Displaying Savings Offers

Engine by MoneyLion’s Marketplace returns 2 offers types at this time:

  • Savings Accounts

  • Money Market Accounts

  • Certificates of Deposit

Required Fields for Display

Engine by MoneyLion’s Financial Services partners require partners building a Native API integration to display a basic set of information associated with their offers. Here are the required fields to display:

Field Description

API Field Name

Example Response

Notes

Bank Brand Name

partner.name

Citi Bank

FDIC, NCUA status

details.federalInsuranceType

fdic or ncua or null

Product Name

details.name

360 Performance Savings

Bank Logo

partner.imageUrl

https://s3.amazonaws.com/images.engine.tech/logos/prod/lt_-_enablement_api-v2isl9ak.png

APY

details.annualPercentYield

1.50

String ‘Annual Percentage Yield’ (can’t shorten to APY) must be displayed and number must be shown as a percentage with up to 2 decimal places

Monthly Fee Amount

details.monthlyFee

0

Dollar value to be accompanied by the string ‘Monthly fee’

Check Writing Status

details.checkWriting

True

Status to be accompanied by the string ‘Check writing’’

Min Balance to Earn APY

details.minimumDeposit

2500

Dollar value to be accompanied by the string ‘Min balance to earn APY’

Marketing Details

details.description

<ul>\n<li>Lorem</li>\n<li>impsum</li></ul>

HTML formatted bulleted list of account attributes that are returned by the Financial Institutions.

As of Date

details.effectiveAsOf

2022-08-26T13:14:41.396113Z

Must be posted on each card

Here is an example of how an savings card is represented on Engine by MoneyLion’s owned experiences:

Offer Display Logic

Engine by MoneyLion recommends displaying the offers to the user in the order that they are returned by the API. The offers are displayed in the highest payout from the Financial Services provider, so when the user clicks on the first offer, you’ll receive the highest possible payouts from Engine by MoneyLion..

IMPORTANT

Do Not Cache Savings Offers Or Rate Tables

Financial Institutions for Savings do not allow for caching of offers or rate tables for consumers. You must re-poll the rateTables API endpoint each time you display offers to your consumers.

In the event that Engine by MoneyLion detects that an offer has been cached by your system, the user will be sent to an Engine by MoneyLion domain and you will not be compensated for that click.

If you are unable to fix this problem in a timely manner, we reserve the right to turn off the API access for your account.

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