuid": "095be615-a8ad-4c33-8e9c-c7612fbf6c9f",
      "partner": {
        "uuid": "095be615-a8ad-4c33-8e9c-c7612fbf6c9f",
        "name": "string",
        "description": "string",
        "disclaimer": "string",
        "supportsPreSelect": true,
        "shouldDisplayPreSelect": true,
        "supportsPersonalizedOffers": true,
        "imageUrl": "string",
        "subtextOverride": "string"
      },
      "marketplace": {
        "uuid": "095be615-a8ad-4c33-8e9c-c7612fbf6c9f",
        "name": "string",
        "description": "string",
        "disclaimer": "string",
        "supportsPreSelect": true,
        "shouldDisplayPreSelect": true,
        "supportsPersonalizedOffers": true,
        "imageUrl": "string",
        "subtextOverride": "string"
      },
      "productType": "credit_card",
      "productSubType": "credit_card",
      "url": "string",
      "recommendationScore": 0,
      "disclaimer": "string",
      "productSubTypeDisclaimer": "string",
      "expiresAt": "2019-08-24T14:15:22Z"
    }
  ],
  "savingsOffers": [
    {
      "details": {
        "name": "string",
        "description": "string",
        "details": "string",
        "rate": 0,
        "annualPercentYield": 0,
        "compoundingMethod": "annually",
        "introductoryPeriodMonths": 0,
        "introductoryRate": 0,
        "minimumDeposit": 0,
        "minimumDepositWithFees": 0,
        "monthlyFee": 0,
        "checkWriting": true,
        "effectiveAsOf": "2019-08-24T14:15:22Z",
        "federalInsuranceType": "fdic"
      },
      "uuid": "095be615-a8ad-4c33-8e9c-c7612fbf6c9f",
      "partner": {
        "uuid": "095be615-a8ad-4c33-8e9c-c7612fbf6c9f",
        "name": "string",
        "description": "string",
        "disclaimer": "string",
        "supportsPreSelect": true,
        "shouldDisplayPreSelect": true,
        "supportsPersonalizedOffers": true,
        "imageUrl": "string",
        "subtextOverride": "string"
      },
      "marketplace": {
        "uuid": "095be615-a8ad-4c33-8e9c-c7612fbf6c9f",
        "name": "string",
        "description": "string",
        "disclaimer": "string",
        "supportsPreSelect": true,
        "shouldDisplayPreSelect": true,
        "supportsPersonalizedOffers": true,
        "imageUrl": "string",
        "subtextOverride": "string"
      },
      "productType": "credit_card",
      "productSubType": "credit_card",
      "url": "string",
      "recommendationScore": 0,
      "disclaimer": "string",
      "productSubTypeDisclaimer": "string",
      "expiresAt": "2019-08-24T14:15:22Z"
    }
  ],
  "specialOffers": [
    {
      "uuid": "095be615-a8ad-4c33-8e9c-c7612fbf6c9f",
      "name": "string",
      "desc": "string",
      "url": "string",
      "partnerName": "string",
      "partnerImageUrl": "string",
      "recommendationScore": 0,
      "payout": 0,
      "productSubType": "credit_card"
    }
  ],
  "pendingOriginators": [
    {
      "key": "string",
      "name": "string",
      "description": "string",
      "images": [
        {
          "sizeKey": "string",
          "url": "string"
        }
      ],
      "disclaimer": "string",
      "companyUuid": "fdfe4f8f-1fcb-4da9-b882-48ec3a9a0d16",
      "financialInstitutionUuid": "04da1391-4dfd-4103-aeec-373cd7afc295"
    }
  ],
  "pendingResponses": [
    {
      "partner": {
        "uuid": "095be615-a8ad-4c33-8e9c-c7612fbf6c9f",
        "name": "string",
        "description": "string",
        "disclaimer": "string",
        "supportsPreSelect": true,
        "shouldDisplayPreSelect": true,
        "supportsPersonalizedOffers": true,
        "imageUrl": "string",
        "subtextOverride": "string"
      },
      "productTypes": [
        "credit_card"
      ]
    }
  ]
}

