Offer Carousel SDK

This guide walks you through the process of integrating the Offer Carousel SDK into your React Native application. By using this SDK, you can easily connect to Engine by MoneyLion’s financial network, authenticate with the Engine API, and give your users access to a wide range of financial products.

What’s included in the Offer Carousel SDK

The Offer Carousel SDK allows you to display a curated list of static offers across key product categories, including:

• Earned Wage Access (EWA)

• Credit Builder

• Debt Relief

What’s Covered in This Guide

• Software Requirements: Prerequisites for Integrating the SDK

• Installation & Initialization: How to get started quickly

• Customization Options: Tailor the experience to match your app’s theme and branding

• User Experience Preview: Sample screenshots to visualize the integration (final appearance may vary based on your theme and font settings)

Setup Instructions

Step 1: Request an API Token

Before you can use the Engine SDK, you’ll need to request an API token from your Partner Manager. This subAccountToken is used to authenticate with the Engine API and provides access to different financial institutions. If you’re looking to have multiple instances of an offer carousel, leverage unique tokens per instance for distinct tracking and offer control.

Along with your unique subAccount token, you will receive a channel and zone value which is also required to define each unique instance of your SDK embed.

Optionally, your Partner Manager can generate a searchAPIToken on your behalf to enable you to control which product types appear in each offer carousel instance.

Step 2: Confirm Software Requirements

Requirements:

• React Native version >= 0.59.0

• Node.js >= 18

• TypeScript (optional but recommended)

Package Size:

• SDK Bundle Size: 1.62 MB Unpacked

Step 3: Install the SDK

Install the SDK from npm using the command using your package manager, e.g.

• npm install @moneylion/offer-carousel

• yarn add @moneylion/offer-carousel

Step 4: Initialize the SDK

In your app, you’ll need to initialize the SDK by rendering the Offer Carousel React component. You would need to pass in the required properties to see your entitled static offers. Refer to the “Offer Carousel SDK Properties” section below.

To implement the Offer Carousel SDK into your app, you can use the following sample code snippet. Please ensure you wrap this snippet in a self-closing `<` and `/>` tag, as demonstrated in the screenshot above.

import {MoneyLionOfferCarousel} from "@moneylion/react-native-offer-carousel;
import { Text, View } from "react-native";

export default function App() {
   return (<EngineOfferCarousel
      subAccountToken={bearerToken}              
      channel={channel}      
      zone={zone}     
      searchAPIToken={bearerToken} // optional
      productType={"CreditBuilderLoan"}
      query={"Student Loan"} // overrides productType and requires "searchAPIToken" to leverage
      isDev={false} 
      fontFamily={{
	   normal: "BatonTurbo-Regular",
	   medium: "BatonTurbo-Medium",
	   bold: "BatonTurbo-Regular",
	}}
	isDarkTheme={true}
      userData={{ email: "[email protected]"}}
      showCardBorder={true}
      showDescriptionPoints={true}
      title={"Your Credit Offers"}
      subtitle={""}
      showProductTypeLabel={true}
      fallbackUI={<View> <Text>Something went wrong</Text> </View>}
      tags={"tag.traffic=home_tab&tag.medium=offers_section"}
	/*
	  * Refer to the full list of available properties and callbacks in Offer Carousel SDK Properties table.
	*/ 
   );
}

Offer Carousel SDK Properties

Available properties for the SDK

Event Handlers for Real-Time Tracking in the Offer Carousel Mobile SDK

The Engine Offer Carousel SDK has multiple real-time Event Handlers so you can track activity in the SDK in real time.

Error Handling

The SDK provides a comprehensive onError callback to manage various issues. This callback is invoked for configuration errors, server errors, network errors, and potential UI errors.

For configuration and server errors, the onError callback returns a code representing the HTTP error response, along with a descriptive error message.

Example

{
   code: 500,
   message: “Configuration request failed with status: 500",
   timestamp:”2025-07-24T10:12:02.492Z"
}

To provide a fallback UI in case of failure, you can utilize the fallbackUI property to pass in a custom React component. Note that this will only show when there’s some error in rendering logic. API errors should be handled by the onError callback.

UI Customizations

SDK Brands

We manage branding for your Offer Carousel SDK by creating a unique brand for each partner, applied consistently across all carousels. The brand's color palette defines its visual style, with theme colors generated to match and establish the application's overall look and feel.

• Color Palette: A Brand's Palette defines the colors and style used in our experiences.

  • Note: any colors not defined will be generated such that they align with the colors provided.

• Theme Colors: The theme colors are used to define the look and feel of the application. The colors can be generated using the colors provided in the color palette above.

SDK Properties

The SDK provides the following properties to customize the appearance of the component:

isDarkTheme

By setting this property, you can configure the SDK to match your app’s theme.

showProductTypeLabel:

This property controls the visibility of the offer type on top of the offer card.

showCardBorder:

Improve visibility of the offer cards by making them more distinct from the background. This is particularly useful when the container's background color is similar to the offer card's background color.

fontFamily:

This property updates the fonts used by the offer carousel. By default, the SDK will use system fonts.

Additional Customization & Functionality

Offer Enablements (Minimums & Maximums)

To ensure a smooth and consistent user experience, the Offer Carousel SDK enforces the following rules:

• Minimum Requirement: At least one offer must be available for the carousel to be displayed. If no offers are returned, the carousel will not render.

• Maximum Limit: There is no upper limit to the number of offers the SDK can display.

Custom Audiences

Custom Audiences enable precise targeting for select Earned Wage Access (EWA) and Credit Builder offers, driving higher engagement and conversion rates. By reaching only the most relevant users, partners benefit from improved performance, increased offer volume from supply partners, and accelerated acquisition growth.

Key features include:

• Suppression: Preventing existing Empower customers from seeing duplicate offers, reducing fatigue and improving the user experience. We support suppression for select offers from these partners:

  • EWA: Empower, Current, Chime, EarnIn

  • Credit Builders: CreditStrong

• Coming Soon – Remarketing: Re-engage churned customers with targeted offers at a lower payout, boosting retention and maximizing customer value.

Fonts and Colors

To maintain brand consistency within your app experience, the Offer Carousel SDK supports font and color customization with the following requirements:

Fonts:

• Any custom fonts must be pre-installed in the host application (ie the partner’s app).

  • For example, if Partner ABC wants to use a custom font, that font must already be supported and linked within their hosted app.

  • The SDK will reference fonts by name via the fontFamily property.

Colors:

• The SDK supports the full range of hex color codes, consistent with what’s supported in the Payload platform across partner pages, embeds, and SDKs.

  • Ideally, partners should use an existing brand configuration (if one has been set up previously).

  • Alternatively, partners can provide their preferred hex codes, and we will apply them during setup.This includes all standard 16 million+ hex color values, like those found in this HTML color picker.