Appendix F: Secured Loan Speedbump details

This page contains instructions for when/how to display the Secured Loan Speedbump

What does the speedbump look like?

Engine recommends partners building a Native API integration to create 2 variants of the speedbump, depending on whether:

1. The user clicked “Continue” on an offer in the offer wall itself, which fires a regular speedbump, which on Engine partner pages looks like:

1. The user clicked the “More Info” button on an offer in the offer wall, which on Engine partner pages fires a modal containing that Financial Institution's description/disclaimer text. In this flow, the speedbump appears as an info bubble above the "Continue" button:

When the speedbump should fire

Engine recommends using the following conditions when defining when the speedbump should fire for users:

Condition	Rule
Offer mix on rate table	Fire ONLY IF ALL are true: (1) Count of lenders on rate table > 1 (2) 1 offer on rate table with productSubType “Secured Personal Loan” (3) 1 offer on rate table with productSubType NOT “Secured Personal Loan”
User behavior	On Engine, a regular speedbump (variant 1 above) fires when users click "Continue" on the offer wall On Engine, a more info modal variant of the speedbump (variant 2 above) fires when users click "More Info" on the offer wall
Rate limits	None, the speedbump can fire an unlimited number of times per lead and per session

User Flow Diagram

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Speedbump_API_Partner_UserFlows.pdf

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