Name	Type	Required	Description
uuid	string [uuid]	true	Primary UUID for a RateTable
leadUuid	string [uuid]	true	UUID of the associated Lead
loanAmount	integer [int32]	false	Lead's provided loan amount at the time of RateTable creation
embedUrl	string [url]	false	A URL with which to build an iframe to embed rate table offer results in your experience. Only available to channels with integrations configured in control center.
partnerPageUrl	string [url]	false	A partner page URL to send your user to see the rate table offer results. Only available to channels with integrations configured in control center.
creditCardOffers	CreditCardOffer array	true
loanOffers	LoanOffer array	true
mortgageOffers	MortgageOffer array	true
savingsOffers	SavingsOffer array	true
specialOffers	SpecialOffer array	true
pendingOriginators	Originator array	true	List of originators which have been queried, but have not responded yet. This list only contains loan originators, and should no longer be used
pendingResponses	PendingResponse array	true	List of demand partners which have been queried, but have not responded yet. It is a guarantee that no offers will be added to the rate table after this list is empty

RefinanceLoanInformation

{
  "accountNumber": "string",
  "incomeBasedRepayment": true,
  "interestRate": 0,
  "loanAmount": 0,
  "loanServicer": "string",
  "loanType": "federal_student_loan",
  "nextPaymentAmount": 0,
  "nextPaymentDate": "2019-08-24"
}

Name	Type	Required	Description
accountNumber	string	false	The account number for a loan the lead is refinancing
incomeBasedRepayment	boolean	false	If the repayment is income-based for a loan the lead is refinancing
interestRate	number [float]	false	The interest rate for a loan the lead is refinancing
loanAmount	integer [int32]	false	The loan amount for a loan the lead is refinancing
loanServicer	string	false	The name of a loan servicer of a loan the lead is refinancing
loanType	RefinanceLoanType	false	The loan type for a loan the lead is refinancing
nextPaymentAmount	number [float]	false	The amount the next payment will be on a loan the lead is refinancing
nextPaymentDate	string [date]	false	The next payment date for a loan the lead is refinancing

RefinanceLoanType

"federal_student_loan"

Enum
federal_student_loan
private_student_loan

RefinanceType

"cash_out"

Enum
cash_out
rate_term

RejectReason

"low_fico"

Enum
low_fico
no_fico
major_derogatory
underwriting_decline
debt_to_income_ratio
not_in_active_state
incorrect_data_provided
duplicate

SavingsOffer

{
  "details": {
    "name": "string",
    "description": "string",
    "details": "string",
    "rate": 0,
    "annualPercentYield": 0,
    "compoundingMethod": "annually",
    "introductoryPeriodMonths": 0,
    "introductoryRate": 0,
    "minimumDeposit": 0,
    "minimumDepositWithFees": 0,
    "monthlyFee": 0,
    "checkWriting": true,
    "effectiveAsOf": "2019-08-24T14:15:22Z",
    "federalInsuranceType": "fdic"
  },
  "uuid": "095be615-a8ad-4c33-8e9c-c7612fbf6c9f",
  "partner": {
    "uuid": "095be615-a8ad-4c33-8e9c-c7612fbf6c9f",
    "name": "string",
    "description": "string",
    "disclaimer": "string",
    "supportsPreSelect": true,
    "shouldDisplayPreSelect": true,
    "supportsPersonalizedOffers": true,
    "imageUrl": "string",
    "subtextOverride": "string"
  },
  "marketplace": {
    "uuid": "095be615-a8ad-4c33-8e9c-c7612fbf6c9f",
    "name": "string",
    "description": "string",
    "disclaimer": "string",
    "supportsPreSelect": true,
    "shouldDisplayPreSelect": true,
    "supportsPersonalizedOffers": true,
    "imageUrl": "string",
    "subtextOverride": "string"
  },
  "productType": "credit_card",
  "productSubType": "credit_card",
  "url": "string",
  "recommendationScore": 0,
  "disclaimer": "string",
  "productSubTypeDisclaimer": "string",
  "expiresAt": "2019-08-24T14:15:22Z"
}

Name	Type	Required	Description
uuid	string [uuid]	false
partner	Partner	false
marketplace	Partner	false
productType	ProductType	false
productSubType	ProductSubType	false
url	string [url]	false
recommendationScore	number	false
disclaimer	string	false
productSubTypeDisclaimer	string	false
expiresAt	string [date-time]	false
details	SavingsOfferDetails	true

SavingsOfferDetails

{
  "name": "string",
  "description": "string",
  "details": "string",
  "rate": 0,
  "annualPercentYield": 0,
  "compoundingMethod": "annually",
  "introductoryPeriodMonths": 0,
  "introductoryRate": 0,
  "minimumDeposit": 0,
  "minimumDepositWithFees": 0,
  "monthlyFee": 0,
  "checkWriting": true,
  "effectiveAsOf": "2019-08-24T14:15:22Z",
  "federalInsuranceType": "fdic"
}

Name	Type	Required	Description
name	string	false
description	string	false
details	string	false
rate	number	false	Annual interest rate
annualPercentYield	number	true
compoundingMethod	CompoundingMethod	true
introductoryPeriodMonths	integer [int32]	false
introductoryRate	number	false
minimumDeposit	number	true
minimumDepositWithFees	number	false
monthlyFee	number	true
checkWriting	boolean	false	Whether the account allows checks
effectiveAsOf	string [date-time]	true	When the offer was last validated, formatted as yyyy-MM-ddTHH:mm:ss.SSSZZ
federalInsuranceType	string	false	The type of federal deposit insurance that applies to this offer, ifit was provided by the financial institution. Could be one of fdic forthe Federal Deposit Insurance Corporation, or ncua for the NationalCredit Union Administration.

SessionInit

{
  "id": 0,
  "uuid": "095be615-a8ad-4c33-8e9c-c7612fbf6c9f",
  "sessionUuid": "0688aee8-ffa9-4d26-9262-47526493535e",
  "createdAt": "2019-08-24T14:15:22Z",
  "createdBy": "25a02396-1048-48f9-bf93-102d2fb7895e"
}

Name	Type	Required	Description
id	integer [int64]	true
uuid	string [uuid]	true
sessionUuid	string [uuid]	true
createdAt	string [date-time]	true
createdBy	string [uuid]	true

SessionInitCreateData

{
  "sessionUuid": "0688aee8-ffa9-4d26-9262-47526493535e"
}

Name	Type	Required	Description
sessionUuid	string [uuid]	false	You may specify the session's UUID; if you don't, one will be generated for you.

SpecialOffer

{
  "uuid": "095be615-a8ad-4c33-8e9c-c7612fbf6c9f",
  "name": "string",
  "desc": "string",
  "url": "string",
  "partnerName": "string",
  "partnerImageUrl": "string",
  "recommendationScore": 0,
  "payout": 0,
  "productSubType": "credit_card"
}

Name	Type	Required	Description
uuid	string [uuid]	true
name	string	true
desc	string	true	Description
url	string [url]	true
partnerName	string	true
partnerImageUrl	string [url]	true
recommendationScore	number	false
payout	number	false
productSubType	ProductSubType	true

State

"AK"

Enum
AK
AL
AR
AZ
CA
CO
CT
DC
DE
FL
GA
HI
IA
ID
IL
IN
KS
KY
LA
MA
MD
ME
MI
MN
MO
MS
MT
NC
ND
NE
NH
NJ
NM
NV
NY
OH
OK
OR
PA
PR
RI
SC
SD
TN
TX
UT
VA
VI
VT
WA
WI
WV
WY

TermUnit

"day"

Enum
day
month
year
open

VehicleDetails

{
  "year": 0,
  "make": "string",
  "model": "string",
  "trim": "string",
  "uuid": "095be615-a8ad-4c33-8e9c-c7612fbf6c9f",
  "ucgVehicleId": 0
}

Name	Type	Required	Description
year	integer [int32]	true	Year of the vehicle.
make	string	true	Make of the vehicle.
model	string	true	Model of the vehicle.
trim	string	true	Trim of the vehicle.
uuid	string [uuid]	true	A unique identifier for this vehicle.
ucgVehicleId	integer [int64]	true	NADA Used Card Guide vehicle id.

VehicleInformation

{
  "monthlyPayment": 0,
  "estimatedMileage": 0,
  "vehicleIdentificationNumber": "string",
  "vehicleUuid": "e0993456-73e5-4005-99de-b40f8aacc8f0"
}

Name	Type	Required	Description
monthlyPayment	number [int32]	false	The lead's monthly auto loan payment
estimatedMileage	number [integer]	false	The vehicle's estimated number of miles driven
vehicleIdentificationNumber	string	false	The vehicle identification number (VIN) of the financed vehicle
vehicleUuid	string [uuid]	false	A vehicle UUID that corresponds to a valid combination of vehicle year, make, model, and trim. See the vehicle utility endpoints